Travel Insurance for USA from India

Travelling to the United States is a dream come true for many people. If you want to ensure that you have the trip you always dreamed of, securing it with travel insurance is a good idea. Travel insurance for USA is one of the most popular insurance products in India. It covers both medical and non-medical benefits and offers cashless claims during emergency medical requirements. Furthermore, these benefits will be valid for the entire trip until you return to India.

Travelling to the United States is a dream come true for many people. If you want to ensure that you have the trip you always dreamed of, securing it with travel insurance is a good idea....

Travelling to the United States is a dream come true for many people....

Why Do I Need Travel Insurance for USA Trip From India?

Here are some important reasons why having USA travel insurance is a must.

In 2023 alone, US airlines mishandled approximately 2.7 million bags.

According to the State Department, around 300,000 U.S. passports are lost or stolen annually.

cost saving

U.S. healthcare is expensive. Depending on treatment, a day in the hospital can cost $2,000–$3,000.

Fortunately, a travel insurance USA plan can help you tackle these situations financially.

Why ACKO Travel Insurance for USA?

We can assist you in obtaining online travel health insurance USA quickly and easily.

Here are a few ways we can help you:

Paperless

Acko is an online-only insurer, so you can buy, claim, and manage your policy all online.

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Hospitalisation Associated With COVID-19 Is Covered

We include COVID-19 hospitalisation in our travel plans if you test positive for COVID-19 while you are travelling.

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Budget-Friendly

You get the best insurance options with great coverage at a reasonable price.

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No Out-of-Pocket Costs

You will not have to worry about paying anything out of your own pocket. While travelling, Acko will cover all of your medical treatment and emergency assistance costs.

Let's See How Travel Insurance USA Helped Anaya During Her Adventure Trip To USA

Anaya really loves going on adventures! She did something she'd always wanted to do on her recent trip to the US: she went rafting. She hurt her leg when her raft flipped over in a rough part of the river. She was taken to the hospital right away, and ACKO paid for all of her medical bills, so she didn't have to worry about the cost of care.

Anaya said, "I was planning my first trip to the US and couldn't wait to go whitewater rafting, which is very popular there. It might be dangerous, but you only live once, right? ACKO made me feel cared for the whole time I was in the hospital. When you have ACKO with you, life keeps going, guys!’’

Benefits of ACKO’s USA Travel Insurance Plan

Benefits for Accidents and Illness

Because we are aware that even minor health issues can result in major problems, our travel insurance plan includes financial protection for potential medical emergencies, including COVID-19.

Flight and Baggage Delay Remuneration

Nobody enjoys traveling and experiencing baggage or flight delays. You will receive financial compensation in such uncomfortable circumstances thanks to Acko's travel insurance USA plan.

Accidental and Medical Benefits

We understand that even the smallest health concerns can cause big troubles, which is why our travel insurance plan includes financial coverage for potential medical emergencies, including COVID-19.

What's Covered and What's Not Covered in ACKO’s USA Travel Insurance?

The following are the situations usually covered under travel insurance for USA from India.

Travel Coverage

The following travel-related circumstances are covered under your ACKO travel insurance USA.

Return of minor child to the city of residence in case of the insured person's hospitalisation
Family member’s compassionate visit in case of the insured person’s hospitalisation
Monetary loss for transportation in case of medical care and death of the insured person during the trip
Compensation for flight delay or cancellation
Compensation for rescheduling
Compensation for misplacement or delay of the checked-in baggage
Compensation for total loss/partial loss of checked-in baggage
Unrecoverable costs related to the loss of passport
Compensation in the event of a paid booking bouncing during travel

Legal Coverage

Our policy will offer financial coverage in these legal situations.

Monetary loss brought on by an extended stay following an injury, illness, or hospitalisation

Medical Coverage

Your travel health insurance through ACKO will provide coverage for these medical issues.

An accidental injury that requires hospitalisation or daycare
A medical emergency that requires hospitalisation or daycare
OPD medical expenses due to injuries or illnesses
Adventure sports-related injuries requiring hospitalisation
Permanent total disability/Permanent partial disability caused by an accident during the travel period
Accidental death of the insured person during the travel period
Coverage for transporting remains in case of death during travel due to injury or illness during the travel period
COVID-19 quarantine resulted in flight cancellation

Travel Exclusions

These are the travel-related situations when you won’t be able to benefit from your USA travel insurance.

Travelling to the USA without a valid visa
Going to the USA for a medical treatment/consultation
Travelling to America despite being medically unfit for the journey
Going on the journey even after your doctor recommends against it

Legal Exclusions

These are the legal situations when you won’t be able to benefit from your USA travel insurance.

Committing suicide or attempting suicide, and self-inflicted injuries
Damage, loss or injury directly/indirectly related to the intoxication of alcohol, hallucinogen, etc
Damage, loss or injury after intentional/unintentional participation in criminal activity.
Damage, loss or injury incurred while indulging in a hazardous activity like mining, tunnelling, etc

Medical Exclusions

These are the medical situations when you won’t be able to benefit from your USA travel insurance.

Any pre-existing disease and/or an associated complication based on your policy terms
Proof of disability offered by a doctor who has a family relationship with the insured individual
Medical complications and treatments associated with pregnancy

How Do I Purchase Travel Insurance for USA Online?

You can get US travel insurance online from ACKO by following these steps:

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To begin, click here or download our app from Play or App Store

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Choose from our standard plan or customise your plan

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Give us the dates on which your trip will start and end

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Choose the coverage you want

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Fill up the details for you and your travel companions

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You'll get a quote right away. Pay online to get your coverage right away.

How Do I Claim Online Travel Insurance for USA From Acko?

Claiming your ACKO travel insurance online for USA is super easy. Here are the simple steps to follow:

For Travel Medical Insurance That Offers Treatment Without Cash:

Send an email to [email protected] or call 01246174722 to report your location. We will respond in 10 minutes.
We'll provide you with a list of local hospitals that offer cashless services.
All you have to do is share your policy document, and you are done.

For Other Covers:

You can contact us by giving us a missed call at 01246174722 or sending an email to the address [email protected].
Your bill or invoice will be reviewed as soon as possible, and you will get the refund within the next few days at the latest.

Things You Should Know Before Beginning Your USA Trip

The United States of America is one of the most popular countries that people wish to visit at least once in their lifetime. Cities like Las Vegas, New York, Los Angeles, San Francisco, and Washington DC, are popular destinations tourists want to explore. However, the country also has many distinctively unique places like Alaska, North Carolina, Hawaii, etc., for a more out-of-the-box travel experience. Here, we have compiled a list of things to ease your preparations for a trip to the USA.

Things You Can’t Miss!

You should complete all of these when visiting the United States.

Visit New York City for a neverending joyride of art, culture, and endless activities to indulge in.
Head to Hollywood, Los Angeles, and get starstruck at some of the world’s best film and art festivals, red-carpet events, and more.
Relive your childhood memories by visiting Disney World.
Cherish the scenic views of the West Coast on a long drive through the Highway of the Pacific Coast.
Plan an adventure trip to the famous Grand Canyon and indulge in activities like mountain biking, hiking, skydiving, hot air balloon rides, river rafting, etc.
Submerge yourself in the glamorous nights of Las Vegas with exciting concerts, shows, casinos, and more.

Best Time to Visit the USA

The best times to visit the United States are March to May (spring) or late September to October (autumn). Spring offers mild, pleasant weather across most regions, making it perfect for exploring. While summer (May to September) sees a peak in international tourism, visiting during spring or fall ensures a more relaxed, enjoyable experience.

US Visa for Indians

Indians travelling to America as a tourist need a B2 visa for recreational visits and family meetings, etc. You can club this type with a B1 visa and apply by submitting an application form and supporting documents. The following points will give you a basic idea of the procedure.

You will need to apply for a US visa by choosing a relevant category.
Your passport needs to have a validity of at least 6 months more than the duration of your stay in America.
There must be at least two pages available on your passport for stamping.
A document that presents a detailed travel itinerary outlining your planned activities and the duration of your stay in the US.
You must provide proof that confirms your accommodation arrangements in the US, such as hotel reservations or a letter of invitation from a host.
You must provide evidence, such as bank statements or sponsorship letters, that you have enough money to cover your expenses during your visit.
You must show proof of your departure from the US.
A cover letter in which you explain why you want to visit the US, how long you plan to stay, when you plan to leave, and other pertinent information

USA Visa Category

The following table will help you understand which visa category is best suited for your application.

PURPOSE OF US VISITS	VISA CATEGORY

Tourists, patients, and family meetings	B2
Domestic employees, business trips, and athletes visiting to compete for a prize	B1
Foreign diplomats and government officials	A
Military personnel stationed in America	A2
Transit purpose	C
US aircraft’s cabin crew	C1/D
Industry-specific professionals	H1-B
Non-agricultural temporary workers	H2-B
Journalists and relevant representatives of information media	I
Vocational students	M1
Exchange visitors	J
Athletes, artists, and entertainers	P

PURPOSE	CONTACT

Visa-related services	+1-202-939-9852
Passport-related services	+1-202-939-9864
Miscellaneous services	+1-202-939-9852

Tips to Buy the Best Travel Insurance for USA From India Online

Here are a few tips to buy travel insurance online for USA trips.

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Decide on a Sum Insured

The sum insured is the maximum claim amount you can obtain as settlement under an insurance policy. You need to make sure that the sum insured under your policy matches the potential financial loss in the most extreme conditions. This will save you from the lack of funds during a crisis.

Customise Covers for Your Needs

When purchasing USA travel insurance, you should try to align it with your specific needs as much as possible. This way, you can have adequate and avoid unnecessary covers.

Clarify the Claim Procedure

Ask questions to an insurer about the claim process before purchasing a travel policy. The steps to raising a claim and its settlement must be clear to you in order to make an informed decision.

Frequently Asked Questions on USA Travel Insurance

The following are a few of the common questions and answers related to US travel insurance from India.