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Travel Insurance for USA from India

Ensure a safe trip with USA travel insurance plan.

✅ 24x7 assistance ✅ Baggage Loss ✅ No Medical Test

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With travel insurance for USA, you can rest assured that your next U.S. trip will be taken care of. It covers all of these situations and more, so you can have the trip you've always dreamed of. 

Going to the United States is a dream come true for many people. We all want our trip to be perfect, right? That's why it's important to take extra care to ensure everything runs smoothly. 

Think about all the amazing things you want to see and do in the U.S. - the Statue of Liberty, Hollywood, Times Square, Disneyland, and so much more. But have you thought about what could go wrong? What if you miss your flight because the Statue of Liberty is too crowded? What if you get pickpocketed in Hollywood? What if you lose your phone in Times Square? And what if, heaven forbid, you get hurt at Disneyland from all the exciting rides? 

You don’t, right? That’s why we do. 

Let’s get into the details.

Why do I need travel insurance for USA trip from India?
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Here are some important reasons why having travel insurance USA is a must.

Unexpected situations
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Travelling from India to the USA involves a long journey. Travel insurance on this journey can protect your finances in case any unplanned situation occurs. Such unexpected situations can be anything from loss of passport, baggage delay, flight cancellation, medical emergencies, accidents, etc.

Expensive healthcare
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Healthcare is significantly more expensive in the USA as compared to India. Moreover, there are strict laws in terms of buying medicines over the counter. Even minor medical issues require one to consult a medical professional. This makes travel insurance a logical investment to protect yourself financially in medical or health emergencies while visiting the USA.

Why ACKO Travel Insurance for USA?
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We can assist you in obtaining online travel health insurance USA quickly and easily. 

Here are a few ways we can help you:

Paperless: Acko is an online-only insurer, so you can buy, claim, and manage your policy all online. 

Hospitalisation associated with COVID-19 is covered: We include COVID-19 hospitalisation in our travel plans in the event that you test positive for COVID-19 while you are travelling.

Budget-friendly: You get the best insurance options with great coverage at a reasonable price.

No out-of-pocket costs: You will not have to worry about paying anything out of your own pocket. While travelling, Acko will cover all of your medical treatment and emergency assistance costs. 

Over 150 countries worldwide: There are countless options for your next adventure with so many nations to pick from. You simply focus on organising your upcoming dream vacation.

Benefits of ACKO’s USA Travel Insurance Plan
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Have a glance at some of the most beneficial ways a USA travel insurance plan can help you on your trip.

Benefits for accidents and illness
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Because we are aware that even minor health issues can result in major problems, our travel insurance plan includes financial protection for potential medical emergencies, including COVID-19.

Flight and baggage delay remuneration
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Nobody enjoys traveling and experiencing baggage or flight delays. You will receive financial compensation in such uncomfortable circumstances thanks to Acko's travel insurance USA plan.

Accidental and Medical Benefits
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Planned Trip Cancellation/Rescheduling
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"We" are to pay "Your" rescheduling costs as well as offer insurance in the event that plans are completely abandoned.

What's covered in ACKO’s USA Travel Insurance?
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The following are the situations usually covered under travel insurance for USA from India.

Travel Coverage

Legal Coverage

Medical Coverage

The following travel-related circumstances are covered under your ACKO travel insurance USA.

  • Return of minor child to the city of residence in case of the insured person's hospitalisation

  • Family member’s compassionate visit in case of the insured person’s hospitalisation

  • Monetary loss for transportation in case of medical care and death of the insured person during the trip

  • Compensation for flight delay or cancellation

  • Compensation for rescheduling

  • Compensation for misplacement or delay of the checked-in baggage

  • Compensation for total loss/partial loss of checked-in baggage

  • Unrecoverable costs related to the loss of passport

  • Compensation in the event of a paid booking bouncing during travel

Our policy will offer financial coverage in these legal situations.

  • Monetary loss brought on by an extended stay following an injury, illness, or hospitalisation

Your travel health insurance through ACKO will provide coverage for these medical issues.

  • An accidental injury that requires hospitalisation or daycare

  • A medical emergency that requires hospitalisation or daycare

  • OPD medical expenses due to injuries or illnesses

  • Adventure sports-related injuries requiring hospitalisation

  • Permanent total disability/Permanent partial disability caused by an accident during the travel period

  • Accidental death of the insured person during the travel period

  • Coverage for transporting remains in case of death during travel due to injury or illness during the travel period

  • COVID-19 quarantine resulted in flight cancellation

What's not covered in ACKO’s USA Travel Insurance?
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Travel exclusions

Legal exclusions

Medical exclusions

These are the travel-related situations when you won’t be able to benefit from your USA travel insurance.

  • Travelling to the USA without a valid visa

  • Going to the USA for a medical treatment/consultation

  • Travelling to America despite being medically unfit for the journey

  • Going on the journey even after your doctor recommends against it

These are the legal situations when you won’t be able to benefit from your USA travel insurance.

  • Committing suicide or attempting suicide, and self-inflicted injuries

  • Damage, loss or injury directly/indirectly related to the intoxication of alcohol, hallucinogen, etc

  • Damage, loss or injury after intentional/unintentional participation in criminal activity.

  • Damage, loss or injury incurred while indulging in a hazardous activity like mining, tunnelling, etc

These are the medical situations when you won’t be able to benefit from your USA travel insurance.

  • Any pre-existing disease and/or an associated complication based on your policy terms

  • Proof of disability offered by a doctor who has a family relationship with the insured individual

  • Medical complications and treatments associated with pregnancy

How do I purchase Acko travel insurance for the USA from India?
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You can get USA travel insurance from ACKO by following these steps:

Step 1: To begin, click here or download our app from Play or App Store

Step 2: Choose from our standard plan or customise your plan

Step 3: Give us the dates on which your trip will start and end

Step 4: Choose the coverage you want

Step 5: Fill up the details for you and your travel companions

Step 6: You'll get a quote right away. Pay online to get your coverage right away.

How do I claim online travel insurance for USA from Acko?
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Claiming your ACKO travel insurance online for USA is super easy. Here are the simple steps to follow: 

For travel medical insurance that offers treatment without cash:

For other covers:

Things you should know before beginning your USA trip
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The United States of America is one of the most popular countries that people wish to visit at least once in their lifetime. Cities like Las Vegas, New York, Los Angeles, San Francisco, and Washington DC, are popular destinations tourists want to explore. However, the country also has many distinctively unique places like Alaska, North Carolina, Hawaii, etc., for a more out-of-the-box travel experience. Here, we have compiled a list of things to ease your preparations for a trip to the USA.

Things you can’t miss!
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You should complete all of these when visiting the United States.

US visa for Indians
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Indians travelling to America as a tourist need a B2 visa for recreational visits and family meetings, etc. You can club this type with a B1 visa and apply by submitting an application form and supporting documents. The following points will give you a basic idea of the procedure.

The following table will help you understand which visa category is best suited for your application.



Tourists, patients, and family meetings


Domestic employees, business trips, and athletes visiting to compete for a prize


Foreign diplomats and government officials


Military personnel stationed in America


Transit purpose


US aircraft’s cabin crew


Industry-specific professionals


Non-agricultural temporary workers


Journalists and relevant representatives of information media


Vocational students


Exchange visitors


Athletes, artists, and entertainers


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Indian Embassy in America
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While in the USA, Indian citizens can contact the Indian Embassy if required for certain assistance. Here are the emergency contact details of the Indian Embassy in America.



Visa-related services


Passport-related services


Miscellaneous services


Tips to buy the best travel insurance for USA from India online
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Here are a few tips to buy travel insurance online for USA trips.

Decide on a sum insured
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The sum insured is the maximum claim amount you can obtain as settlement under an insurance policy. You need to make sure that the sum insured under your policy matches the potential financial loss in the most extreme conditions. This will save you from the lack of funds during a crisis.

Customise covers for your needs
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When purchasing USA travel insurance, you should try to align it with your specific needs as much as possible. This way, you can have adequate and avoid unnecessary covers.

Clarify the claim procedure
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Ask questions to an insurer about the claim process before purchasing a travel policy. The steps to raising a claim and its settlement must be clear to you in order to make an informed decision.

Frequently Asked Questions on USA Travel Insurance
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The following are a few of the common questions and answers related to US travel insurance from India.


Do I have to buy travel insurance to the USA from India?

It is optional to buy travel insurance for USA visits, as per the guidelines set by the US Immigrant Department. However, it's recommended to have one for your own well-being and security.

Can I buy travel insurance for USA online?

Yes, you can buy travel insurance online for your USA visit via one of the many digital insurance providers. But make sure you compare premiums and benefits to choose the right insurance policy for your trip to America. 

How do I compare USA travel insurance quotes?

You can request travel insurance quotes from multiple insurance providers by visiting their official websites. Then, compare the premiums and coverages for each option to find the best plan for you. 

Disclaimer: The plans, services, features, processes, and other details mentioned on this page are subject to availability and changes. Please check the applicable policy wordings before making any insurance-related decisions. Feel free to reach out to us at [email protected] for any queries.