Going to the United States is a dream come true for many people. We all want our trip to be perfect, right? That's why it's important to take extra care to ensure everything runs smoothly.
Think about all the amazing things you want to see and do in the U.S. - the Statue of Liberty, Hollywood, Times Square, Disneyland, and so much more. But have you thought about what could go wrong? What if you miss your flight because the Statue of Liberty is too crowded? What if you get pickpocketed in Hollywood? What if you lose your phone in Times Square? And what if, heaven forbid, you get hurt at Disneyland from all the exciting rides?
You don’t, right? That’s why we do.
With travel insurance for USA, you can rest assured that your next U.S. trip will be taken care of. It covers all of these situations and more, so you can have the trip you've always dreamed of.
Let’s get into the details.
Here are some important reasons why having travel insurance USA is a must.
Travelling from India to the USA involves a long journey. Travel insurance on this journey can protect your finances in case any unplanned situation occurs. Such unexpected situations can be anything from loss of passport, baggage delay, flight cancellation, medical emergencies, accidents, etc.
Healthcare is significantly more expensive in the USA as compared to India. Moreover, there are strict laws in terms of buying medicines over the counter. Even minor medical issues require one to consult a medical professional. This makes travel insurance a logical investment to protect yourself financially in medical or health emergencies while visiting the USA.
You can get USA travel insurance from ACKO by following these steps:
1. Go to the ACKO mobile app or our website, www.acko.com.
2. Click "Travel" and select your destination.
3. Select your trip's start and end dates.
4. Enter your and your travel companions details.
5. Choose your insurance coverage as per your requirements.
6. Lastly, make payment and get the policy document in your inbox.
If you want insurance that is simple and easy to understand, Acko is the way to go. Acko's Travel Insurance provides comprehensive coverage at reasonable rates and a wide range of products that adhere to IRDAI regulations.
We can assist you in obtaining online travel health insurance USA quickly and easily.
Here are a few ways we can help you:
Paperless: Acko is an online-only insurer, so you can buy, claim, and manage your policy all online.
Hospitalization associated with COVID-19 is covered: We include COVID-19 hospitalization in our travel plans in the event that you test positive for COVID-19 while you are traveling.
Budget-friendly: You get the best insurance options with great coverage at a reasonable price.
No out-of-pocket costs: You will not have to worry about paying anything out of your own pocket. While traveling, Acko will cover all of your medical treatment and emergency assistance costs.
Over 150 countries worldwide: There are countless options for your next adventure with so many nations to pick from. You simply focus on organizing your upcoming dream vacation.
Have a glance at some of the most beneficial ways a USA travel insurance plan can help you on your trip.
Because we are aware that even minor health issues can result in major problems, our travel insurance plan includes financial protection for potential medical emergencies, including COVID-19.
Nobody enjoys traveling and experiencing baggage or flight delays. You will receive financial compensation in such uncomfortable circumstances thanks to Acko's travel insurance USA plan.
"We" are to pay "Your" rescheduling costs as well as offer insurance in the event that plans are completely abandoned.
The following are the situations usually covered under travel insurance for USA from India.
The following travel-related circumstances are covered under your ACKO travel insurance USA.
Return of Minor Child to the city of residence in case of the insured person's hospitalization.
Family member’s compassionate visit in case of the insured person’s hospitalization.
Monetary loss for transportation, including medical care, for the insured person during the travel period.
Monetary loss after a flight delay or cancellation.
Monetary loss if you reschedule or cancel your trip.
Monetary loss after the misplacement or delay of the checked-in baggage/sports equipment.
Total Loss/Partial Loss of Checked-in Baggage.
Personal liabilities concerning third-party harm, death, and/or property damage.
Unrecoverable costs related to the loss of passport or travel funds.
Monetary loss in the event of a paid booking bouncing during travel.
Monetary loss brought on due to the insured person’s pet's injury.
Our policy will offer financial coverage in these legal situations.
Monetary loss brought on by an extended stay following an injury, illness, or hospitalization.
Your travel health insurance through ACKO will provide coverage for these medical issues.
An accidental injury that requires hospitalization or daycare.
A medical emergency that requires hospitalization or daycare.
Emergency medical treatment for life-threatening conditions from pre-existing diseases.
OPD medical expenses due to injuries or illnesses.
Adventure sports-related injuries requiring hospitalization.
Permanent total disability/Permanent partial disability caused by an accident during the travel period.
Accidental death of the insured person during the travel period.
Coverage for transporting remains in case of death during travel due to injury or illness during the travel period.
COVID-19 quarantine resulted in trip cancellation.
These are the travel-related situations when you won’t be able to benefit from your USA travel insurance.
Travelling to the USA without a valid visa.
Going to the USA for a medical treatment/consultation.
Travelling to America despite being medically unfit for the journey.
Going on the journey even after your doctor recommends against it.
These are the legal situations when you won’t be able to benefit from your USA travel insurance.
Committing suicide or attempting suicide, and self-inflicted injuries.
Damage, loss or injury directly/indirectly related to the intoxication of alcohol, hallucinogen, etc.
Damage, loss or injury after intentional/unintentional participation in criminal activity.
Damage, loss or injury incurred while indulging in a hazardous activity like mining, tunnelling, etc.
These are the medical situations when you won’t be able to benefit from your USA travel insurance.
Any pre-existing disease and/or an associated complication based on your policy terms.
Proof of disability offered by a doctor who has a family relationship with the insured individual.
Medical complications and treatments associated with pregnancy.
It is very simple to file a online travel insurance claim for USA with Acko. To file a claim, simply follow these steps:
For Cashless Medical Coverage:
Kindly share your location with us by emailing [email protected] or giving us a missed call at 01246174722. We'll get back to you within 10 minutes.
We'll quickly provide you with a list of cashless hospitals near your location. You can choose a hospital that suits you best, and all you need to do is share your policy document. That's it!
You can receive your treatment, and we'll handle the bill settlement directly with the hospital.
For Other Covers:
Just drop us an email at [email protected] or give us a missed call at 01246174722, and we'll call you back.
Share your bills and invoices with us, and our team will go through your documents at the earliest possible time.
You can expect reimbursement within 2-3 days. We're always here to help you, so please feel free to reach out to us anytime.
The United States of America is one of the most popular countries that people wish to visit at least once in their lifetime. Cities like Las Vegas, New York, Los Angeles, San Francisco, and Washington DC, are popular destinations tourists want to explore. However, the country also has many distinctively unique places like Alaska, North Carolina, Hawaii, etc., for a more out-of-the-box travel experience. Here, we have compiled a list of things to ease your preparations for a trip to the USA.
You should complete all of these when visiting the United States.
Visit New York City for a neverending joyride of art, culture, and endless activities to indulge in.
Head to Hollywood, Los Angeles, and get starstruck at some of the world’s best film and art festivals, red-carpet events, and more.
Relive your childhood memories by visiting Disney World.
Cherish the scenic views of the West Coast on a long drive through the Highway of the Pacific Coast.
Plan an adventure trip to the famous Grand Canyon and indulge in activities like mountain biking, hiking, skydiving, hot air balloon rides, river rafting, etc.
Submerge yourself in the glamorous nights of Las Vegas with exciting concerts, shows, casinos, and more.
Indians travelling to America as a tourist need a B2 visa for recreational visits and family meetings, etc. You can club this type with a B1 visa and apply by submitting an application form and supporting documents. The following points will give you a basic idea of the procedure.
You will need to apply for a US visa by choosing a relevant category.
Your passport needs to have a validity of at least 6 months more than the duration of your stay in America.
There must be at least two pages available on your passport for stamping.
A document that presents a detailed travel itinerary outlining your planned activities and the duration of your stay in the US.
Proof that confirms your accommodation arrangements in the US, such as hotel reservations or a letter of invitation from a host.
You must show that you have enough money to cover your expenses during your visit, such as bank statements or sponsorship letters.
You must show proof of your departure from the US.
A cover letter in which you explain why you want to visit the US, how long you plan to stay, when you plan to leave, and other pertinent information.
The following table will help you understand which visa category is best suited for your application.
PURPOSE OF US VISITS
Tourists, patients, and family meetings
Domestic employees, business trips, and athletes visiting to compete for a prize
Foreign diplomats and government officials
Military personnel stationed in America
US aircraft’s cabin crew
Non-agricultural temporary workers
Journalists and relevant representatives of information media
Athletes, artists, and entertainers
While in the USA, Indian citizens can contact the Indian Embassy if required for certain assistance. Here are the emergency contact details of the Indian Embassy in America.
Here are a few tips to buy travel insurance online for USA trips.
The sum insured is the maximum claim amount you can obtain as settlement under an insurance policy. You need to make sure that the sum insured under your policy matches the potential financial loss in the most extreme conditions. This will save you from the lack of funds during a crisis.
When purchasing USA travel insurance, you should try to align it with your specific needs as much as possible. This way, you can have adequate and avoid unnecessary covers.
Ask questions to an insurer about the claim process before purchasing a travel policy. The steps to raising a claim and its settlement must be clear to you in order to make an informed decision.
It is optional to buy travel insurance for USA visits, as per the guidelines set by the US Immigrant Department. However, it's recommended to have one for your own well-being and security.
The cost of travel insurance to the USA varies depending on the length of the trip, the traveler's age, the number of travelers, the coverages included, etc.
Yes, you can buy travel insurance online for your USA visit via one of the many digital insurance providers. But make sure you compare premiums and benefits to choose the right insurance policy for your trip to America.
You can request travel insurance quotes from multiple insurance providers by visiting their official websites. Then, compare the premiums and coverages for each option to find the best plan for you.
Disclaimer: The plans, services, features, processes, and other details mentioned on this page are subject to availability and changes. Please check the applicable policy wordings before making any insurance-related decisions. Feel free to reach out to us at [email protected] for any queries.