International Travel Insurance

You may be planning a trip to a country where travel insurance is mandatory for tourists. Some of these countries include Schengen Countries (26 European countries), the United Arab Emirates, the United States of America, etc.

The cost of medical treatments and consultation may be higher in a country you are planning to visit. So, having foreign travel insurance on an international trip makes sense to cover the costs of such medical intervention if required.

There is a chance of your baggage getting misplaced by the airline. A delay or loss of your luggage would increase your trip’s expenses. But you can protect yourself from this financial loss by starting your trip with an insurance plan that covers such losses.

Missing your flight or even delayed/denied boarding can cause financial loss. You may end up paying for new flight tickets, hotel bookings and other reservations. Thankfully, you can cover these costs by purchasing an International Travel Insurance plan.

In the unfortunate event of losing your travel funds, passport or other valuable belongings, you can rely on insurance coverage. An overseas trip insurance policy can offer reimbursements for the loss of valuable belongings.

Medical emergencies can arise while you are travelling and cost a lot of money. In such situations, your foreign travel insurance policy can cover medical expenses related to an illness, accident, and any other life-threatening medical condition requiring hospitalisation or daycare treatment. 

In case your flight gets delayed beyond a period, as mentioned in your policy, you will receive a reimbursement. Similarly, a reimbursement amount will be issued in case your pre-booked flight gets cancelled.

There is a possibility that an airline might misplace your checked-in luggage, which can cause a delay or lead to baggage loss. The right policy can cover you financially in such situations and provide reimbursements for the resulting costs.

It’s no news that international flights are really expensive. So, rescheduling or cancelling your flight tickets is costly. Trip rescheduling and trip cancellation covers can help you save money in such scenarios. The coverage takes away the financial burdens in case you reschedule or cancel your trip due to an unavoidable situation like COVID-19 quarantine, etc.

Certain destinations around the world are known for adventure sports. And, if you are a daredevil, you would want to try them out. In that case, you must choose a certified service provider to ensure your safety. Plus, purchase a travel insurance plan that covers adventure sports injuries.

What if you involuntarily cause third-party injury, death or property damage within your travel duration? Here, the personal liability coverage will take care of the resulting financial obligations.

The cost of travelling shouldn’t stop your family member from being by your side in case you are hospitalised in a foreign land. A compassionate visit cover can take care of the cost of travelling from your hometown to the place of hospitalisation.

In the unfortunate event of the insured person’s demise while travelling, this cover can look after the expenses related to their cremation and transportation of the mortal remains from the place of death to the family in India.

Your passport is probably the most important identification document when you are travelling abroad. So, you can’t afford to lose it. But, if it happens, then you will have to apply for a duplicate document to avoid legal complications. In such a situation, a passport loss cover will reimburse you for the money spent on a duplicate passport.

Travel scams have become pretty common in many tourist destinations. So, you need to be aware of the possibility of loss or theft of money while travelling abroad. If you lose your money, the travel fund loss cover can be helpful. You will obtain emergency funds as per your policy terms in such situations.

A COVID-19 positive report can restrict you from boarding flights due to quarantine restrictions. This can result in the loss of money on booking cancellations and extension of your hotel stays in a country. International Trip Insurance provides coverage against such unrecoverable costs based on the terms of your policy.

You can even include home insurance coverage in your travel insurance plan. This cover offers coverage against fire, burglary and other events while you are on an international trip.

The sum insured is the maximum amount you can receive as a claim settlement for a policy. While going through International Travel Insurance costs, assess if the sum insured will be enough to cover your financial losses in the most extreme emergencies. If not, then you will end up paying money from your pocket. For example, if you want accidental coverage in your travel insurance, the sum insured should be large enough to cover the costs in such a crisis.

When you compare International Travel Insurance plans, pay attention to the covers that align with your needs. You shouldn’t buy coverage that seems unnecessary to you. Ideally, it would be best to have the ability to customise a policy based on your unique travel needs.

You should be getting expert assistance and a digital mode of raising claim requests from anywhere in the world.