ACKO LIFE TERM PLAN
Protect your family with
100% pure life insurance
100% pure life insurance
Coverage from ₹25 lakh to ₹100 crore, at 0% GST.
Coverage from ₹25 lakh to ₹100 crore
0% GST on premium
Adjust your coverage
when you need
Create your will
for free
Let’s build your perfect coverage
Your Name
Your gender
Male
Female
Have you smoked in the past 12 months?
Yes
No
Your age
Your pin code
Your phone number
+91
Licensed by IRDAI, Govt of India
Rated 4.6/5 on Google*
Join millions who trust ACKO Insurance
14 cr+
Indians trust us
4.6
Google rating
10 million+
claims settled
When it’s pure
You pay only for insurance.
Nothing else.
A term plan costs way less, and you can invest the money elsewhere for better returns. On the other hand, plans that mix insurance and investment are way more expensive.
When you don’t bundle
insurance and investment
Say you’re a 35-year-old with a ₹50,000 yearly budget, looking for protection and returns over 20 years.
Investment-cum-
Insurance Plan
₹50,000
Yearly premium
₹5 lakh
Life insurance cover
This plans gives
5.5% - 6.5% returns
per year
₹18-20 L returns
Term Life
Insurance
₹11,000
Yearly premium
₹1 crore
Life insurance cover
If you invest remaining
₹39,000 in mutual
funds, at 12% growth
₹32L returns
* Returns shown are based on past market data
What’s different about the
ACKO Life Term Plan?
ACKO Life Term Plan?
Flexibility to adjust your coverage
Got married? Paid off a loan? Increase or decrease your coverage as your responsibilities change. You can also pay premiums in monthly instalments.
Add or change your nominees
As your family grows, you can add or update nominees who receive the coverage amount if something happens to you.
You can change your policy term
You may start with a fixed policy term, but with this plan, you can extend or shorten it as your needs change.
How does flexi coverage work?
Well, there’s more benefits...
Zero commission
on premium
You buy directly from us, so there’s no commission at all. Helps save more.
Get tax savings under
Section 80C and 80D
The premium you pay helps you save up to ₹54,600 on taxes each year.
Create a will
for FREE
We help you create a will, and you can make unlimited edits whenever you need.
Additional coverage for life’s uncertainties
You can add these useful add ons to your plan, at a small price.
Accidental death cover
In case you pass away due to an accident, this coverage pays an extra amount to your family in addition to your existing life insurance cover amount.
Critical illness cover
If you are diagnosed with a critical health condition, this coverage gives extra money to you and your family to help manage medical costs.
Accidental disability cover
If an accident leaves you with a major disability, this coverage gives extra money to help manage your living expenses.
Did you know?
If you have additional covers and are diagnosed with a critical illness or affected by a severe disability, you will not have to pay policy premium for the remaining years of your policy term.
Have questions? Find all the answers here.
What is a term plan?
When should I buy a term plan?
What is the right sum assured for me?
Why does this plan only cover me till 70?
Will ACKO be around in 30 years to pay my claim?
What factors affect my premium?
Till what age can I get life insurance?
Can I pay in monthly instalments?
How often can I change my coverage and duration?
Why doesn’t ACKO offer a Limited Pay option?
ACKO Life Insurance Limited
#36/5, Hustlehub One East, Somasandrapalya, 27th Main Rd, Sector 2, HSR Layout, Bengaluru, Karnataka 560102
Disclaimers
CIN: U66010KA2022PLC163629
IRDAI registration number: 164
Category: Life insurance
The use of images and brands are only for the purpose of indication and illustration. ACKO claims no rights on the IP rights of any third parties. The ratings are derived from reviews and feedback received from Google and Facebook users on their respective platforms. *Google rating mentioned is for Acko General Insurance | *Discount is calculated basis F&U filling rates. Product name: Acko Life Flexi Term Plan | UIN: 164N003V01 | Acko Life Accidental Death Benefit Rider | UIN: 164B004V01 | Acko Life Accidental Total and Permanent Disability Rider | UIN: 164B005V01 | Acko Life Critical Illness Rider | UIN: 164B006V01
Trade logo displayed above belongs to ACKO Technology & Services Pvt Ltd and used by ACKO Life insurance Limited under License. For more details on risk factors, terms, conditions and exclusions, please read the policy wordings carefully before concluding a sale.