Travel Insurance for USA from India

Ensure a safe trip with USA travel insurance plan.

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With travel insurance for USA, you can rest assured that your next U.S. trip will be taken care of. It covers all of these situations and more, so you can have the trip you've always dreamed of.

Going to the United States is a dream come true for many people. We all want our trip to be perfect, right? That's why it's important to take extra care to ensure everything runs smoothly.

Think about all the amazing things you want to see and do in the U.S. - the Statue of Liberty, Hollywood, Times Square, Disneyland, and so much more. But have you thought about what could go wrong? What if you miss your flight because the Statue of Liberty is too crowded? What if you get pickpocketed in Hollywood? What if you lose your phone in Times Square? And what if, heaven forbid, you get hurt at Disneyland from all the exciting rides?

You don’t, right? That’s why we do.

Let’s get into the details.

Why do I need travel insurance for USA trip from India?

Here are some important reasons why having travel insurance USA is a must.

Unexpected situations

Travelling from India to the USA involves a long journey. Travel insurance on this journey can protect your finances in case any unplanned situation occurs. Such unexpected situations can be anything from loss of passport, baggage delay, flight cancellation, medical emergencies, accidents, etc.

Expensive healthcare

Healthcare is significantly more expensive in the USA as compared to India. Moreover, there are strict laws in terms of buying medicines over the counter. Even minor medical issues require one to consult a medical professional. This makes travel insurance a logical investment to protect yourself financially in medical or health emergencies while visiting the USA.

Why ACKO Travel Insurance for USA?

We can assist you in obtaining online travel health insurance USA quickly and easily.

Here are a few ways we can help you:

Paperless: Acko is an online-only insurer, so you can buy, claim, and manage your policy all online.

Hospitalisation associated with COVID-19 is covered: We include COVID-19 hospitalisation in our travel plans in the event that you test positive for COVID-19 while you are travelling.

Budget-friendly: You get the best insurance options with great coverage at a reasonable price.

No out-of-pocket costs: You will not have to worry about paying anything out of your own pocket. While travelling, Acko will cover all of your medical treatment and emergency assistance costs.

Over 150 countries worldwide: There are countless options for your next adventure with so many nations to pick from. You simply focus on organising your upcoming dream vacation.

Benefits of ACKO’s USA Travel Insurance Plan

Have a glance at some of the most beneficial ways a USA travel insurance plan can help you on your trip.

Benefits for accidents and illness

Because we are aware that even minor health issues can result in major problems, our travel insurance plan includes financial protection for potential medical emergencies, including COVID-19.

Flight and baggage delay remuneration

Nobody enjoys traveling and experiencing baggage or flight delays. You will receive financial compensation in such uncomfortable circumstances thanks to Acko's travel insurance USA plan.

Accidental and Medical Benefits

Planned Trip Cancellation/Rescheduling

"We" are to pay "Your" rescheduling costs as well as offer insurance in the event that plans are completely abandoned.

What's covered in ACKO’s USA Travel Insurance?

The following are the situations usually covered under travel insurance for USA from India.

Travel Coverage

Legal Coverage

Medical Coverage

The following travel-related circumstances are covered under your ACKO travel insurance USA.

Return of minor child to the city of residence in case of the insured person's hospitalisation
Family member’s compassionate visit in case of the insured person’s hospitalisation
Monetary loss for transportation in case of medical care and death of the insured person during the trip
Compensation for flight delay or cancellation
Compensation for rescheduling
Compensation for misplacement or delay of the checked-in baggage
Compensation for total loss/partial loss of checked-in baggage
Unrecoverable costs related to the loss of passport
Compensation in the event of a paid booking bouncing during travel

Our policy will offer financial coverage in these legal situations.

Monetary loss brought on by an extended stay following an injury, illness, or hospitalisation

Your travel health insurance through ACKO will provide coverage for these medical issues.

An accidental injury that requires hospitalisation or daycare
A medical emergency that requires hospitalisation or daycare
OPD medical expenses due to injuries or illnesses
Adventure sports-related injuries requiring hospitalisation
Permanent total disability/Permanent partial disability caused by an accident during the travel period
Accidental death of the insured person during the travel period
Coverage for transporting remains in case of death during travel due to injury or illness during the travel period
COVID-19 quarantine resulted in flight cancellation

What's not covered in ACKO’s USA Travel Insurance?

Travel exclusions

Legal exclusions

Medical exclusions

These are the travel-related situations when you won’t be able to benefit from your USA travel insurance.

Travelling to the USA without a valid visa
Going to the USA for a medical treatment/consultation
Travelling to America despite being medically unfit for the journey
Going on the journey even after your doctor recommends against it

These are the legal situations when you won’t be able to benefit from your USA travel insurance.

Committing suicide or attempting suicide, and self-inflicted injuries
Damage, loss or injury directly/indirectly related to the intoxication of alcohol, hallucinogen, etc
Damage, loss or injury after intentional/unintentional participation in criminal activity.
Damage, loss or injury incurred while indulging in a hazardous activity like mining, tunnelling, etc

These are the medical situations when you won’t be able to benefit from your USA travel insurance.

Any pre-existing disease and/or an associated complication based on your policy terms
Proof of disability offered by a doctor who has a family relationship with the insured individual
Medical complications and treatments associated with pregnancy

How do I purchase Acko travel insurance for the USA from India?

You can get USA travel insurance from ACKO by following these steps:

Step 1: To begin, click here or download our app from Play or App Store

Step 2: Choose from our standard plan or customise your plan

Step 3: Give us the dates on which your trip will start and end

Step 4: Choose the coverage you want

Step 5: Fill up the details for you and your travel companions

Step 6: You'll get a quote right away. Pay online to get your coverage right away.

How do I claim online travel insurance for USA from Acko?

Claiming your ACKO travel insurance online for USA is super easy. Here are the simple steps to follow:

For travel medical insurance that offers treatment without cash:

Send an email to [email protected] or call 01246174722 to report your location. We will respond in 10 minutes.
We'll provide you with a list of local hospitals that offer cashless services.
All you have to do is share your policy document, and you are done.

For other covers:

You can contact us by giving us a missed call at 01246174722 or sending an email to the address [email protected].
Your bill or invoice will be reviewed as soon as possible, and you will get the refund within the next few days at the latest.

Things you should know before beginning your USA trip

The United States of America is one of the most popular countries that people wish to visit at least once in their lifetime. Cities like Las Vegas, New York, Los Angeles, San Francisco, and Washington DC, are popular destinations tourists want to explore. However, the country also has many distinctively unique places like Alaska, North Carolina, Hawaii, etc., for a more out-of-the-box travel experience. Here, we have compiled a list of things to ease your preparations for a trip to the USA.

Things you can’t miss!

You should complete all of these when visiting the United States.

Visit New York City for a neverending joyride of art, culture, and endless activities to indulge in.
Head to Hollywood, Los Angeles, and get starstruck at some of the world’s best film and art festivals, red-carpet events, and more.
Relive your childhood memories by visiting Disney World.
Cherish the scenic views of the West Coast on a long drive through the Highway of the Pacific Coast.
Plan an adventure trip to the famous Grand Canyon and indulge in activities like mountain biking, hiking, skydiving, hot air balloon rides, river rafting, etc.
Submerge yourself in the glamorous nights of Las Vegas with exciting concerts, shows, casinos, and more.

US visa for Indians

Indians travelling to America as a tourist need a B2 visa for recreational visits and family meetings, etc. You can club this type with a B1 visa and apply by submitting an application form and supporting documents. The following points will give you a basic idea of the procedure.

You will need to apply for a US visa by choosing a relevant category.
Your passport needs to have a validity of at least 6 months more than the duration of your stay in America.
There must be at least two pages available on your passport for stamping.
A document that presents a detailed travel itinerary outlining your planned activities and the duration of your stay in the US.
Proof that confirms your accommodation arrangements in the US, such as hotel reservations or a letter of invitation from a host.
You must show that you have enough money to cover your expenses during your visit, such as bank statements or sponsorship letters.
You must show proof of your departure from the US.
A cover letter in which you explain why you want to visit the US, how long you plan to stay, when you plan to leave, and other pertinent information.

The following table will help you understand which visa category is best suited for your application.

PURPOSE OF US VISITS	VISA CATEGORY
Tourists, patients, and family meetings	B2
Domestic employees, business trips, and athletes visiting to compete for a prize	B1
Foreign diplomats and government officials	A
Military personnel stationed in America	A2
Transit purpose	C
US aircraft’s cabin crew	C1/D
Industry-specific professionals	H1-B
Non-agricultural temporary workers	H2-B
Journalists and relevant representatives of information media	I
Vocational students	M1
Exchange visitors	J
Athletes, artists, and entertainers	P

Indian Embassy in America

While in the USA, Indian citizens can contact the Indian Embassy if required for certain assistance. Here are the emergency contact details of the Indian Embassy in America.

PURPOSE	CONTACT
Visa-related services	+1-202-939-9852
Passport-related services	+1-202-939-9864
Miscellaneous services	+1-202-939-9852

Tips to buy the best travel insurance for USA from India online

Here are a few tips to buy travel insurance online for USA trips.

Decide on a sum insured

The sum insured is the maximum claim amount you can obtain as settlement under an insurance policy. You need to make sure that the sum insured under your policy matches the potential financial loss in the most extreme conditions. This will save you from the lack of funds during a crisis.

Customise covers for your needs

When purchasing USA travel insurance, you should try to align it with your specific needs as much as possible. This way, you can have adequate and avoid unnecessary covers.

Clarify the claim procedure

Ask questions to an insurer about the claim process before purchasing a travel policy. The steps to raising a claim and its settlement must be clear to you in order to make an informed decision.

Frequently Asked Questions on USA Travel Insurance

The following are a few of the common questions and answers related to US travel insurance from India.

Do I have to buy travel insurance to the USA from India?

It is optional to buy travel insurance for USA visits, as per the guidelines set by the US Immigrant Department. However, it's recommended to have one for your own well-being and security.

Can I buy travel insurance for USA online?

Yes, you can buy travel insurance online for your USA visit via one of the many digital insurance providers. But make sure you compare premiums and benefits to choose the right insurance policy for your trip to America.

How do I compare USA travel insurance quotes?

You can request travel insurance quotes from multiple insurance providers by visiting their official websites. Then, compare the premiums and coverages for each option to find the best plan for you.

Disclaimer: The plans, services, features, processes, and other details mentioned on this page are subject to availability and changes. Please check the applicable policy wordings before making any insurance-related decisions. Feel free to reach out to us at [email protected] for any queries.