Travel Insurance for USA from India

Travel insurance on your USA trip can prepare you for any emergency situations like losing travel funds, your passport, or any other item of importance.

The digital insurance process helps you not only to buy travel insurance but raise claims without worrying about lengthy paperwork or multiple appointments.

Stay insured for flight and baggage-related issues while travelling to America. It can include flight delays, flight cancellations, baggage loss, a flight hijack and other situations as per your policy.

Depending on your travel plan, you can customise a policy with respect to the number of people travelling, duration of your journey, age of the insured people and other factors.

Having insurance against unexpected travel situations allows you to stay calm and relaxed on your journey to the USA.

Depending on your policy terms, you can claim without worrying about paying any amount from your pocket.

Health or medical issues arising on your trip can take a lot of money out of your pocket. Which is why you must protect your finances and remain ready for unforeseen medical conditions. Travel insurance is a crucial decision in this regard to obtain coverage related to accidents, illness and other medical emergencies while travelling to America.

You can receive reimbursements for flights that get delayed by a long duration (as per the policy’s terms). Similar benefits are offered if you book a flight, but it gets cancelled.

This coverage is for situations when your checked-in baggage gets lost or delayed for a certain period by the airline. The resulting monetary losses are covered in such scenarios depending on the terms mentioned in your policy.

You can cover your trip against cancellation and/or rescheduling with a travel insurance plan for USA visit. As per your policy terms, this coverage will take care of the costs related to trip cancellation/rescheduling due to a valid reason, such as quarantine restrictions under COVID-19, etc.

In case you are planning to indulge in adventure sports on your trip to America, you can include this coverage in your policy. It will cover the financial liabilities arising due to injuries that occur in relation to an adventure sport.

This coverage is for situations related to third-party property damage, injuries or death within the duration of your travel. It will help you take care of any financial obligations surrounding personal liabilities that incur on your trip.

In the unfortunate event of getting hospitalised while on your USA trip, you might want a helpful family member to be by your side. This coverage takes care of the monetary aspect of such compassionate visits. Hence, your family member’s journey from India to America is covered by your travel insurance provider.

This coverage looks after the expenses arising due to the demise of the insured person while travelling. It can include the cost of cremating and transporting the mortal remains from America to the family back in India.

Losing your passport in a foreign land can cause legal complications. So, you would need a duplicate passport immediately in such a condition. The money you spend on getting a duplicate passport is reimbursed as per the limits and terms of the policy.

When included, this coverage allows you to obtain emergency travel funds if you lose money due to theft, robbery, etc., while you are in America.

If you end up cancelling your trip to America for COVID-related reasons, this coverage will cover the monetary loss as per the policy terms. It will include the loss of money on cancelling flights or extending a hotel stay to complete your quarantine period.

You can opt for house insurance cover when buying travel insurance for a USA visit. It provides financial protection against situations (like burglary, fire, etc.) that cause damage or loss of property back home while you are travelling abroad.

The sum insured is the maximum claim amount you can obtain as settlement under an insurance policy. You need to make sure that the sum insured under your policy matches the potential financial loss in the most extreme conditions. This will save you from the lack of funds during a crisis.

When purchasing USA travel insurance, you should try to align it with your specific needs as much as possible. This way, you can have adequate and avoid unnecessary covers.

Ask questions to an insurer about the claim process before purchasing a travel policy. The steps to raising a claim and its settlement must be clear to you in order to make an informed decision.