Travel Insurance for Schengen Visa from India

If you are planning to visit the US, you’ll need an American visa; if you want to visit Japan, you’ll need a Japanese visa; but if you want to visit Switzerland, there’s no such thing as a Swiss visa. Instead, travellers need a Schengen visa.

To apply for a Schengen visa, it's important to have appropriate travel insurance that meets the specific standards set by the Schengen countries. This type of insurance is commonly known as "Travel Insurance for Schengen Visas." To make it easier, we've compiled some key information in this article that will assist you in meeting the necessary travel insurance policy requirements for your Schengen Visa application.

Let’s get into the details.

The entire European continent collectively, excluding Britain, comes under the European Union. So, to visit a European country, you’ll need a Schengen visa, which allows you to visit all 26 countries on the European continent without any hassle. 

When applying for a Schengen visa, there are several documents that you need to prepare. For Indian passport holders, it is crucial to provide proof of travel insurance as one of the requirements for a Schengen visa. Essentially, this policy is designed to cover the expenses related to your trip, including baggage, medical emergencies, and any unforeseen circumstances. 

However, Schengen countries have their own set of rules. They've got specific criteria your travel health insurance should meet to make sure your visa is good to go. So it’s mandatory for Indian passport holders applying for a Schengen visa to fulfil all the requirements.

For a Schengen visa from India, travel insurance must meet these requirements: 

To buy ACKO's online travel insurance for Schengen, just follow these six simple steps:

Step 1: To begin, click here or download our app from Play or App Store

Step 2: Choose from our standard plan or customise your plan

Step 3: Give us the dates on which your trip will start and end

Step 4: Choose the coverage you want

Step 5: Fill up the details for you and your travel companions

Step 6: You'll get a quote right away. Pay online to get your coverage right away

It is easy to file a claim with Acko's Travel Medical Insurance Schengen. Just follow these steps to make a claim: 

Insurance for free medical care: 

Extra Covers:

The following section will help you prepare for a Schengen trip.

Here’s a list highlighting the 26 Schengen countries.

The Schengen Visa is divided into four categories or types - A, B, C, and D.

The Uniform Schengen Visa is the most common type of Schengen visa. It includes groups A, B, and C., including airport transit visas. With this visa, you can stay for a maximum of 90 days within a 6 month period in any country within the Schengen Zone.

1. Schengen visa type A, also known as an airport transit visa 

If you are not a citizen of a Schengen country and have a connecting flight or need to transit through a Schengen airport, you can use a type A visa to do so. However, remember that you will not be permitted to enter the specific Schengen country.

2. Schengen visa type B

The type B visa, which was previously applicable to short-term trips of less than five days, has been replaced by the type C visa with transit conditions.

3. Schengen visa type C

The Schengen visa service issues short-stay visas for individuals who plan to remain in the area for fewer than 90 days over a period of 180 days. This visa allows you to travel freely throughout the Schengen area without additional visas or border checks. 

Based on the purpose of your travel, the Schengen visa in category C for short stays can be:

4. Schengen visa type D, also known as a national long-stay visa

A national visa is required if you intend to study, work, or reside in a Schengen country for over 90 days and up to a year. It's also called a type D long-stay Schengen visa. If you have this visa, you can reside in the Schengen area for a maximum of 90 days within 180 days of your visa’s validity.

The reasons to apply for a Category D visa include 

Please note that the national visa is issued by the embassy of the Schengen country you intend to visit. Therefore, it is crucial to get in touch with the appropriate government agencies to learn about the precise needs and steps that must be taken.

Here are the steps to give you an idea of how you can submit your Schengen Visa application in India.

These are the major documents required from an applicant for a Schengen Visa. 

The following table shows the best places to visit in the Schengen area as per the weather conditions.

The tips mentioned below will help you choose the best travel insurance for Schengen countries.

Disclaimer: The plans, services, features, processes, and other details mentioned on this page are subject to availability and changes. Please check the applicable policy wordings before making any insurance-related decisions. Feel free to reach out to us at [email protected] for any queries.