Travel Insurance for Europe from India
Ensure a safe trip with Europe travel insurance plan.
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Are you planning a trip to Europe from India? That's amazing! Europe is a wonderful place full of culture, history, and stunning sights that will leave you spellbound. But, before you start your adventure, we recommend that you get travel health insurance for Europe. This way, you can have peace of mind and enjoy your trip without worrying about unexpected expenses.
In this article, we'll explore everything you need to know about travel insurance for Europe and how to get it easily. So, keep reading and let's get you ready for an unforgettable journey!
Why do I need travel insurance for Europe from India?
An overseas trip requires careful planning and organization, regardless of the location. You should not be put in a dangerous situation in an unfamiliar country without proper safeguards. Here, we will go over a few uses of travel insurance for Europe trip that we think are particularly noteworthy.
Accidents happen, even when you're on vacation
Unfortunately, even the most carefully planned trips can result in unexpected accidents or illnesses. Whether it's a sudden illness, injury, or lost luggage, travel insurance Europe can help you avoid financial losses and make sure you have access to medical care when you need it.
Medical expenses can be costly
Healthcare costs in Europe can be quite high, and without Europe travel insurance, you may be responsible for paying out-of-pocket for any medical treatment you need while abroad. Having travel health insurance for Europe can help you avoid these costs and give you peace of mind knowing that you're covered.
Travel insurance can provide emergency assistance
In the event of an emergency, such as a natural disaster or political unrest, travel insurance can provide you with emergency assistance. This may include things like evacuation, transportation, or emergency medical care. Having this coverage can give you peace of mind and help you feel more secure while you're travelling.
Travel delays and cancellations can be frustrating
Delays and cancellations are an unfortunate reality of travel, and they can be especially frustrating when you're in a foreign country. Travel insurance Europe can help you recover the costs of missed flights, lost baggage, and other travel mishaps, allowing you to focus on enjoying your trip instead of worrying about logistics.
Your belongings may be at risk
When you're travelling, your belongings may be at risk of theft or damage. With travel insurance, you can rest easy knowing that you're covered in case your luggage or personal belongings are lost, stolen, or damaged.
It's better to be safe than sorry
While it's easy to assume that everything will go smoothly on your trip, the truth is that accidents and mishaps can happen to anyone. Investing in travel insurance may seem like an unnecessary expense, but it can ultimately save you a lot of money and stress in the long run.
How do I buy ACKO Travel Insurance for Europe from India?
You can quickly and easily acquire Europe Travel Insurance from ACKO by following these steps.
Step 1: To begin, click here or download our app from Play or App Store
Step 2: Choose from our standard plan or customise your plan
Step 3: Give us the dates on which your trip will start and end
Step 4: Choose the coverage you want
Step 5: Fill up the details for you and your travel companions
Step 6: You'll get a quote right away. Pay online to get your coverage.
Why ACKO Travel Insurance for Europe trip?
Travelling to Europe can be an amazing experience, but it's always good to have a reliable travel insurance plan in place. With ACKO, filing a travel insurance claim is hassle-free and you can get reimbursed for any expenses that are covered under your plan.
The best part is that ACKO's plans are both comprehensive and affordable, so you don't have to worry about breaking the bank. What is even better? You can purchase the policy and submit a claim, all from the comfort of your home.
Take a look at these ways in which ACKO is making insurance easier for you:
Personalised coverage: ACKO allows you to select the coverage that suits your requirements, so you only pay for what you need. This helps you save money and ensures that you receive adequate coverage for your trip.
24/7 Support: You can get insurance support anytime and from anywhere via a missed call at 01246174722 or by emailing us at acko.allianz.com. We offer round-the-clock assistance to ensure you receive help whenever you need it during your travels.
Paperless transactions: We understand the hassle of paperwork and offer a digital platform for buying policies, filing claims, and accessing insurance-related features. You can say goodbye to tedious form-filling and save time with our easy-to-use platform.
No hidden charges: With our plan, you won't have to pay any extra fees when making a claim. We cover the entire cost up to the policy limit, providing you with peace of mind and financial security during emergencies.
Affordable premiums: We believe in providing excellent value for your money and that’s why our most basic plan only costs Rs. 49 for a five-day trip, which is less than Rs. 10 per day*. You won't find a better deal elsewhere for the peace of mind you deserve.
Key features of ACKO’s Europe Travel Insurance Policy
Here are some of the key offerings of ACKO’s Travel Insurance for Europe from India. Nevertheless, we recommend that you read the relevant policy wording for more accurate information.
Features | Benefits |
|---|---|
Loss of passport | Financial support for replacement of a lost passport during the trip. |
Baggage delay/loss | Compensation for delayed or lost baggage during air travel as per policy terms. |
Adventure sports caused injuries | Protection against injuries resulting from adventure sports. |
Illness-related medical expense reimbursement | Financial coverage for medical expenses in case of illness during the trip. |
Trip cancellation and interruption | Specified monetary compensation in case of flight cancellation for the trip. |
COVID-19-related hospitalisation | Coverage for medical expenses incurred due to COVID-19 hospitalisation during the trip. |
Trip rescheduling | Fixed sum compensation for flight rescheduling as per policy terms. |
Trip cancellation due to COVID-19 | Compensation for cancellation or rescheduling of the trip due to a positive COVID-19 test. |
Missed/delayed flight | Lump sum compensation claimable for missed or delayed flights according to policy terms. |
Accident-related medical expense reimbursement | Coverage of medical expenses incurred due to accidental injuries. |
Loss of travel fund | Assurance of sufficient funds to complete the trip in case of loss or theft of travel funds. |
Benefits of ACKO’s Europe Travel Insurance Plan
There are a lot of perks available to you if you buy ACKO's travel insurance for your trip to Europe.
Risk-Free Exploration
You can do whatever you want with complete confidence when you have ACKO, but it is still smart to take reasonable precautions. Our Europe travel insurance policy includes coverage for injuries sustained while partaking in adventure sports.
Unexpected trip delays and cancellations
We at ACKO are aware of how quickly your travel plans can change due to a variety of external factors. Our travel insurance will reimburse you up to the policy's maximum if your flight is delayed or cancelled under certain conditions.
COVID-19 Forces Flight Cancellations
We understand that travel may be difficult for you at this time because COVID-19 is still going on. If you have to cancel your trip because of a positive COVID-19 test, we will pay for the costs you incur up to the limit specified in the policy.
Lost Vacation Money
Unexpected things can ruin a trip, so ACKO gives you extra protection in case your money gets lost or stolen. If you lose money in Europe, our travel insurance will help you get it back from your family and friends back in India.
What is covered
What is not covered
Here are the benefits that our travel insurance online for Europe offers to ensure a worry-free and financially secure trip.
Repatriation of mortal remains
Our travel insurance Europe policy covers the cost of repatriating your mortal remains to your hometown in case of an unfortunate demise during your trip, providing peace of mind to you and your loved ones.
Compassionate visits
If you are hospitalised due to illness or injury, our travel insurance Europe policy covers the cost of bringing a relative from India to Europe to provide emotional support and ensure that you receive the necessary care.
Cancellation and rescheduling of travel
Our travel insurance for Europe from India policy provides fixed compensation for flight cancellations, rescheduling, missed connections, or flight delays, regardless of the cause of the disruption, to alleviate additional costs or inconveniences caused by these events.
Trip cancellation due to COVID-19
Our travel medical insurance Europe covers your financial losses if you are forced to cancel your trip due to COVID-19 related reasons, such as testing positive or being subject to travel restrictions.
Replacement of lost passport
Our online travel insurance Europe policy covers the cost of obtaining a replacement passport if you misplace it while travelling in Europe, reducing the inconvenience and potential expenses involved.
Injuries related to adventure sports
Our travel medical insurance Europe policy covers medical costs for any injuries incurred during adventure sports, allowing you to enjoy these activities without financial worry.
Loss and delay of luggage
If your luggage is lost or delayed during your trip, our Europe travel insurance policy offers fixed compensation to cover the costs of necessary items you may require while waiting for your luggage to be located.
Expenses for medical care
Our travel health insurance Europe covers hospital stays and other medical costs up to a certain limit, so you do not have to worry about the high cost of medical care in a foreign country.
To ensure that you have a thorough grasp of our travel insurance for Europe policy coverage, we have created a list of circumstances that are not covered. These exclusions are categorised into three parts: travel, legal, and medical.
Travel exclusions
Unfortunately, in the following situations, we are unable to offer coverage.
Travelling to Europe without a valid visa.
Travelling to Europe for medical treatment.
Travelling despite being medically unfit to do so.
Ignoring your doctor's advice against travelling.
Legal exclusions
The following must be avoided in order to be eligible for coverage under our Europe travel insurance policy.
Engaging in self-harm or attempting suicide.
Engaging in activities while under the influence of drugs or alcohol.
Being held accountable for a criminal act.
Participating in hazardous activities such as mining, tunnelling, aerial photography, and similar work.
Medical exclusions
The following medical costs are not covered by our travel medical insurance Europe policy, even though a variety of medical expenses are.
A pre-existing medical condition that worsens during your stay in Europe.
Acquiring a letter from a family member attesting to your disability.
Medical bills arising from pregnancy.
Note: This list is not exhaustive, and for more accurate and comprehensive details, we suggest referring to the appropriate policy wordings.
How do I claim online travel insurance Europe from Acko?
Claiming your ACKO travel insurance online for Europe is super easy. Here are the simple steps to follow:
For travel medical insurance that offers treatment without cash:
Send us an email at [email protected], or give us a missed call at 01246174722.
We'll provide you with a list of local hospitals that offer cashless services
All you need to do is share your policy document, and we’ll process and settle your claim based on your policy terms.
For other covers:
You can contact us by calling the number 01246174722 or sending an email to the address [email protected].
Your bill or invoice will be reviewed as soon as possible, and you should anticipate receiving your refund within the next few days at the latest.
Tips to buy the best travel insurance for Europe from India online
To buy the best travel insurance for Europe from India online, follow these tips:
Opt for necessary coverage
Every traveller has different needs, so it's essential to assess your unique circumstances and choose only the necessary coverage. This will help you avoid paying for coverage that you don't need and reduce the overall cost of your ACKO International Travel Insurance Policy.
Familiarise yourself with the claim process
Before purchasing your travel insurance, it's crucial to understand the insurer's claim process. This way, you can efficiently file a claim if an emergency arises during your travels, saving you both time and money.
Consider an appropriate sum insured
To save money, it's important to select a sum insured that is both financially feasible and adequate to cover any potential risks that may arise during your travels.
Things you should know before beginning your Europe trip
Here are some fun facts about Europe you should know about before your trip there.
Europeans drive on the other side of the road. So, if you're planning on renting a car, make sure you know which side to drive on, or you might find yourself in a sticky situation!
Don't be surprised if you find yourself eating a lot of bread and cheese on your trip. Europeans love their carbs, and cheese is a staple in many countries. Embrace it and enjoy the delicious flavours!
In many European countries, it's customary to greet people with a kiss on each cheek. So, don't be surprised if strangers get up close and personal with you. It's just a friendly greeting!
Europeans take their beer very seriously. If you're a fan of the beverage, make sure to try some of the local brews. Each country has its own unique flavours and styles, so it's worth trying them all!
If you're planning on visiting multiple countries, be prepared for some culture shock. Each country has its own customs, language, and traditions, so it can be quite the adventure navigating your way through them all.
Europe is filled with amazing architecture, art, and history. Make sure to take the time to appreciate all of the incredible sights and sounds around you. And don't forget to take plenty of photos to remember it all!
Things you can’t miss!
Here are some suggestions of places you visit during your Europe trip.
The Leaning Tower of Pisa: It's not every day you get to take a cheesy tourist photo pretending to hold up a world-famous landmark!
The Harry Potter Studio Tour in London: Whether you're a die-hard Potterhead or just a fan of movie magic, this immersive experience is sure to enchant you.
The Neuschwanstein Castle in Germany: This fairy tale castle was the inspiration for Sleeping Beauty's castle in Disneyland, and it's not hard to see why!
The Van Gogh Museum in Amsterdam: Get your artsy fix at this museum dedicated to the famous Dutch painter, and maybe even recreate some of his iconic works in the selfie room.
The Plitvice Lakes National Park in Croatia: With its cascading waterfalls and crystal-clear lakes, this natural wonderland is straight out of a dream.
The Colosseum in Rome: Step back in time and imagine yourself cheering on gladiators in this ancient amphitheatre.
The Eiffel Tower in Paris: Sure, it's a tourist hotspot, but nothing beats the feeling of seeing the City of Lights from the top of this iconic landmark.
The Sistine Chapel in Vatican City: You don't have to be religious to appreciate the stunning art and architecture of this world-famous chapel. Plus, you might just spot a rogue ninja turtle up on the ceiling.
The Northern Lights in Norway: If you're lucky enough to catch a glimpse of this natural phenomenon, you'll be left in awe of the beauty of our planet.
The Guinness Storehouse in Dublin: Take a tour of Ireland's most famous brewery, learn about the art of pouring the perfect pint, and of course, enjoy a cold one in the Gravity Bar. Sláinte!
Europe Visa Information for Indians
Most European countries are part of the Schengen Area, a free-travel zone. The Schengen Area, which includes 27 EU countries, has visa requirements for non-EU citizens. Indian tourists to Europe can get different visas depending on their purpose. Here are some of the most common types of visas.
S.No. | Visa type | Purpose |
|---|---|---|
1. | Schengen Visa | This visa allows Indians to travel to 26 countries in Europe that are part of the Schengen Area for tourism, business, or medical purposes. The visa is valid for up to 90 days within a 180-day period. |
2. | Work Visa | This visa is for Indians who have been offered a job in a European country and wish to work there. The visa is usually issued for a specific period and requires a work permit from the employer. |
3. | Student Visa | This visa is for Indians who wish to study in a European country. It is issued for the duration of the course and requires proof of enrollment in a recognised educational institution. |
4. | Business Visa | This visa is for Indians who need to travel to Europe for business purposes, such as attending conferences, meetings, or negotiating contracts. |
5. | Transit Visa | This visa is for Indians who are travelling through a European country to reach their final destination. It is usually valid for up to 5 days. |
Note: The specific requirements and application process for each type of visa may vary depending on the country you are visiting. It is recommended to check the visa requirements and application process for the specific country you plan to visit before applying.
Indian Embassy’s location in Europe
If you encounter an emergency while you are in Europe, you can use the contact information provided in the table below to contact the Indian Embassy situated in Europe.
Embassy | Embassy of India, Belgium, Luxembourg & European Union |
|---|---|
Address | 217, Chaussee de Vleurgat, 1050 Brussels |
Phone number | +32 (0)2 6409140, +32 (0)2 6451850 |
Website | https://indianembassybrussels.gov.in |
List of international airports in Europe
Europe is home to many of the world's busiest airports, including several international airports that serve as major transportation hubs. Some of the most well-known international airports in Europe include the following.
Airport name | Place |
|---|---|
London Heathrow Airport | United Kingdom (UK) |
Paris Charles de Gaulle Airport | France |
Frankfurt Airport | Germany |
Amsterdam Airport Schiphol | Netherlands |
Madrid Barajas Airport | Spain |
Barcelona-El Prat Airport | Spain |
Rome Leonardo da Vinci-Fiumicino Airport | Italy |
Munich Airport | Germany |
Zurich Airport | Switzerland |
Istanbul Ataturk Airport | Turkey |
Documents required to travel to Europe
The documents required to travel to Europe can vary depending on the country you are visiting, your nationality, and the purpose of your trip. However, the following are some general documents that are required for most travellers.
A valid passport: Your passport should be valid for at least three months beyond the date of your planned departure from the Schengen area. It should also have at least two blank pages for visa stamps.
Visa (if required): Depending on your nationality and the purpose of your trip, you may need a visa to enter the Schengen area. If you're planning to stay for less than 90 days within a 180-day period, you may be eligible for a Schengen visa. You can check with the embassy or consulate of the country you're planning to visit to find out if you need a visa.
Travel insurance: You may be required to have travel insurance that covers medical expenses and repatriation in case of illness or injury.
Proof of accommodation: You may be required to show proof of accommodation, such as hotel reservations, for the duration of your stay.
Return ticket: You may be required to show a return ticket or proof of onward travel to your next destination.
Proof of financial means: You may be required to show proof that you have sufficient funds to cover your expenses during your stay in Europe.
Note: The requirements for travelling to Europe can change, so it's a good idea to check with the embassy or consulate of the country you're planning to visit for the most up-to-date information.
Frequently Asked Questions
Here are answers to frequently asked questions about Travel Insurance for Europe from India.
Who can buy ACKO’s Travel Insurance for Europe?
Anyone who is an Indian citizen and is going to Europe is eligible to buy ACKO's Travel Insurance for Europe.
Is travel insurance mandatory for Europe?
Yes, travel insurance is a mandatory requirement while visiting Europe, irrespective of any purpose. It is because it comes under the 27 countries that make up the Schengen area, and to travel here, travel insurance is a must.
What countries does ACKO Travel Insurance Europe cover?
ACKO Travel Insurance Europe provides coverage for all countries that are part of the Schengen Area. This includes most of the countries in Europe, such as France, Germany, Spain, Italy, and more.
What types of coverage does ACKO Travel Insurance Europe offer?
ACKO Travel Insurance Europe offers a range of coverage options, including medical expenses, personal accidents, trip cancellation, trip curtailment, loss of passport, loss of baggage, and more. We strongly suggest that you read the wording of our policy in order to acquire a complete picture.
How can I buy ACKO Travel Insurance?
You can buy ACKO Travel Insurance online through the ACKO website or mobile app. The process is quick and easy, and you can get your policy within minutes.
What documents do I need to buy an ACKO Europe Travel Policy?
You will need to provide your passport details, travel dates, and basic personal information to buy an ACKO Europe Travel Policy.
Is ACKO Travel Insurance affordable?
Yes, ACKO Travel Insurance is affordable and provides excellent value for money. The premiums are competitive, and the coverage options are comprehensive.
Is Europe a Member of the Schengen Area?
Europe as a whole is not a Schengen country, but some EU countries and some countries outside of the EU have joined the agreement so that people can travel easily between them. Other European countries have not joined the Schengen Area yet, so they still check people at their borders.
Disclaimer: The plans, services, features, processes, and other details mentioned on this page are subject to availability and changes. Please check the applicable policy wordings before making any insurance-related decisions.
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