Hero HF Two-wheeler Insurance

Hero HF is a base level commuter bike from Hero Motocorp which was launched in the year 2015. The intent was to strengthen Hero’s position in the “Under 100cc two-wheeler Segment.” Later, Hero introduced two additional versions: HF deluxe and HF deluxe Eco in the same year. Hero HF Deluxe was the 2th highest selling bike in July 2017 with more than 1.5 lakhs units sold in the month.

Hero HF has been awarded as the Entry Level Bike of the year by Zigwheels in 2015.”

The motorcycle has been strategically priced to keep rural buyers interested. The bike has been extremely successful, especially in the rural part of India, mainly due to its fuel efficiency and pricing.

Variants of Hero HF

SpecificationHF Deluxe Self Drum AlloyHF Deluxe Self Drum SpokeHF Dawn Kick Drum SpokeHF Deluxe ECO Self Drum AlloyHF Dawn Self Drum Spoke
Displacement (cc)
Power8.2 Bhp @ 8000 rpm8.2 Bhp @ 8000 rpm8.2 Bhp @ 8000 rpm8.2 Bhp @ 8000 rpm8.2 Bhp @ 8000 rpm
Torque8.05 Nm @ 5000 rpm8.05 Nm @ 5000 rpm8.05 Nm @ 5000 rpm8.05 Nm @ 5000 rpm8.05 Nm @ 5000 rpm
Fuel Tank Capacity(ltr)10.510.510.510.510.5
Seat Height(mm)805805805805805
Kerb/Wet Weight(Kg.)110110109112109

Why You Should Get Your Hero HF Insured?

No Financial Burden

In case of an accident, we will pay for the damages caused. You don’t have to bear the sudden financial crunch.

Third-party Damage Is Not Paid by You

We will pay for the damage to the third-party caused by your Hero HF.

Peace of Mind

You don’t have to worry about how your Hero HF will get repaired in case of accidents. That’s our job!

Mandatory by Law

Riding your Hero HF without a third-party liability insurance is illegal. You are liable for a monetary penalty and/or imprisonment if you do not have a valid bike insurance policy.

Types of Two-wheeler Insurance Policies

  • Third-party Bike Insurance Policy

If you opt for Third-party Insurance Policy, the damages caused to a third-party property or person will be paid by us. Buying this policy is mandatory by law.

  • Comprehensive Bike Insurance Policy

If you opt for a Comprehensive Insurance Policy, along with the benefits offered by a Third-party insurance policy, we also pay for the repairs for your own bike or injuries caused to you in case of accidents.

Benefits of Buying Acko Two-wheeler Insurance Policy

Online Insurance Process

Buy an insurance policy anytime, anywhere, directly from our website.

Guidance from Trained Professionals

Get insurance related, unbiased advice from our trained professionals.

Quick Claim Settlement

When you file a claim, we try to settle it in a quick and hassle-free manner.

Inclusions of Acko Two-wheeler Insurance Policy

You are covered against the following:

  • Loss or damage to the vehicle due to an accident
  • Loss or Damage caused to third-party life or property
  • Theft of insured vehicle
  • Damages caused due to natural calamities
  • Damages caused due to man-made calamities

Exclusions of Acko Two-wheeler Insurance Policy

You are NOT covered against the following:

  • Regular wear and tear
  • Depreciation
  • Mechanical & Electrical breakdown
  • Driving with an Invalid or no license
  • Driving under the Influence of Intoxicating Substances

Frequently Asked Questions

What is the difference between Third-party and Comprehensive Insurance Policy?

Buying a Third-party Insurance is mandatory as per The Motor Vehicles Act, 1988. It covers only the damages caused to the third-party involved in an accident with your insured Hero HF.

A Comprehensive Insurance Policy will cover you against damages caused to your Hero HF along with the benefits of a Third-party Insurance Policy.

My Hero HF insurance policy has expired a few months back, is an inspection necessary for the new policy?

Yes, if there is a time gap between the expiry and the renewal of two-wheeler insurance policy, your Hero HF may require another round of inspection.

Is an online policy considered to be valid?

100% yes, buying an online policy is as good as buying an offline policy.

I just bought a new Hero HF and had another bike earlier, will my No Claim Bonus be continued?

Yes, if your earlier two-wheeler was of the same class and type, your No Claim Bonus will be continued to the new bike after completing the formalities.

How does NCB work in case I buy a second-hand bike? Will I get No Claim Bonus?

As a new owner, it’s your obligation to get the existing two-wheeler insurance transferred in your name within the specified period from the date of transfer of RC book. In case you have an old policy with accumulated NCB, it can be transferred by submitting a retention letter to the new insurer.

Other Models Launched by Hero

  • Hero KARIZMA
  • Hero XTREME
  • Hero Hunk
  • Hero Achiever
  • Hero Ignitor
  • Hero Glamour
  • Hero Splendor
  • Hero DUET
  • Hero MAESTRO