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Industries
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Financial services
Comprehensive loan protection solutions
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Insurance for Gig workforce
Holistic health protection for your workforce
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Mobility and travel
Uninterrupted coverage for your passengers
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Motor insurance
Fast, hassle-free motor insurance
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Health Insurance for Corporates
Best in-class health cover for your employees
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Electronics device insurance
End-to-end protection for all your devices
API Docs
Company
For fintech and financial services

Safeguard your loans with technology first insurance

Covering a variety of products like Personal loans, Gold loans or Home-loans, backed by real-time APIs providing deep integrations across the customer lifecycle.

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Covering over 20 lakh people monthly across 50+ companies

Products we have

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Personal and Gold Loans protection

Get coverage for outstanding loan amount payment in case of death, hospitalization or loss of job of the borrower among other benefits

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Housing Loans protection

Get the outstanding loan balance and EMIs paid in case of death or medical exigencies of the borrower

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Want to design a different product?

Reach out to us and we will work with you to create the product that is personalized for your requirements!

Why work with ACKO

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Go to market faster than ever

Our lightning fast onboarding enables handshake to first policy in hours, not weeks. Slash your go to market timelines and quickly meet customer demands

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Flexible solutions for every need

With flexible product customisation and real-time API integration, we ensure your offerings are perfectly aligned with your customers’ unique needs

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Data-driven decision making

Our real time performance dashboards and comprehensive analytics empower you with actionable insights, allowing you to continuously optimise your products and improve customer experience.

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Fully digital experience

ACKO’s digital-first approach, from paperless claims to instant policy issuance, simplifies processes and reduces friction to ensure a user-friendly experience for both partners and customers.

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Superior customer satisfaction

Our commitment to customer satisfaction is reflected in our industry-leading post-claims NPS, ensuring your customers feel supported and valued, even when they face challenges.

Solutions we offer

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Segment-based personalised insurance products

Get personalised insurance solutions designed for distinct customer segments. Leverage the advantage of flexible pricing to optimise your offering and achieve maximum efficiency.

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Up-to-date performance dashboard

Track your insurance program with an exclusive dashboard offering detailed insights into claims and service levels. Gain full transparency and make data-driven decisions to constantly enhance the customer experience.

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Fully digital claims management

Stay ahead with the capability to raise and manage claims end-to-end digitally. Your customers can raise claims via the ACKO website or app, which boasts an industry-leading NPS.

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Comprehensive suite for policy management

We provide an extensible and scalable API suite, offline Uploaders and POS product to cover the entire policy lifecycle

What our partners say

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Sumeet Choudhary

Director, Lendingkart
Acko has done an excellent job in capturing our vision of delivering outstanding value to our customers. The principle of making insurance simple and comprehensible with their online process has struck a chord with our customer base. This has made a significant business impact.
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Anuj Kacker

Co-founder, MoneyTap
When providing financial help to our customers, we wanted to collaborate with a partner who would give us an edge and help us achieve long-term success. Enhancing the customer experience was our priority and ACKO was an unequivocal choice for their diverse offerings.
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Anannth Iyer

Head of Partnerships, Slice
At slice, our commitment to continuous product innovation and maintaining the highest standards drives everything we do. Acko's flexible tech and innovative products seamlessly met our customers' needs, while their streamlined claims process significantly boosted customer satisfaction.
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Ankit Mittal

KreditBee
Acko's credit insurance has transformed the way our consumers approach insurance products. The ability to perform hypothesis testing on product uptake and price sensitivity enables us to fine-tune our offerings and create targeted add-ons.
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Kapil

Product Leader, CPP
Partnering with Acko for electronics insurance has led to a great experience for our customers. The extensive coverage they offer for both mobiles and appliances gives our customers the confidence to purchase and protect their valuable gadgets. Acko can handle a huge scale of data with zero downtime.
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Rikant Pitti

Co-founder, EaseMytrip.com
Working with ACKO, as our trusted partner has been a pleasure. While we are committed to providing our customers with the best experience on their travel, ACKO’s digital insurance further substantiates our core values. A seamless experience when it comes to travel or even while making a claim.
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Sudhir Mehta

OPPO
Online Claims Process and Ease of Integration "Acko's electronics insurance has been a game-changer for our customers who invest in mobiles and appliances. The entirely online claims process is straightforward and efficient, making it incredibly convenient for our users. Additionally, Acko's easy-to-integrate system makes Going Live very simple.
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Ayushi

Redbus
Integrating Acko's travel insurance into our platform was a breeze. The process was smooth and hassle-free, thanks to Acko's supportive team and robust API. Now, our customers can easily opt for travel insurance during the booking process without any disruption. The seamless integration has streamlined our operations and enhanced the overall user experience.
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Jagadeesh

Tripmoney
We've been very impressed with our partnership with Acko. Their travel insurance offers great coverage, an easy online claims process, and integrates seamlessly with our platform. This provides customers with peace of mind knowing they're protected against flight delays, cancellations, baggage issues, and more. Acko's comprehensive approach has helped us improve customer satisfaction. 

FAQ & Key Details

How quickly can we get started with ACKO's insurance solutions?

After finalizing the policy scope, implementation typically takes 1-2 weeks. This includes API integration, dashboard setup, and a brief training session for your team. Our standard REST APIs ensure quick deployment with 99.99% uptime.

What makes ACKO's pricing model different from traditional insurers?

We use data-driven underwriting to provide competitive rates, typically 15-20% lower than market averages. Our digital-first approach eliminates traditional overhead costs, and you only pay for active coverage periods.

How flexible are ACKO's insurance products for our specific needs?

Our products are fully customizable to your business model. Whether it's role-based health coverage, per-trip protection, or custom API integrations, we tailor solutions to match your exact requirements and use cases.

What kind of experience can our users expect with ACKO?

Users enjoy a seamless digital experience with paperless claims, 48-hour settlements for 90% of valid claims, and 24/7 support. Our mobile-first approach ensures easy access to policy details and instant claim filing.

Get in touch

Want us to build you the perfect plan?

Reach out to us and we will craft the perfect solution for your business