Bike Insurance Expired? Check & Renew Two Wheeler Insurance Policy in 2 Minutes ⚡
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A bike insurance policy provides financial protection if damaged, lost, or stolen in an unforeseen circumstance. This insurance policy is also essential to legally drive your two-wheeler on Indian roads. It is also important to check its status, as every bike insurance policy comes with an expiry date. Wondering how to perform a bike insurance check for its expiry date? Don’t worry; we have got you covered. In the section below, we will discuss how to check bike insurance expiry date.
Before you head out on the road, make sure your bike insurance is active. An expired bike insurance can lead to claim rejection and penalties. If you have forgotten the expiration date of the policy, you can find it easily through the online channel. You no longer need the physical policy document, nor do you have to ask your insurer to know the due date of your bike insurance renewal. Instead, you can check bike insurance expiry date online with ACKO, IIB, Parivahan, or via RTO.
Listed below are the different ways in which you can perform two wheeler insurance check for expiry date online:
To check two-wheeler insurance status online using ACKO, here is what you need to do:
Visit the ACKO website on your mobile phone or desktop
Log in to your account via your registered mobile number and bike registration number
Click on your policy card to view the validity of the bike vehicle insurance policy
The IIB’s website was introduced by the Insurance Regulatory and Development Authority of India (IRDAI) to ensure the seamless functioning of the insurance sector. On the website, you can get relevant information about insurance plans issued by insurers, which are available on a centralised online platform. Here are the steps on how to do bike insurance check online through the IIB website.
Step 1: Visit the IIB’s official website.
Step 2: Under the “Quick Links” section of the home page, select “V-Seva”, and you will be directed to the Accident Vehicle Information Retrieval System page.
Step 3: Enter all the mandatory fields with relevant information such as your name, email address, mobile phone number, address, bike registration number, and accident details (if the bike was involved in an accident).
Step 4: Enter the text from the image and click on “Submit” to view the expiry date of your bike insurance policy.
You need to remember some points while using the IIB’s website to perform the online bike insurance check.
The bike registration number is mandatory and must be entered without special characters (Example: KA01JG1234).So, if you have been wondering if a bike insurance check by vehicle number is possible, the answer is yes.
The insurance companies' submission of policy data to the Data Repository might take up to two months. Hence, the insured bike may not appear on the IIB’s database in some instances.
If your bike or scooter is new, insurers submit only the vehicle’s chassis and engine number to the IIB’s Data Repository.
The database has information on data submitted by the insurance companies starting from April 1, 2010.
You can check the bike insurance status up to 3 times for a specific email address or mobile number.
Wondering how to check bike insurance? Then, you can do so through the VAHAN portal .VAHAN is a national registry containing all registered vehicles in the country and their insurance policy details.
You can check bike insurance status online via VAHAN. Here is the procedure to check policy status online via Parivahan Seva.
Step 1: Visit VAHAN’s website and enter the bike registration number and click on “Proceed”.
Step 2: Under the “Services” menu, select the “Additional Services” option.
Step 3: On the new page, enter the bike registration, chassis, engine number and the verification code. Click on “Verify Details”.
Step 4: You will be asked to generate a One-time Password (OTP) on your registered mobile phone. Enter the OTP to check vehicle insurance online status on Parivahan.
Some states in India have introduced an option on their RTO website to help you access your bike insurance details. The RTO of your region maintains a record of the vehicle and its insurance details. Here is how you can perform two wheeler vehicle insurance status check online via RTO:
Go to the online website of your RTO
Enter the registration details of your vehicle and login
Once you are logged in, you will be able to find details of your bike insurance expiry date
In addition to the online channel, you can also check the bike insurance status offline in the following way:
Call your insurer provider
Provide the bike insurance policy number and check the status
Once you give the details, you will get the bike insurance expiry details
Some of the reasons why you should perform a bike insurance check online for its expiry date are as follows:
If you are found riding a two-wheeler with an expired bike insurance policy, you will be fined. Thus, you need to check insurance status of bike and renew your bike insurance policy on time to avoid paying hefty fines.
Knowing your policy is renewed brings a great sense of relief and peace. When the bike insurance policy is renewed before its expiry date, you need not worry if any unfortunate event takes place and causes substantial damage to your bike. So, it is better to check its status online.
The online process of checking bike insurance status is convenient and hassle-free. This is because you need not visit the insurer's office to get the relevant details.
Online platforms like ACKO, Parivahan, etc., provide instant access to your two-wheeler insurance policy details, including its status. This saves a lot of time and lets you access the expiry date of your policy in a matter of minutes.
Important Links:
To check bike insurance details, you can visit a nearby RTO or check it on ACKO and Parivahan website.
If you want to check the bike insurance validity, enter your bike insurance number on ACKO website and get all the relevant details.
To check bike insurance validity on Parivahan, go to ‘additional services’ under the ‘services’ section on Parivahan's official website. Next, enter the bike registration number and click on ‘verify details’, after which you can get validity details.
To get an old bike insurance copy, you can either visit the RTO office or enter your bike details on the RTO website.
Yes, you can check the expiry date of your bike insurance policy even if you do not have your bike’s registration number. You can visit the insurer’s (for example, ACKO) website or mobile app and access your account via your mobile phone number. You can also check your inbox for an email with the policy document featuring the expiry date.
Yes, you can renew your bike insurance online after the expiry date. You can do so through our website or mobile app. However, depending upon the gap between the expiry date and the new policy purchase date, the insurer may insist on the inspection of the bike before renewing the policy.
Check your policy document to know the policy number. If you are an ACKO customer, you can contact us for the details.
It is better to renew your bike insurance before the expiry date for continuous insurance coverage. You should renew the policy at least 5 to 10 days before the expiry date.
You would need your bike registration number or policy number to check the insurance status online, along with your registered mobile number or email ID in some cases.
Experts recommend checking insurance status at least once every three months to ensure active policy coverage, thereby avoiding any unforeseen lapses leading to complications.