Star Rasmit loved the killer prices Acko’s price was almost 50% less than other insurers for Comprehensive car insurance. Surprised!
Rasmit
Facebook Rasmit Kumar Parida
Maruti Swift Owner, Bengaluru
Star Subha loved our seamless claims experience From query to delivery, Acko’s quick turnaround time made sure my experience was completely hassle-free!
SubhaDip
Facebook Subha Dip
Nissan Owner, Bengaluru

Killer Prices

Get the best price,
every single time.

Terribly Convenient

We leverage the best technology to make
insurance effortless for you.

Stress-Free Claims

Just click and claim. We'll take care
of everything else.
Killer Prices

Prices That Can’t Get Any Better.

We spend a lot less on running an insurance company when you buy directly from us. We simply pass on the savings to you. Also, by creating a community of great drivers who take care of their cars, we ensure that your premiums decrease generously. So just sit back, as we blow your mind off with our amazing deals.
Terribly Convenient

One Tap To Do It All.

We hate paperwork as much as you do. That’s why we help you deal with insurance instantly, simply at the tap of a button. Whether it’s purchase, support, claims, or renewal, our support team is always here for you.
Stress-Free Claims

Throw Stress Out Of The Window.

Our claims are so stress-free, it’s like taking an afternoon nap. Just give us a call and we’ll take care of everything - from picking up your car, to getting it repaired and dropping it back right at your doorstep.

What's Covered?

Image ACCIDENTS
A minor error in judgement can cause a major accident. But don't worry, we’ll take care of the damages to your car everytime.
Image FIRE
It’s scary to see your car catch fire! But we’ll cover damages caused to your car due to the ones resulting from self-ignition, explosion and lightning.
Image THEFT
Finding out that your car is stolen can be an absolute nightmare. But we’ll pay you your car’s Insured Value in case your car gets stolen.
Image CALAMITIES
Natural and man-made calamities can wreak havoc. But we’ll cover damages caused to your car because of earthquake, riots, etc.
Image THIRD-PARTY LOSSES
Car accidents can result in injury to, and death of any third party, while also damaging property. But we’ll cover damages related to third-party losses.
Image CAR OWNER COVER
A minor error in judgement can cause a major accident. But don't worry, we’ll take care of the damages to your car everytime.

What's Not Covered?

Image ILLEGAL DRIVING
If you drive without a valid driving license, or under the influence of alcohol and/or other illegal substances, you will not be covered.
Image NON-ACCIDENTAL DAMAGE
Wear & tear, breakdowns, failures, and deductibles are not covered. Also consequential damages or liabilities that arise due to car accidents will unfortunately not be covered.
Image TYRES, TUBES & ENGINE
Damage to tyres, tubes, and engine is not covered unless they are damaged due to an accident.

How do we make claims stress-free?

One Hour Pick-up*

Call us and we’ll be there in an hour to pick up your damaged car for repairs.

3-Day Doorstep Delivery*

If we don’t repair and deliver your car within three days, we reimburse you with cab vouchers for your daily commute.

Cashless Claims

When we say we are cashless, we really mean we are cashless across ALL garages.

*In Select Cities - Ahmedabad, Bengaluru, Chennai, Delhi, Goa, Hyderabad, Kolkata, Mumbai, Nashik, Pune & Surat

How to Claim?


You Register

Register your claim at acko.com or call us on 1860 266 2256.

We Pick Up

We’ll pick up your car for repairs in the next 60 mins.*

You Relax

Be stress-free as you track the repair status on our website.

We Deliver

We’ll drop off your car repaired and ready to go in three days.*

*In Select Cities - Ahmedabad, Bengaluru, Chennai, Delhi, Goa, Hyderabad, Kolkata, Mumbai, Nashik, Pune & Surat

In case of minor damages,
we offer instant settlements.

Got a loose bumper, a cracked windscreen or a hanging side mirror? Get your claims settled instantly. You can then choose to go to your preferred garage, as per your convenience.

Frequently Asked Questions
Acko is a licensed non-life insurance company regulated by the IRDAI (Registration number 157). Buying car insurance from Acko helps you save time and money both during purchase as well as in the event of claims. Acko intends to make insurance effortless, affordable and hassle-free. The Acko car insurance product offers you a host of benefits - Zero paperwork during purchase or claim, a hassle-free claims experience with cashless claim settlement and pick up of damaged car within 1 hour and guaranteed end to end TAT of 3 days failing which you will be issued free cab vouchers (applicable in select cities – Ahmedabad, Bengaluru, Chennai, Delhi, Goa, Hyderabad, Kolkata, Mumbai, Nashik, Pune & Surat). We also offer low prices exclusively to Amazon customers. Buying insurance from us is seamless and you will receive the policy document instantly in your email account.
Acko has introduced a technology-driven process that makes it very easy for you to complete the purchase online without the help of any third party. Thus, when you buy directly from us, we spend less. We have minimal sales branches too and hence incur lower cost. We pass on these savings to you so you can avail the best insurance at a lower price.
Yes, you can still purchase Acko car Insurance, if the expiry date (of current policy) is less than 60 days from today. The Acko policy will come into effect post the expiry of current policy. If the expiry date of current policy is greater than 60 days from today, you can choose to opt for the "Buy Later" feature on Acko's website that will notify you when your policy is about to expire, and you can purchase Acko car insurance at that time.
Yes, even if you are not an Amazon customer, you can still purchase the policy on our website. However, Amazon customers get exclusive pricing, which you will miss out on. If you are an Amazon customer, you can use your Amazon login credentials and pay using any payment method such as credit cards/ debit cards, net banking or using Amazon Pay balance for a single click experience.
You can raise a claim on our website www.acko.com or contact our call center at 1-860-266-2256. When you raise a claim, you should provide the following information: (1) Your contact number OR the vehicle number (2) Description of the incident and photographs of the vehicle if possible, (3) FIR in case of theft, or loss of any third party. You will also get a periodic status update on your claims.
Yes, we offer the Zero Depreciation Add-on and it is available for purchase. Also, the Consumables Cover is a part of the comprehensive car insurance plan. We are currently working on bringing more add-ons that will be made available soon.
For any assistance, contact Acko at 1-860-266-2256 or send us an email at hello@acko.com.
"Aiming to unbundle insurance"
"Country’s first fully digital insurer"
"Customised products & price differentiation"
"Making insurance straightforward"

Here's why you'll love Acko.

paperwork

Looking to purchase, claim or renew? It doesn't matter.

hour*

Just call us and we'll pick up your damaged vehicle within the hour.

minutes

To get your policy document in your account.

days*

Get your repaired car in 3 days or we'll give you free cab vouchers!
*In Select Cities - Ahmedabad, Bengaluru, Chennai, Delhi, Goa, Hyderabad, Kolkata, Mumbai, Nashik, Pune & Surat
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