Tata Sumo Car Insurance

Tata Sumo is one of India’s first multi-utility vehicle launched by Tata Motors in 1994.  The first facelift version of Tata Sum was unveiled in 2004 as Tata Sumo Victa and various additional features such as a tachometer, power steering and multifunctional instrument panel were included. The last updated version which is currently being sold in market is in the form of Sumo Gold.

Designed as a ten-seater jeep for both the urban & rural use, the vehicle was also been highly utilized for military purposes.

Tata Sumo Gold has an all-new CR4 Engine which was developed in India only. The Tata Sumo has an advanced braking setup which includes the disc brakes on the front wheels and drum brakes on rear wheels. All 4 doors have side intrusion beam, central locking, keyless entry and seatbelt warning. Sumo Gold has bigger alloy wheels along with a tough suspension and torquey engine which makes Sumo the perfect vehicle to commute on bad roads.

Variants of Tata Sumo

SpecificationSumo Gold GX BS IVSumo Gold EX BS IVSumo Gold CX BS IVSumo Gold CX PS BS IV
EngineCR4 Engine CR4 Engine CR4 Engine CR4 Engine
Displacement (cc)2956295629562956
Fuel TypeDieselDieselDieselDiesel
Power[email protected][email protected][email protected][email protected]
Torque[email protected][email protected][email protected][email protected]
Ground Clearance (mm)182182182182
Fuel Capacity (L)65656565

Why You Should Get Your Tata Sumo Insured?

No Financial Burden

In case of an accident, we will pay for the damages caused. You don’t have to bear the sudden financial crunch.

Third-party Damage Is Not Paid by You

We will pay for the damage to the third-party person and/or third-party property caused by your Tata Sumo.

Peace of Mind

You don’t have to worry about how your Tata Sumo will get repaired in case of accidents. That’s our job!

Mandatory by Law

Riding your Tata Sumo without a Third-party Liability Insurance is illegal. You are liable for a monetary penalty and/or imprisonment if you do not have a valid car insurance policy.

Types of Car Insurance Policies

  • Third-party Car Insurance Policy

If you opt for Third-party Insurance Policy, the damages caused to a third-party property or person will be paid by us. Buying this policy is mandatory by law.

  • Comprehensive Car Insurance

If you opt for a Comprehensive Insurance Policy, along with the benefits offered by a Third-party Insurance Policy, we also pay for the repairs for your own car or injuries caused to you in case of accidents.

Benefits of Buying Acko Car Insurance Policy

Online Insurance Process

Buy an insurance policy anytime, anywhere, directly from our website.

Guidance from Trained Professionals

Get insurance related, unbiased advice from our trained professionals.

Quick Claim Settlement

When you file a claim, we try to settle it in a quick and hassle-free manner.

Inclusions of Acko Car Insurance Policy

You are covered against the following:

  • Loss or damage to the vehicle due to an accident
  • Loss or Damage caused to third-party life or property
  • Theft of insured vehicle
  • Damages caused due to natural calamities
  • Damages caused due to man-made calamities

Exclusions of Acko Car Insurance Policy

You are NOT covered against the following:

  • Regular wear and tear
  • Depreciation
  • Mechanical & Electrical breakdown
  • Driving with an Invalid or no license
  • Driving under the Influence of Intoxicating Substances

Frequently Asked Questions

What is the difference between Third-party and Comprehensive Insurance Policy?

Buying a Third-party Insurance is mandatory as per The Motor Vehicles Act, 1988. It covers only the damages caused to the third-party involved in an accident with your insured Tata Sumo.

A Comprehensive Insurance Policy will cover you against damages caused to your Tata Sumo along with the benefits of a Third-party Insurance Policy.

My Tata Sumo insurance policy has expired a few months back, is an inspection necessary for the new policy?

Yes, if there is a time gap between the expiry and the renewal of Car Insurance Policy, your Tata Sumo may require another round of inspection.

Is an online policy considered to be valid?

100% yes, buying an online policy is as good as buying an offline policy.

I just bought a new Tata Sumo and had another car earlier, will my No Claim Bonus be continued?

Yes, if your earlier car was of the same class and type, your No Claim Bonus will be continued to the new car after completing the formalities.

How does NCB work in case I buy a second-hand car? Will I get No Claim Bonus?

As a new owner, it’s your obligation to get the existing car insurance transferred in your name within the specified period from the date of transfer of RC book.

In case you have an old policy with accumulated NCB, it can be transferred by submitting a retention letter to the new insurer.

Other Models Launched by Tata