Hero Karizma Two-wheeler Insurance

Hero Karizma was a 220cc High-end motorcycle launched in India for the first time by the erstwhile Hero Honda group in May 2003. The bike was given cosmetic upgrades as Karizma R in 2007 and 2009 by another variant called Karizma ZMR. 2014, Karizma got a redefined upgrading with cosmetic and performance changes. The bike was manufactured in India by Hero Motocorp Ltd (formerly Hero Honda) which is one of the largest two-wheeler manufacturers in the world and enjoys more than 40% of market share in Indian Two Wheeler market. The company decided to discontinue the production and sales of Karizma post implementation of BS-IV emission norms from April 1, 2017.

Karizma won Bike of the Year award at the BBC Worlds Wheels 2003 and the facelift version Karizma ZMR won Motorcycle of the Year at the NDTV Car & Bike Awards 2015.”

Karizma has been one of the most sought after bikes on account of its style, advanced technology, reliable engine and performance in its early stages. The design was considered to be ahead of time when it was launched for the first time in India. Various facelift version of Karizma were launched in the market out of which Karizma R Version 1.0 and ZMR Version 1.0 had a sturdy design with a wider body.

Variants of Hero Karizma

SpecificationKarizma ZMR Version 2.0Karizma ZMR Version 1.0Karizma R Version 1.0Karizma R Version 2.0
Displacement (cc)223223223223
Power20 BHP @ 8000 rpm17.6 BHP @ 7000 rpm17 BHP @ 7000 rpm19.2 BHP @ 7500 rpm
Torque19.7 NM @ 6500 rpm18.35 NM @ 6000 rpm18.35 NM @ 6000 rpm19.35 NM @ 6000 rpm
Fuel Tank Capacity(ltr)15.315.31515
Seat Height(mm)810805795795
Kerb/Wet Weight(Kg.)157159150154

Why You Should Get Your Hero Karizma Insured?

No Financial Burden

In case of an accident, we will pay for the damages caused. You don’t have to bear the sudden financial crunch.

Third-party Damage Is Not Paid by You

We will pay for the damage to the third-party caused by your Hero Karizma.

Peace of Mind

You don’t have to worry about how your Hero Karizma will get repaired in case of accidents. That’s our job!

Mandatory by Law

Riding your Hero Karizma without a third-party liability insurance is illegal. You are liable for a monetary penalty and/or imprisonment if you do not have a valid bike insurance policy.

Types of Two-wheeler Insurance Policies

  • Third-party Bike Insurance Policy

If you opt for Third-party Insurance Policy, the damages caused to a third-party property or person will be paid by us. Buying this policy is mandatory by law.

  • Comprehensive Bike Insurance Policy

If you opt for a Comprehensive Insurance Policy, along with the benefits offered by a Third-party insurance policy, we also pay for the repairs for your own bike or injuries caused to you in case of accidents.

Benefits of Buying Acko Two-wheeler Insurance Policy

Online Insurance Process

Buy an insurance policy anytime, anywhere, directly from our website.

Guidance from Trained Professionals

Get insurance related, unbiased advice from our trained professionals.

Quick Claim Settlement

When you file a claim, we try to settle it in a quick and hassle-free manner.

Inclusions of Acko Two-wheeler Insurance Policy

You are covered against the following:

  • Loss or damage to the vehicle due to an accident
  • Loss or Damage caused to third-party life or property
  • Theft of insured vehicle
  • Damages caused due to natural calamities
  • Damages caused due to man-made calamities

Exclusions of Acko Two-wheeler Insurance Policy

You are NOT covered against the following:

  • Regular wear and tear
  • Depreciation
  • Mechanical & Electrical breakdown
  • Driving with an Invalid or no license
  • Driving under the Influence of Intoxicating Substances

Frequently Asked Questions

What is the difference between Third-party and Comprehensive Insurance Policy?

Buying a Third-party Insurance is mandatory as per The Motor Vehicles Act, 1988. It covers only the damages caused to the third-party involved in an accident with your insured Hero Karizma.

A Comprehensive Insurance Policy will cover you against damages caused to your Hero Karizma along with the benefits of a Third-party Insurance Policy.

My Hero Karizma insurance policy has expired a few months back, is an inspection necessary for the new policy?

Yes, if there is a time gap between the expiry and the renewal of two-wheeler insurance policy, your Hero Karizma may require another round of inspection.

Is an online policy considered to be valid?

100% yes, buying an online policy is as good as buying an offline policy.

I just bought a new Hero Karizma and had another bike earlier, will my No Claim Bonus be continued?

Yes, if your earlier two-wheeler was of the same class and type, your No Claim Bonus will be continued to the new bike after completing the formalities.

How does NCB work in case I buy a second-hand bike? Will I get No Claim Bonus?

As a new owner, it’s your obligation to get the existing two-wheeler insurance transferred in your name within the specified period from the date of transfer of RC book. In case you have an old policy with accumulated NCB, it can be transferred by submitting a retention letter to the new insurer.

Other Models Launched by Hero

  • Hero Karizma
  • Hero Xtreme
  • Hero Hunk
  • Hero Achiever
  • Hero Ignitor
  • Hero Glamour
  • Hero Splendor
  • Hero Passion
  • Hero Hf
  • Hero Duet
  • Hero Maestro
  • Hero Pleasure