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Total or partial damage to the commercial vehicle caused by incidents of fire or explosion.
Natural and Man-made Calamities
Damage caused to the vehicle due to earthquakes, landslides, cyclones, floods, or even riots, vandalism, etc.
Loss or damage because of the vehicle being stolen.
Damage to the commercial vehicle caused due to an accident.
Injury or death of the driver in case of an accident of the commercial vehicle.
Damages caused to a third party by the commercial vehicle.
What’s Not Covered
Accidents caused due to the owner-driver driving under the influence of alcohol.
Driving without a valid Driving Licence
Accidents caused due to the owner-driver driving without a valid license.
Not Covered by Add-ons
Risks that have not been covered by specific add-ons.
Damage due to the carelessness of the driver.
Consequential damage that is not a direct result of accident/ natural calamity, etc. damage causes subsequent damage/loss, only the original damage will be covered.
Frequently Asked Questions
Why should I buy a Commercial Vehicle Insurance for my business?
Is Commercial Vehicle Insurance important?
What is the difference between Comprehensive and Third-party policy in Commercial Vehicle Insurance?
Is this commercial vehicle insurance available for all types of vehicles like truck, three-wheeler, etc?
How do I renew my autorickshaw insurance?
Unit No. 301, 3rd Floor, E wing, Lotus Corporate Park, Off Western Express Highway, Jay Coach, Goregaon East, Mumbai 400063.
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Articles On Insurance
IRDAI Registration No: 157
Category: Non-Life Insurance