Header logo
Header logo mobile
Industries
Subcategory icon
Financial services
Comprehensive loan protection solutions
Subcategory icon
Insurance for Gig workforce
Holistic health protection for your workforce
Subcategory icon
Mobility and travel
Uninterrupted coverage for your passengers
Subcategory icon
Motor insurance
Fast, hassle-free motor insurance
Subcategory icon
Health Insurance for Corporates
Best in-class health cover for your employees
Subcategory icon
Electronics device insurance
End-to-end protection for all your devices
API Docs
Company
acko logo
ACKO for Enterprise
One platform to insure your employees, customers, and business.
Powering insurance for India’s leading brands
partner iconpartner iconpartner iconpartner iconpartner iconpartner icon
Get in touch
For Your Employees
Health and well-being for your workforce
title logo
Employee Health Insurance
Take care of your employees while they take care of your business
title logo
Comprehensive Coverage
Hospitalization, OPD, Diagnostics, Mental wellness
title logo
Family Protection
Extended benefits for complete peace of mind
title logo
Hassle-Free Claims
Fast, paperless & digital-first experience
Learn more
title logo
Field Partner Protection
Offer your field partners access to health benefits and security
title logo
Comprehensive Benefits
Covering accidental death, hospitalisation, OPD among others
title logo
Customizable Coverage
Choose from a variety of plans and coverage value
title logo
On demand coverage
Provide the coverage on demand, cover for specfic days or duration
Learn more
tagline logo
Why Companies Choose ACKO
Seamless, Smart and Affordable Benefits
feature logo
Effortless HRMS Integration
Automate employee onboarding and offboarding to prevent delays and benefit leakage
feature logo
One Dashboard for Everything
Plan, manage and track your group insurance seamlessly in a single view
feature logo
Employee Self-Service App
File claims, access e-cards, find network hospitals, and view coverage details—all from one app
feature logo
Dedicated Support and Claims Assistance
Exclusive relationship manager, guided claims experience, and cashless claims support
For Your Customers
Embedded insurance that builds trust and retention
title logo
Loans and Credit Insurance
Protection for loans against death, hospitalization, and income loss.
title logo
Portfolio Protection
Covers outstanding loan amount and EMIs in case of unforeseen situations
title logo
Hospitalization Benefits
Provides hospicash and EMI payout benefits in case of hospitalization
title logo
Seamless Claims Process
Fast and digital-first claim settlements for better customer experience

TRUSTED BY

title logo
Learn more
title logo
Travel Insurance
Protecting your travel against cancellations, delays, and lost baggage across different modes of travel
title logo
Instant Coverage
Automatically applied at checkout for flights, hotels, and trips
title logo
Comprehensive Protection
Covers trip cancellations, delays, lost baggage, and medical emergencies
title logo
Affordable and Hassle-Free
Plans starting at ₹1 with quick, digital claim settlements

TRUSTED BY

title logotitle logo
Learn more
title logo
Electronics Protection
Insurance for phones, tablets, and appliances.
title logo
All-Round Protection
Covers screen cracks, liquid damage, breakdowns - all under one roof
title logo
Flexible Claim Options
Choose among cash transfers, reimbursements, doorstep repair pickups
title logo
Omnichannel Ready
Issue protection plans across online and offline mediums

TRUSTED BY

title logo
Learn more
title logo
Motor Insurance
Bike and Car Insurance for your customers
title logo
Affordable Premiums
Incredibly low premiums starting from just ₹1.5/day
title logo
Paperless Claims Process
Fast and smooth claim settlement process with free pickup and drop service
title logo
Instant Policy with Zero Hassle
Get insured instantly with no paperwork

TRUSTED BY

title logo
Learn more
tagline logo
Why Businesses Choose ACKO
Enterprise-Ready Insurance Infrastructure
feature logo
Lightning Fast Onboarding
Launch insurance solutions within 2 hours to quickly meet customer demands
feature logo
Enterprise Grade APIs
Uptime of 99.99% serving 4-5 million requests per day
feature logo
Tailor-Made Solutions
Flexible product customisation to satisfy your customers' unique needs
feature logo
Real Time Insights
Access real time performance dashboards empowering you with actionable insights
For Your Business
Protect and scale with confidence
hero image
Cyber Insurance
Coming Soon
Our cyber insurance is equipped to protect your business from the ever-evolving landscape of cyber risks, ensuring your assets are safe and only you have access to your data.
hero image
Rapid response
Quickly address and mitigate cyber incidents with expert support
hero image
Easy integration
Seamlessly integrate with your security protocols
hero image
Continuous monitoring
Stay ahead with 24/7 monitoring and alerts
hero image
Risk assessment
Get detailed insights on your cyber risk profile
Notify me when available
action icon
ACKO vs Traditional Insurance
Metric
Traditional Insurance
Acko
Time to Market
2–4 Weeks
2–3 Business Days
Claims Settlement
Up to 30 Days (or more)
48 Hours for 90% of Valid Claims
Coverage Customization
Limited, Generic Plans
Flexible Plans per Role/Use Case
API and Tech Integration
Rare and Complex
Standard REST APIs, 2 hour deployment

What our partners say

Author Profile Photo 0

Sumeet Choudhary

Director, Lendingkart
Acko has done an excellent job in capturing our vision of delivering outstanding value to our customers. The principle of making insurance simple and comprehensible with their online process has struck a chord with our customer base. This has made a significant business impact.
Author Profile Photo 1

Anuj Kacker

Co-founder, MoneyTap
When providing financial help to our customers, we wanted to collaborate with a partner who would give us an edge and help us achieve long-term success. Enhancing the customer experience was our priority and ACKO was an unequivocal choice for their diverse offerings.
Author Profile Photo 2

Anannth Iyer

Head of Partnerships, Slice
At slice, our commitment to continuous product innovation and maintaining the highest standards drives everything we do. Acko's flexible tech and innovative products seamlessly met our customers' needs, while their streamlined claims process significantly boosted customer satisfaction.
Author Profile Photo 3

Ankit Mittal

KreditBee
Acko's credit insurance has transformed the way our consumers approach insurance products. The ability to perform hypothesis testing on product uptake and price sensitivity enables us to fine-tune our offerings and create targeted add-ons.
Author Profile Photo 4

Kapil

Product Leader, CPP
Partnering with Acko for electronics insurance has led to a great experience for our customers. The extensive coverage they offer for both mobiles and appliances gives our customers the confidence to purchase and protect their valuable gadgets. Acko can handle a huge scale of data with zero downtime.
Author Profile Photo 5

Rikant Pitti

Co-founder, EaseMytrip.com
Working with ACKO, as our trusted partner has been a pleasure. While we are committed to providing our customers with the best experience on their travel, ACKO’s digital insurance further substantiates our core values. A seamless experience when it comes to travel or even while making a claim.
Author Profile Photo 6

Sudhir Mehta

OPPO
Online Claims Process and Ease of Integration "Acko's electronics insurance has been a game-changer for our customers who invest in mobiles and appliances. The entirely online claims process is straightforward and efficient, making it incredibly convenient for our users. Additionally, Acko's easy-to-integrate system makes Going Live very simple.
Author Profile Photo 7

Ayushi

Redbus
Integrating Acko's travel insurance into our platform was a breeze. The process was smooth and hassle-free, thanks to Acko's supportive team and robust API. Now, our customers can easily opt for travel insurance during the booking process without any disruption. The seamless integration has streamlined our operations and enhanced the overall user experience.
Author Profile Photo 8

Jagadeesh

Tripmoney
We've been very impressed with our partnership with Acko. Their travel insurance offers great coverage, an easy online claims process, and integrates seamlessly with our platform. This provides customers with peace of mind knowing they're protected against flight delays, cancellations, baggage issues, and more. Acko's comprehensive approach has helped us improve customer satisfaction. 
FAQs and Key Details
How quickly can we get started with ACKO's insurance solutions?

After finalising the product details, implementation typically takes 1-2 days. This includes API integration, dashboard setup, and a brief training session for your team. Our standard REST APIs ensure quick deployment with 99.99% uptime.

What makes ACKO's pricing model different from traditional insurers?

We use data-driven underwriting to provide competitive rates, typically 15-20% lower than market averages. Our digital-first approach eliminates traditional overhead costs.

How flexible are ACKO's insurance products for our specific needs?

Our products are flexible to your business model. Whether it's role-based health coverage, per-trip protection, or API integrations, we accommodate solutions to match your exact requirements and use cases.

What kind of experience can our users expect with ACKO?

Users enjoy a seamless digital experience with paperless claims, 48-hour settlements for 90% of valid claims, and 24/7 support. Our mobile-first approach ensures easy access to policy details and instant claim filing.

Get in touch
Want us to build you the perfect plan?
Reach out to us and we will craft the perfect solution for you