Certified & Licensed

 

by IRDAI, Govt.of India

Commercial Car Insurance

Get up to 85%* off

Premium starting from ₹11320*

4.5 Crore happy users

Stress-free claims &
Zero paperwork

95% 5 Ratings

Cashless Claims

Suyash Dixit

Incredibly quick service.
My claim was settled in just 2 days!

Suyash Dixit

Maruti Suzuki Baleno Owner, New Delhi

Taher Ahmed Sayeed

Acko is the Best in Car Insurance, The team is very professional & polite.

Taher Ahmed Sayeed

Delhi

rahul gupta

Very good experience, got the settlement done in less than 24 hours.

Rahul Gupta

New Delhi

What’s Covered

Fire

Total or partial damage to the commercial vehicle caused by incidents of fire or explosion.

Natural and Man-made Calamities

Damage caused to the vehicle due to earthquakes, landslides, cyclones, floods, or even riots, vandalism, etc.

Theft

Loss or damage because of the vehicle being stolen.

Accidents

Damage to the commercial vehicle caused due to an accident.

Personal Accident

Injury or death of the driver in case of an accident of the commercial vehicle.

Third-party Loses

Damages caused to a third party by the commercial vehicle.

What’s Not Covered

Drunk Driving

Accidents caused due to the owner-driver driving under the influence of alcohol.

Driving without a valid Driving Licence

Accidents caused due to the owner-driver driving without a valid license.

Not Covered by Add-ons

Risks that have not been covered by specific add-ons.

Contributory Negligence

Damage due to the carelessness of the driver.

Consequential loss

Consequential damage that is not a direct result of accident/ natural calamity, etc. damage causes subsequent damage/loss, only the original damage will be covered.

Frequently Asked Questions

Why should I buy a Commercial Vehicle Insurance for my business?

Is Commercial Vehicle Insurance important?

What is the difference between Comprehensive and Third-party policy in Commercial Vehicle Insurance?

Is this commercial vehicle insurance available for all types of vehicles like truck, three-wheeler, etc?

How do I renew my autorickshaw insurance?