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6 Ways to Check Bike Insurance Expiry Date Online in 2024 [Including Parivahan Sewa and RTO]

Team AckoFeb 27, 2024

Before you head out on the road, make sure your bike insurance is active. Expired bike insurance can lead to claim rejection and penalties. In case you have forgotten the bike insurance validity check, you can find it easily through the online channel. Here are a few simple ways to check the insurance of bike online.

How to Check Bike Insurance Expiry Date Online?

Contents

How to Check Bike Insurance Validity Online/Status Online
6 Ways to Check Bike Insurance Expiry Date/Staus Online
Points to Note
How to prevent bike insurance from expiring?
Frequently Asked Questions on Two Wheeler Vehicle Insurance Status check online

How to Check Bike Insurance Validity Online/Status Online

You no longer need the physical policy document nor do you have to ask your insurer to know the due date of your bike insurance renewal. The way to check the two-wheeler insurance expiry date has transformed with the advent of digital technology. Now, you can find it conveniently through online platforms such as a website or mobile app.

All you need is a smartphone or a computer to check the expiry date of the vehicle insurance online.

Here are the online platforms (websites) to find the status of your bike insurance policy.

Insurer’s website or mobile application
Insurance Information Bureau (IIB)
VAHAN - Ministry of Road Transport and Highways (MoRTH)
Personal email inbox
State Transport Department
Regional Transport Office (RTO)

Please note that the RTO and State Transport Department’s processes and procedures can vary from state to state.

6 Ways to Check Bike Insurance Expiry Date/Staus Online

Following are the six easiest methods to check the two-wheeler insurance expiry date online.

1. Steps to check two-wheeler insurance policy expiry date online via your insurer

You can check your bike insurance expiry date by visiting your insurer’s website or mobile app (in this case, ACKO).

This option is the most convenient and easiest way to perform a bike insurance expiry date check.

Here are the steps to check the bike insurance policy expiry date via our website if you have insured your bike with us.

Step 1: Visit our website/app to access your ACKO account.

Bike insurance policy status online via IIB - Step 1

Step 2: Log in to your account with your credentials.

Bike insurance policy status online via IIB - Step 2

Step 3: Select your bike’s policy to view the expiry date.

Bike insurance policy status online via IIB - Step 3

2. Steps to check bike insurance policy status online via IIB

The IIB’s website was introduced by the Insurance Regulatory and Development Authority of India (IRDAI) to ensure the seamless functioning of the insurance sector.

On the website, you can get relevant information about insurance plans issued by insurers, which are available on a centralised online platform.

Here are the steps on how to check bike insurance expiry date online through the IIB website.

Step 1: Visit the IIB’s official website.
Step 2: Under the “Quick Links” section of the home page, select “V-Seva”, and you will be directed to the Accident Vehicle Information Retrieval System page.
Step 3: Enter all the mandatory fields with relevant information such as your name, email address, mobile phone number, address, bike registration number, and accident details (if the bike was involved in an accident).
Step 4: Enter the text from the image and click on “Submit” to view the expiry date of your bike insurance policy.

Guidelines for using the IIB’s website to check bike insurance status online

You need to remember some points while using the IIB’s website to perform the two-wheeler vehicle insurance status check online.

The bike registration number is mandatory and must be entered without special characters (Example: KA01JG1234).
There is a delay of two months in the submission of policy data by the insurance companies to the Data Repository. Hence, there may be instances of the insured bike not appearing on the IIB’s database.
If your bike or scooter is new, insurers submit only the vehicle’s chassis and engine number to the IIB’s Data Repository.
The database has information on data submitted by the insurance companies starting from April 1, 2010.
You can check the bike insurance status up to 3 times for a specific email address or mobile number.

3. Steps to check bike insurance status online (VAHAN)

VAHAN is a national registry containing all registered vehicles in the country and their insurance policy details.

You can check your bike insurance validity online through their website. Here is the procedure to check policy status online via Parivahan Seva.

Step 1: Visit VAHAN’s website and enter the bike registration number and click on “Proceed”.

Bike insurance expiry date online via VAHAN - Step 1

Step 2: Under the “Services” menu, select the “Additional Services” option.

Bike insurance expiry date online via VAHAN - Step 2

Step 3: On the new page, enter the bike registration, chassis, engine number and the verification code. Click on “Verify Details”.

Bike insurance expiry date online via VAHAN - Step 3

Step 4: You will be asked to generate a One-time Password (OTP) on your registered mobile phone. Enter the OTP to check vehicle insurance status online on Parivahan.

4. Steps to check bike insurance policy status/expiry date online via email

When you purchase bike insurance through digital insurance companies such as ACKO, your bike insurance policy document is emailed to you as soon as you buy the policy.

So, if you have opted for a digital insurer like us, then go to your registered email ID’s inbox and search for ACKO bike insurance to check the bike insurance expiry date.

5. Steps to check two wheeler insurance policy expiry date online via RTO

Some states in India have introduced an option on their RTO website to help you access your bike insurance details.

Visit the respective RTO’s website and follow the stated process to check the bike insurance policy expiry date online.

6. Steps to check bike insurance policy expiry date/status via state transport department website

Some states have online services to check bike insurance plan expiry dates. You can visit their transport department website to check the expiry date of your bike insurance policy.

How to renew a two-wheeler insurance policy online after the expiry date

It is important to note that renewing your two-wheeler insurance policy before the expiry date offers you continuous insurance coverage for your vehicle.

However, if the policy has expired, you can still renew it online within a few minutes.

In most cases where the policy has expired, insurers may insist on bike inspection before renewal. Read our article about how to renew two-wheeler insurance online after the expiry date for more details.

How to get a duplicate bike insurance copy online

Getting a duplicate two-wheeler insurance copy online is easy if you have purchased the policy from a digital insurer such as ACKO. Read our article about the process to get a copy of your bike insurance policy online for more information.

Points to Note

There are different ways to check your bike insurance policy’s expiry date.

But, the online process is faster and simple to follow. Here are some points to remember about the expiry date of bike insurance.

It is easy to check the two-wheeler insurance expiry date online.
There are several ways to check bike insurance status online.
Opt for digital insurers such as ACKO to quickly access your policy information online.
Most new-age digital insurers send notifications before the bike insurance policy’s expiry date.
Do not ride your bike with an expired insurance policy.

How to prevent bike insurance from expiring?

Start Tracking Renewal Timeline 3 Months Prior

Mark your insurance policy expiry date on your calendar 3 months in advance or set automated reminders
This gives sufficient time to collect renewal paperwork and compare policy rates across providers

Scrutinize Renewal Notice & Premium Quoted

Carefully examine the expiry notice from the current insurer when received
Check if they have updated the bike value adequately, considering the depreciation
Review add-on covers offered and assess premium hike rationale

Evaluate Alternate Insurers 60 Days Before

Use online comparison platforms to identify competitive quotes from other insurers
Match policy features, deductibles, and exclusions against your usage
Factor in claims settlement record, network garages accessibility etc.

Complete Policy Payment Formalities Early

Avoid last-minute delays by planning paperwork submission & payment in advance
For a hassle-free experience, it is recommended to purchase renewal online
Print/save a soft copy of the updated policy schedule for records post-payment

Transfer Policy If Selling Your Bike

In case you intend to sell your existing bike nearing the policy lapse date
Initiate transferring the current policy to a new owner through Forms 29 & 30
Else terminate coverage and remove a bike from registration to claim refunds

Stay Eligible for No Claim Bonus

Accumulated bonus eligibility requires continuity of policy renewals
Break in insurance coverage resets all previously accrued NCB rewards to nil
Thus, ensure seamless renewal through timely payment before expiry

Frequently Asked Questions on Two Wheeler Vehicle Insurance Status check online

Here are answers to some common questions about the bike insurance expiry date and how you can find it online.

Can I get my bike insurance expiry date online even if I have lost my vehicle’s registration number?

Yes, you can check the expiry date of your bike insurance policy even if you do not have your bike’s registration number. You can visit the insurer’s (for example, ACKO) website or mobile app and access your account via your mobile phone number. You can also check your inbox for an email with the policy document featuring the expiry date.

How do I check if my bike insurance policy has expired?

You can check if your bike insurance has expired through online and offline methods. However, the online process is faster and less cumbersome compared to the offline process. For example, if you have insured your bike from us, you can visit our website or mobile app to access your policy to check if it has expired. You can also check your inbox as we email a copy of the policy to your email address.

Is it possible to renew bike insurance online after the expiry date?

Yes, you can renew your bike insurance online after the expiry date. You can do so through our website or mobile app. However, depending upon the gap between the expiry date and the new policy purchase date, the insurer may insist on the inspection of the bike before renewing the policy.

How can I get a copy of two wheeler insurance online?

If you are an ACKO customer, you can visit our website or mobile app to download the policy document. You can also check your inbox for the policy document since we email it when you purchase the policy.

How do I find my bike insurance policy number?

Check your policy document to know the policy number. If you are an ACKO customer, you can contact us for the details.

What to do if my bike insurance renewal shows a future date?

It is better to renew your bike insurance before the expiry date for continuous insurance coverage. You should renew the policy at least 5 to 10 days before the expiry date.

Can I perform a mParivahan insurance check online?

You can check your vehicle insurance status online through the Parivahan Seva portal.

How to check bike insurance validity online?

You can check two-wheeler insurance validity online through the mParivahan portal, ACKO’s website/app, IIB and the local RTO.

What documents do I need to check my bike insurance status online?

You would need your bike registration number or policy number to check the insurance status online, along with your registered mobile number or email ID in some cases.

My bike insurance shows expired online, but I renewed it recently – why?

There could be a lag in updating the records digitally. Contact your insurer directly and get them to sync the latest status if the renewal payment was completed successfully.

How do I monitor the bike insurance renewal status if I purchase offline?

You can still register on the insurer portal using policy details to track renewal status. Some companies also offer to SMS renewal reminders if you provide your mobile number.

Is there an insurance status mobile app I can use?

Yes, many insurance providers like ACKO have mobile apps allowing policy purchase, renewal and status checking through digital policy locker access after registration.

Can I get a bike insurance renewal notice by email?

Opting for e-policies will ensure you get renewal notices directly to your registered email in advance rather than relying on postal mail, which often gets delayed.

What documents are required for the renewal of lapsed bike insurance?

Suppose the insurance policy has lapsed beyond 90 days. In that case, you may need to provide a fresh bike valuation certificate, KYC documents and inspection report to the insurer, along with a renewal proposal.

Can I switch insurers if my bike policy has just expired?

You can switch within the free-look period of the new policy contract, or else continuity bonuses get impacted. So carefully compare alternatives 45 days before expiry first.

How do I transfer my bike's active insurance when selling it?

Submit Forms 29 and 30, signed by you and the new buyer, along with the transfer fee, to the insurer through a branch office or registered post for seamless ownership change.

What will happen if I drive an uninsured bike without realizing the policy expired?

You can be charged heavily for driving an uninsured vehicle. Also, any accident claims will not be honoured during the uninsured period, indemnifying the insurer from all liabilities.

How frequently should I check my bike insurance status online?

Experts recommend checking insurance status at least once every three months to ensure active policy coverage, thereby avoiding any unforeseen lapses leading to complications.

Disclaimer: The content on this page is generic and shared only for informational and explanatory purposes. It is based on industry experience and several secondary sources on the internet; and is subject to changes. Please go through the applicable policy wordings for updated ACKO-centric content and before making any insurance-related decisions.

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