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How to check bike insurance expiry/status date online? — 6 easy ways

Team AckoAug 11, 2022

Before you head out on the road, make sure your bike insurance is active.  Expired bike insurance can lead to claim rejection and penalties. In case you have forgotten the expiry date of the policy, you can find it easily through the online channel. Here are a few simple ways to check the bike insurance expiry date online.

How to Check Bike Insurance Expiry Date Online?

How to check bike insurance expiry date/status online

You no longer need the physical policy document nor do you have to ask your insurer to know the due date of your bike insurance renewal. The way to check the two-wheeler insurance expiry date has transformed with the advent of digital technology. Now, you can find it conveniently through online platforms such as a website or mobile app.

All you need is a smartphone or a computer to check the expiry date of the vehicle insurance online. Here are the online platforms (websites) to find the status of your bike insurance policy.

  1. Insurer’s website or mobile application

  2. Insurance Information Bureau (IIB)

  3. VAHAN - Ministry of Road Transport and Highways (MoRTH)

  4. Personal email inbox

  5. State Transport Department

  6. Regional Transport Office (RTO)

Please note that the RTO and State Transport Department’s processes and procedures can vary from state to state.

6 methods to check bike insurance expiry date/staus online

Following are the six easiest methods to check the two-wheeler insurance expiry date online.

1. Steps to check two-wheeler insurance policy expiry date online via your insurer

You can check your bike insurance expiry date by visiting your insurer’s website or mobile app (in this case, ACKO). This option is the most convenient and easiest way to perform a bike insurance expiry date check. Here are the steps to check the bike insurance policy expiry date via our website if you have insured your bike with us.

  • Step 1: Visit our website/app to access your ACKO account.

Bike insurance policy status online via IIB - Step 1

  • Step 2: Log in to your account with your credentials.

Bike insurance policy status online via IIB - Step 2
  • Step 3: Select your bike’s policy to view the expiry date.

Bike insurance policy status online via IIB - Step 3

2. Steps to check bike insurance policy status online via IIB

The IIB’s website was introduced by the Insurance Regulatory and Development Authority of India (IRDAI) to ensure the seamless functioning of the insurance sector.

On the website, you can get relevant information about insurance plans issued by insurers, which are available on a centralised online platform. Here are the steps on how to check bike insurance expiry date online through the IIB website.

  • Step 1: Visit the IIB’s official website.

  • Step 2: Under the “Quick Links” section of the home page, select “V-Seva”, and you will be directed to the Accident Vehicle Information Retrieval System page.

  • Step 3: Enter all the mandatory fields with relevant information such as your name, email address, mobile phone number, address, bike registration number, and accident details (if the bike was involved in an accident).

  • Step 4: Enter the text from the image and click on “Submit” to view the expiry date of your bike insurance policy.

Guidelines for using the IIB’s website to check bike insurance status online

You need to remember some points while using the IIB’s website to check the two-wheeler insurance status online.

  • The bike registration number is mandatory and must be entered without special characters (Example: KA01JG1234).

  • There is a delay of two months in the submission of policy data by the insurance companies to the Data Repository. Hence, there may be instances of the insured bike not appearing on the IIB’s database.

  • If your bike or scooter is new, insurers submit only the vehicle’s chassis and engine number to the IIB’s Data Repository.

  • The database has information on data submitted by the insurance companies starting from April 1, 2010.

  • You can check the bike insurance status up to 3 times for a specific email address or mobile number.

3. Steps to check bike insurance status/expiry date online via VAHAN

VAHAN is a national registry containing all registered vehicles in the country and their insurance policy details. You can check your bike insurance validity online through their website. Here is the procedure.

  • Step 1: Visit VAHAN’s website and enter the bike registration number and click on “Proceed”. 

Bike insurance expiry date online via VAHAN - Step 1
  • Step 2: Under the “Services” menu, select the “Additional Services” option.

Bike insurance expiry date online via VAHAN - Step 2
  • Step 3: On the new page, enter the bike registration, chassis, engine number and the verification code. Click on “Verify Details”.

Bike insurance expiry date online via VAHAN - Step 3

  • Step 4: You will be asked to generate a One-time Password (OTP) on your registered mobile phone. Enter the OTP to view the bike insurance policy expiry date online via the VAHAN portal.

4. Steps to check bike insurance policy status/expiry date online via email

When you purchase bike insurance through digital insurance companies such as ACKO, your bike insurance policy document is emailed to you as soon as you buy the policy.

So, if you have opted for a digital insurer like us, then go to your registered email ID’s inbox and search for ACKO bike insurance to check the bike insurance expiry date.

5. Steps to check two wheeler insurance policy expiry date online via RTO

Some states in India have introduced an option on their RTO website to help you access your bike insurance details. Visit the respective RTO’s website and follow the stated process to check the bike insurance policy expiry date online.

6. Steps to check bike insurance policy expiry date/status via state transport department website

Some states have online services to check bike insurance plan expiry dates. You can visit their transport department website to check the expiry date of your bike insurance policy.

How to renew a two-wheeler insurance policy online after the expiry date

It is important to note that renewing your two-wheeler insurance policy before the expiry date offers you continuous insurance coverage for your vehicle. However, if the policy has expired, you can still renew it online within a few minutes. 

In most cases where the policy has expired, insurers may insist on bike inspection before renewal. Read our article about how to renew two-wheeler insurance online after the expiry date for more details.

How to get a duplicate bike insurance copy online

Getting a duplicate two-wheeler insurance copy online is easy if you have purchased the policy from a digital insurer such as ACKO. Read our article about the process to get a copy of your bike insurance policy online for more information.

Points to note

There are different ways to check your bike insurance policy’s expiry date. But, the online process is faster and simple to follow. Here are some points to remember about the expiry date of bike insurance.

  • It is easy to check the two-wheeler insurance expiry date online.

  • There are several ways to check bike insurance status online.

  • Opt for digital insurers such as ACKO to quickly access your policy information online.

  • Most new-age digital insurers send notifications before the bike insurance policy’s expiry date.

  • Do not ride your bike with an expired insurance policy.

Frequently asked questions

Here are answers to some common questions about the bike insurance expiry date and how you can find it online.

Can I get my bike insurance expiry date online even if I have lost my vehicle’s registration number?

Yes, you can check the expiry date of your bike insurance policy even if you do not have your bike’s registration number. You can visit the insurer’s (for example, ACKO) website or mobile app and access your account via your mobile phone number. You can also check your inbox for an email with the policy document featuring the expiry date. 

How do I check if my bike insurance policy has expired?

You can check if your bike insurance has expired through online and offline methods. However, the online process is faster and less cumbersome compared to the offline process. For example, if you have insured your bike from us, you can visit our website or mobile app to access your policy to check if it has expired. You can also check your inbox as we email a copy of the policy to your email address.

Is it possible to renew bike insurance online after the expiry date?

Yes, you can renew your bike insurance online after the expiry date. You can do so through our website or mobile app. However, depending upon the gap between the expiry date and the new policy purchase date, the insurer may insist on the inspection of the bike before renewing the policy.

How can I get a copy of two wheeler insurance online?

If you are an ACKO customer, you can visit our website or mobile app to download the policy document. You can also check your inbox for the policy document since we email it when you purchase the policy.

How do I find my bike insurance policy number?

Check your policy document to know the policy number. If you are an ACKO customer, you can contact us for the details.

What to do if my bike insurance renewal shows a future date?

It is better to renew your bike insurance before the expiry date for continuous insurance coverage. You should renew the policy at least 5 to 10 days before the expiry date.

Disclaimer: The content on this page is generic and shared only for informational and explanatory purposes. It is based on industry experience and several secondary sources on the internet; and is subject to changes. Please go through the applicable policy wordings for updated ACKO-centric content and before making any insurance-related decisions

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