Mahindra Thar Roxx Car Insurance

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Home / Car Insurance / Mahindra Car Insurance / Mahindra Thar Roxx Car Insurance

The Mahindra Thar Roxx is crafted for those who want commanding road presence along with serious off-road performance. Designed to handle challenging terrains with ease, it features advanced obstacle detection, responsive throttle control, and improved manoeuvrability for sharp turns and rugged trails. Offered in both petrol and diesel variants, the SUV also delivers premium comfort through leatherette seats, twin 26.03 cm digital screens, and a panoramic skyroof. 

Given its power, technology, and off-road nature, having the right car insurance is crucial. A comprehensive Thar Roxx car insurance policy helps protect the Thar Roxx against accidents, theft, natural calamities, and costly repairs, while also ensuring legal compliance and peace of mind.

Model Specifications of Mahindra Thar Roxx
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The Mahindra Thar Roxx car specifications are:

Specification

Details

Engine Options

Turbo Petrol Direct Injection/Diesel Common Rail Direct Injection Technology

Engine Capacity

2 L/2.2 L

Transmission

Manual/Automatic

Fuel type

Petrol/Diesel

Mileage

2.4 kmpl to 15.2 kmpl

Seating Capacity 

5 Seater

Body Type

Rugged SUV

Fuel tank capacity

57 L

Safety features

Airbags in both driver and passenger seats, parking sensors, ISOFIX/i-SIZE compatibility

Infotainment System

Wired and wireless Apple CarPlay and Android Auto, 26.03 cm HD touchscreen, 4-6 speakers, etc

Inclusions and Exclusions in the Thar Roxx Insurance Policy
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Here are the covered and not-covered scenarios of a Thar Roxx car insurance policy:

Covered 

Not Covered

Covers accidental damage on your Mahindra Thar Roxx car.

Does not cover driving Thar Roxx without a proper driving license.

Covers total loss or any irreparable damage to your Thar Roxx car.

Does not cover driving your Thar Roxx under the influence of drugs or alcohol.

Provides coverage on Thar Roxx damage due to natural calamities or man-made disasters.

No coverage for pre-existing or manufacturing defects, such as mechanical or electrical failures.

Provides insurance coverage on third-party injury or death, or third-party property damage by your Thar Roxx car.

No coverage for intentional damage to your Thar Roxx car.

Covers Thar Roxx damage due to fire or explosions.

Does not cover regular wear and tear to your Thar Roxx vehicle.

Covers selected add-ons.

Does not cover you if you are involved in illegal or criminal activities with your Thar Roxx car.

Provides personal accident cover for the Thar Roxx car owner or driver.

No coverage for losses out of policy conditions and extra add-ons.

Offers coverage for Thar Roxx damage from rat bites.

Provides no coverage for Thar Roxx damage due to commercial rules.

Offers Thar Roxx insurance coverage for vehicle theft.

Does not provide coverage for Thar Roxx damage outside the policy geographical limit.

Covers accidental damage from collisions of your Mahindra Thar Roxx car.

Does not cover traffic fines for rash driving or violating traffic norms with your Thar Roxx car.

Thar Roxx Car Insurance Price in 2026
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Here are the price details of the Thar Roxx car, starting from ₹ 27,092, based on the selected variants and coverages:

Car Variant

Zero Depreciation Car Insurance Plan

Comprehensive Car Insurance Plan

IDV

Thar Roxx MX1 Petrol MT 2WD

₹35,411

₹30,902

₹11.63L

Thar Roxx MX3 Petrol AT 2WD

₹37,327

₹32,019

₹13.69

Thar Roxx MX1 Diesel MT 2WD

₹45,652

₹36,874

₹12.8L

Thar Roxx MX3 Diesel MT 2WD

₹48,558

₹38,568

₹14.59L

* These prices are exclusively for ACKO customers.

Note: All plans include 1-year Own Damage and 3-year Third-party coverage.

Add-ons for Thar Roxx Insurance
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Engine Protection Cover
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Covers your Mahindra Thar Roxx engine failures due to water damage or oil leakage.

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Zero Depreciation Cover
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Offers no deduction from your sum insured even if the market value of your Thar Roxx car reduces over time.

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Return to Invoice Cover
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Provides a duplicate copy of your return-to-invoice for your Thar Roxx car if it is destroyed.

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Roadside Assistance Cover
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Provides roadside assistance if your Thar Roxx faces a failure, like towing or battery jump-start.

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Consumable Cover
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Pays for the replacement costs of your Thar Roxx car’s nuts, bolts, and other consumable items.

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Accidental Cover
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Covers you for your death or permanent disability in a car accident with your Thar Roxx car.

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Outstation Emergency Cover
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Provides coverage if your Thar Roxx car is involved in an accident or breaks down outside the registered location area within your policy geographical limit.

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Key Replacement Cover
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Provides coverage and replacement if you lose your Thar Roxx car keys or if someone steals them.

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Personal Accident Cover for Passengers
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Provides coverage if your Thar Roxx car passengers die or face permanent disability while travelling.

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No Claim Bonus(NCB)
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Offers you a car insurance policy discount if you do not claim your Thar Roxx insurance policy in a year.

Types of Car Insurance Plans for Thar Roxx
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The types of car insurance policies insurance companies offer you are the following:

1.Third-party Car Insurance
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A third-party car insurance policy offers you insurance coverage if you accidentally cause death or injury to a third person or damage third-party property. It is a mandatory insurance policy that you must hold while driving on the Indian roads as per the Motor Vehicles Act 1988.

2. Comprehensive Car Insurance
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A comprehensive car insurance policy offers you coverage whenever your Mahindra Thar Roxx car faces any damage mentioned under scenarios in the policy. Additionally, if you get comprehensive car insurance, you can have third-party car insurance under it. Some of the mentioned scenarios are as follows:

  • Accidental damage

  • Vehicle theft

  • Damage due to fire or explosions

3. Own-Damage Car Insurance
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Own-damage car insurance offers you coverage benefits if your Mahindra Thar Roxx car faces any kind of damage. Unlike comprehensive car insurance, this insurance has limited offerings. To get this insurance, you must have an active third-party insurance.

Why Choose ACKO for Thar Roxx Car Insurance?
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These are the reasons you should go for the ACKO car insurance policy for your Mahindra Thar Roxx car:

  • Lower Premiums: ACKO offers Mahindra Thar Roxx car insurance premiums at very low and budget-friendly rates. 

  • Fast Claim Process: With ACKO’s online portal, you can easily file a claim with all the necessary information and photos.

  • NCB: ACKO offers you amazing NCB discounts if you do not claim your insurance in a year. With this, you can get up to 50% of discount on policy renewal.

  • No Paperwork: ACKO’s user-friendly online interface eliminates the need for complex paperwork. You can carry a digital copy of your insurance policy on your mobile.

  • Instant Pickup Repairs: ACKO sends instant assistance to pick up your Mahindra Thar Roxx for repair within 1 hour of its breakdown.

  • Network Garages: ACKO has more than 4,000 network garages all over India, where you can enjoy the benefit of cashless repairs.

  • Easy Insurance Renewal: You can experience a smooth Thar Roxx car insurance renewal with ACKO’s official website. Just log in with your credentials and make the payment.

  • 24/7 Customer Assistance: ACKO has a dedicated customer support team that is 24/7 available to resolve your insurance-related queries for your Thar Roxx car.

How to Buy a Thar Roxx Insurance Policy Through ACKO?
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If you want to buy ACKO’s Thar Roxx car insurance policy, here are the steps:

Step 1: Open the official ACKO website.
Step 2: From the products section, click on ‘car insurance’.
Step 4: Fill in the required information, like your car name, model name, fuel type, delivery date, etc.
Step 4: Enter your mobile number and location pincode.
Step 5: Choose your desirable car insurance plan.
Step 6: Include the mandatory add-ons.
Step 7: Provide your personal information, like email, nominee, etc.
Step 8: Confirm the One-Time Password sent to your registered mobile number.
Step 9: Make the payment for the Thar Roxx car insurance policy purchase.
Step 10: ACKO will send the policy documents via email.

How to Renew Thar Roxx Car Insurance
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Here are the steps to renew your Thar Roxx car insurance policy:

Step 1: Visit the official ACKO website.
Step 2: From the renewal section, select ‘car insurance renewal’.
Step 3: Log in to your account with your mobile number and OTP.
Step 4: Enter your Thar Roxx car insurance policy information if required.
Step 5: Check for any recent updates in your policy.
Step 6: Make the Thar Roxx insurance renewal payment.
Step 7: Receive your policy renewal confirmation via email.

How to File a Claim for Your Thar Roxx Car Insurance Policy?
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Follow these steps to file a claim for your Thar Roxx car insurance policy through ACKO:

Step 1: Go to the official ACKO website.
Step 2: From the claim section, click on ‘file a claim’.
Step 3: Enter your given mobile number and OTP to log in.
Step 4: Click on the claim button on your policy card.
Step 5: Provide your Thar Roxx policy details, photos, and other documents.
Step 6: Once approved, ACKO will settle your Thar Roxx car insurance policy claim

Frequently Asked Questions on Thar Roxx Car Insurance
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FAQs

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1. Can I buy Thar Roxx car insurance after delivery of my Thar Roxx?

Yes, you can buy your Thar Roxx insurance after delivery of the vehicle, but ensure that you have an active third-party car insurance before you drive your vehicle on public roads.

2. Can I show a digital copy of my Thar Roxx car insurance to the police in place of a physical one?

Yes, you can show a digital copy of your Thar Roxx insurance through government-approved platforms, like DigiLocker and mParivahan, as it is legal under the Motor Vehicle Act.

3. How much can a Thar Roxx car insurance premium cost me?

The car insurance premium for a Thar Roxx depends on factors like variant, fuel type, location, coverage chosen, add-ons, and the insurer’s pricing, with comprehensive plans generally costing more.

4.What is the grace period of Thar Roxx insurance?

Thar Roxx insurance offers 15-90 days as a grace period under Thar Roxx insurance grace period rules, depending upon the insurance provider.

5. Can I use the previous Thar Roxx car insurance for a new Thar Roxx car?

Yes, you can transfer the previous Thar Roxx insurance to a new one. However, you cannot get a new one while holding the insurance on your previous vehicle.

Nikhila PS profile avatar

Written by

Nikhila PS

Senior Content Editor

Rekhit Singh Kaushal profile avatar

Reviewed by

Rekhit Singh Kaushal

Senior Director - Motor Underwriting