Travel Insurance

Buying a travel policy online enables you to compare various plans based on your travel needs, offered coverages, budget and other relevant factors. As a result, you get to make an informed Travel Insurance buying decision.

You don’t have to worry about lengthy physical documentation when buying Travel Insurance online. The process simply requires you to enter basic details and make the payment online to get the best Travel Insurance coverage for an upcoming journey.

There are budget-friendly Travel Insurance Plans available for you. You can purchase a policy online directly as a customer without any involvement of a middleman.

You can save a lot of time with an online Travel Insurance purchase, as digital insurers issue such policies almost instantly. There is no need to physically visit the office or meet a middleman. Moreover, the actual process of filling out online forms and making payments can be done in just a few minutes.

With no need for physical documents or visiting the insurance company’s office, online policy buying becomes completely contactless.

While it’s not a pleasing thought, accidents are possible while travelling abroad. And as a consequence, you may require hospitalisation. The insurance company takes care of the financial loss in such situations. The cost of hospitalisation or daycare treatment as a result of an accident while travelling is covered up to the limit mentioned in the policy.

Getting sick is a common occurrence while travelling due to the change of surroundings. But sometimes, the illness can be serious and may require hospitalisation. Hence, the hospitalisation expenses due to an illness suffered during the travel duration are reimbursed up to a limit mentioned in the policy.

If included in your policy, medically necessary treatments during the travel period for a pre-existing disease will be covered up to the limit specified in the plan. So, you don’t have to worry about an unforeseen life-threatening emergency while travelling that may need urgent medical attention.

For adventure junkies, Travel Insurance offers coverage for an adventure sports injury that requires hospitalisation during your trip as per the terms of the policy.

An insured person also receives a daily allowance for a particular number of days spent hospitalised as per the limits and terms of the policy.

The cost of physiotherapy required after an accident (during your travel) will be covered under the terms specified in the Travel Insurance policy.

You will be reimbursed for the costs related to any OPD treatments, tests or consultations required within the specified policy duration due to an illness or injury contracted/suffered during a trip.

You would want a loved one by your side during a crisis. Hence, a Travel Insurance Policy must cover two-way tickets for a family member to visit the place of hospitalisation of the insured person during the travel period.

 While travelling with a minor child, you would want to ensure their safe return in the event of your hospitalisation due to an illness or injury. This is why some insurers offer travel policy covering the reimbursement for the one-way ticket of the child back to the city of residence.

Accidental or illness-related injuries might derail your smoothly moving travel plan. Most likely, you will need to extend your hotel stays and reschedule your flight tickets to come back home. Many insurance companies provide coverage for such expenses as per the terms of the policy.

 In case of a catastrophic event while travelling, you may need emergency evacuation via surface, air or water transportation. Such expenses are reimbursed under Travel Insurance coverage as per the policy terms.

When in need of hospitalisation while travelling, the insured person’s transportation cost is covered under the policy. This also includes the transfer from one hospital to another if required for the necessary treatment.

While it’s the last thing one wants to think about, preparing for accidental death while travelling can financially protect your family in such an event. A Travel Insurance Policy financially covers accidental death within the travel period. The policy also covers a situation when the insured person dies within a year of getting injured in an accident while travelling.

An accident (that has occurred overseas) may cause permanent partial or total disability. If a disability occurs within a year of encountering an accident, you will receive compensation based on the terms of the policy.

In case of the unfortunate demise of the insured, the insurance provider takes care of the repatriation of the mortal remains from the location of death to the person’s home, as per the Travel Insurance Policy terms.

A delayed flight can mean more expenses on hotel stays, food, etc. In such situations, the insurance provider pays a specific amount to the insured person as per the limits of the compensation and delayed hours specified in the policy.

Almost everyone knows someone or has the experience of missing a flight because they got stuck in traffic or for some other reason. Having a travel cover is perfect to financially protect yourself in case of a missed flight.

What if you lose a connecting flight owing to the delay of the first flight? A Travel Insurance Policy covers such situations by taking care of the cost of additional accommodation and journey expenses within the term of the policy.

You can financially protect yourself from an accident that might occur while travelling on a Common Carrier. Disability or death directly connected to such an accident will be covered as per the policy.

Even a few hours without your luggage can be extremely inconvenient. But that’s what many travellers face when their baggage gets delayed due to misplacement or some other reason. But worry not! A suitable insurance plan covers the cost of toiletries, clothing and medication in case your checked-in luggage gets delayed for more than 3 hours, as specified in the policy.

It’s one thing to get your baggage with a little delay, but losing your luggage entirely creates a huge problem while travelling. But Travel Insurance can help you handle this issue. As per the terms of the policy, the insurance company will provide reimbursements for the partial or total loss of your checked-in baggage.

When travelling to take part in a sports activity, you may carry essential sports equipment. But if the airline delays the delivery of that equipment, it can stop you from participating in a sports event. In these circumstances, Travel Insurance will take care of the costs of renting sports equipment based on your policy terms.

Even the smallest of medical issues can cause big troubles when you are travelling abroad. But with the right Travel Insurance plan, you can get financial coverage against many potential medical emergencies.

No one likes flight or baggage delays while travelling. It can cause financial loss, especially if you are on strict timelines and have prepaid bookings. Buying Travel Insurance will get you monetary compensation in such inconvenient situations.

No one likes flight or baggage delays while travelling. It can cause financial loss, especially if you are on strict timelines and have prepaid bookings. Buying Travel Insurance will get you monetary compensation in such inconvenient situations.

While unfortunate, an event of theft at your residential property can happen when you’re travelling abroad. Thankfully, you can buy a Travel Insurance plan that includes home insurance coverage for such conditions.

Whenever you plan a trip outside the country, a suitable insurance plan will financially safeguard you in unfortunate scenarios. This gives a sense of security and mental peace while travelling.

When planning a trip abroad, you must look into the travel insurance requirements of the country you want to visit. For instance, there are countries that offer a visa only after you purchase a Travel Insurance policy.

There shouldn’t be a need to apply for different policies for each country included in your itinerary. So, find a policy that allows you to select multiple countries at once for Travel Insurance.

When picking an insurance plan, you need to keep the duration of your journey in mind. Ideally, your policy duration should be able to cover you throughout your trip. In case you have to extend a trip in an emergency, there should be an option to get coverage for the added days.

If you are planning a trip alone, then simply buy a Travel Insurance plan for yourself. However, you will need an option to add members to a policy when travelling with one or more travellers.

The claim limit should probably be the most important part of making a decision about Travel Insurance. Every insurer puts a limit on the amount they pay for different claims. For instance, the compensation for a delayed or cancelled flight will be as per the amount specified in your policy.

Being an early buyer will give you enough time to understand your itinerary better. You will be able to pinpoint most of your insurance needs and avoid purchasing unnecessary covers.

Buying a Travel Insurance policy is about your safety, so you must compare your options. The right policy is the one that offers abundant coverage at budget-friendly prices.

Customisation will help you pick coverages relevant to your trip. Thus, you can eliminate unnecessary covers and save yourself from paying a higher premium.