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Royal Enfield Bike Insurance

Get your Royal Enfield bike insured in a simple and hassle-free way!

Bike insurance starting at ₹555*

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Royal Enfield Bike Insurance

Home / Two-wheeler Insurance / Royal Enfield Bike Insurance

Two-wheeler insurance is mandatory to ride a bike in India. Along with the coverage against legal liabilities, the Comprehensive Bike Insurance Policy provides coverage for accidental damages to your bike. By insuring your Royal Enfield, you can be at peace knowing that you are financially covered in case of unforeseen liabilities. Read ahead to learn more about Royal Enfield bike insurance and the benefits of online two-wheeler insurance.

Importance of Buying Online Bike Insurance for Royal Enfield Bikes
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Here are the main reasons why you should select online Royal Enfield two-wheeler insurance over the offline mode.

1. No Paperwork
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Buying two-wheeler insurance for your Royal Enfield on ACKO is a paperless experience. You do not have to submit documents or fill lengthy forms to insure your bike. ACKO’s online bike insurance process of buying/renewing the policy or raising a claim against the policy does not require any paperwork.

2. Faster Turnaround Time
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To buy or renew the insurance plan or to file a claim against the policy, visit ACKO’s website or download the ACKO app for a faster experience. You can access the app or the website 24/7 using your internet-based smartphone to insure your vehicle instantly.

3. Transact Directly with ACKO
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Being a new-age digital insurance company, all transactions can be done directly through ACKO. There are no agents involved to influence your decision. With no agents involved, the savings are passed on to you as low-premium bike insurance plans.

Types of Bike Insurance Plans for Royal Enfield Bikes
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There are two types of bike insurance plans for your Royal Enfield: Third-party Bike Insurance and Comprehensive Bike Insurance. Here are the coverage details for each type of insurance policies:

Third-party Bike Insurance Policy
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This type of two-wheeler insurance plan for your Royal Enfield offers financial protection against third-party liabilities that include injuries to third parties or damages to their property. You need to insure your Royal Enfield at least with this plan since it is mandatory as per The Motor Vehicles Act, 1988. However, it does not cover damages or losses to your Royal Enfield.

Comprehensive Bike Insurance Policy
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This type of bike insurance plan for your bike is a combination of Third-party Bike Insurance and Own Damage bike insurance (OD) cover. The OD cover offers protection against accidental damages to your Royal Enfield bike. Losses or damages to your vehicle can be due to an accident, explosion or fire, man-made or natural calamities and theft of the bike. Also, you have the option to include add-on covers to extend the coverage.

What’s Covered in Royal Enfield Bike Insurance (Inclusions)?
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Damages or losses arising due to the following circumstances are covered under the Comprehensive Bike Insurance Policy:

Please note, the Personal Accident (PA) cover is mandatory by law. If you don’t have one, you need to purchase it additionally while buying or renewing the policy.

What’s Not Covered in Royal Enfield Bike Insurance (Exclusions)?
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Following are the circumstances when the Royal Enfield bike insurance will not cover liabilities:

Add-ons for Royal Enfield Bike Insurance
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Add-ons are small and specific packages that you purchase along with the Comprehensive Insurance Plan to extend the standard coverage. Following are the add-ons that you can buy with the Royal Enfield Bike Insurance Plan:

Why ACKO?
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Following are the benefits of the ACKO bike insurance for Royal Enfield bikes:

1. Complete Online Experience
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Buy or renew the plan online without any paperwork. You can also raise a claim online without the need for paperwork or middlemen. Visit our website or download our mobile app to transact 24/7. Enter a few details of your Royal Enfield bike and insure it within a few minutes.

2. Quicker Claims
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You can raise a claim online without any documentation or paperwork. Access your account through our website or mobile app, upload the photos of the damaged bike, answer a few questions about the damages to raise a claim against the policy. For minor damages, we will settle the claim instantly through on-account payment. For severe damages, our claims team will help with the required steps.

3. Low-cost Bike Insurance Plans
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All services provided by ACKO are through the digital environment. Since all transactions are online, ACKO does not depend on middlemen or agents so that you can transact directly with us. With no middlemen, the savings are passed on to you as low-cost bike insurance plans.

ACKO’s Claim Process
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Raising a claim against your policy is not difficult with ACKO. Our digital environment makes it easier for you to file a claim within a few minutes without any paperwork. Follow the steps below to file a claim against your Royal Enfield bike insurance:

For minor damages, receive an instant claim settlement through on-account payment and for severe damages, our claims team will help you through the required steps.

Frequently Asked Questions
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Following are the frequently asked questions about bike insurance:

Commonly Asked Questions About Royal Enfield Bike Insurance

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How to buy ACKO bike insurance for Royal Enfield bikes?

Visit our website or download our mobile app. Enter a few details about your bike to insure the vehicle instantly without any paperwork.

What documents are required to insure my Royal Enfield bike from ACKO?

With ACKO, the entire purchase process is paperless. You do not have to fill or submit documents to insure your motorcycle. Enter a few details of your bike on our website or through our mobile app, select the plan and optional add-ons, pay the premium online and insure your Royal Enfield instantly.

What is the advantage of buying Comprehensive Bike Insurance for my Royal Enfield bike?

Apart from the coverage for third-party liabilities, the Comprehensive plan also includes Own Damage (OD) cover that provides financial coverage against accidental damages to your bike. Damages or losses can be due to an accident, natural/man-made calamities or fire. It also provides coverage in case your bike is stolen or is damaged beyond repair. Additionally, you have the option to include add-ons to extend the basic coverage.

Other Two-wheeler Insurance for Royal Enfield Bike Models/Variants
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