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In today's fast-paced world, having car insurance is not only a legal requirement but also a crucial aspect of responsible vehicle ownership.Ensuring that your vehicle has valid insurance coverage can protect you from unforeseen financial liabilities in case of accidents or damages.Thankfully, with the advancement of technology, checking your vehicle's insurance status online has become a quick and convenient process.
In this comprehensive guide, we will walk you through the steps to check your vehicle's insurance status online, ensuring that you stay compliant and protected on the roads.
You can check car insurance validity online through different platforms such as the insurer’s website, Parivahan Sewa/Vahan portal, mParivahan app and IIB portal. Go through this page to know the exact steps to check insurance status online through these websites/platforms.
Knowing the insurance status of your vehicle/car is crucial, as it is illegal to drive a vehicle without valid motor insurance. As per The Motor Vehicles Act, every vehicle must have at least Third-party Liability Insurance Plan. In today’s digital era, checking vehicle insurance status is easy, quick and convenient. The following are the reasons why it is important to check insurance status.
Checking vehicle insurance status online helps you to renew the policy on time.
You can avoid penalties/traffic fines for not having valid insurance for your vehicle.
You can ensure that you get continued coverage against third-party and financial liabilities arising out of accidents and damage to your vehicle.
You can check the vehicle insurance status through the Parivahan website. Here are the steps for the same.
Visit the Parivahan website.
Select “Know Your Vehicle Details” from the “Informational Services” menu.
Create an account on the VAHAN portal via your mobile number or log in with your mobile number if you are an existing user.
Enter the vehicle registration number, verification code and click the “Search Vehicle” button.
The vehicle details will be displayed along with the vehicle insurance details.
You can check the vehicle insurance status through the mParivahan mobile app. Here are the steps for the same.
Download the mParivahan app on your smartphone.
Create an account to log in via your mobile number.
Select your preferred language.
Enter the vehicle registration number on the vehicle search box and hit the search button.
The next page will display the vehicle details along with the vehicle insurance validity.
You can check your car insurance status online through the VAHAN portal. Following are the steps for the same.
Visit the VAHAN online portal.
Login via your mobile number.
Fill in the car registration number and the unique code and click on the “Search Vehicle” button.
On the next page, you will be able to view the vehicle details, including insurance validity information.
A vehicle registration number is a unique alphanumeric code assigned to a motor vehicle when it is registered with the Regional Transport Office (RTO). This registration number serves as an identification mark for the vehicle and helps authorities and individuals easily identify and track vehicles on the road.
The vehicle registration number typically consists of a combination of letters and numbers, and it varies based on the state or region where the vehicle is registered. The registration number provides information about the geographical location of the vehicle. The first two letters or characters of the registration number represent the state or union territory where the vehicle is registered, followed by a series of numbers and sometimes additional letters.
For example, in the registration number "DL 09 AB 1234," "DL" indicates that the vehicle is registered in Delhi (National Capital Territory of Delhi), "09" represents the RTO code for the specific area within Delhi, and "AB 1234" is a unique sequence assigned to the vehicle.
In case you have met with an unfortunate accident and you are not aware of the insurance details of the vehicle which caused the accident, you can find information like the history of the accident vehicle, vehicle registration number, etc. It can be easily found through the Insurance Information Bureau (IIB). The IIB maintains records of vehicles from 1 April 2010 in digital format. Through this web portal, you can find a car insurance status check in India. Below are the steps you must follow to check your car or bike insurance status online.
Keep all the details required, such as name, location of the accident (if known), date of the accident, mobile number, email ID, vehicle registration number and address.
Log in to the IIB web portal and enter all the required information in the mandatory fields.
If you are unable to get the insurance details with the vehicle registration number, you can search with details such as vehicle engine number or chassis number.
When you use the IIB web portal to check the status of the vehicle insurance online, ensure you follow the below guidelines:
Ensure to enter the vehicle registration number without any special characters e.g. KA01MC5656. Also, the registration number is mandatory.
Upon submission of the policy details to the Data Repository, it takes two months before the information is available on the IIB web portal. So, there is a possibility of vehicle details not appearing on the database.
Insurers submit only the vehicle chassis and engine number in case of a new vehicle.
The data is based on details submitted by the insurer and is available for data from 1 April 2010.
In case details are not available, you may visit the concerned Regional Transport Office (RTO) for the details of the owner, address, etc.
A maximum of 3 searches are allowed for a particular mobile number or email address.
Here are the steps to check vehicle insurance status online through RTO’s official website.
Visit RTO’s official website.
Select Vehicle Related Services.
Select your RTO and click on “Know Your Vehicle Details”.
Fill in the vehicle registration, chassis and engine number.
Enter the captcha code and click on “Verify Details”.
You can visit ACKO’s website or download the ACKO app to check the status of your vehicle insurance. Here are the steps to check car insurance online.
Visit the ACKO website or download the app.
Log in to your account via your registered mobile number.
Click on your policy card to view the validity of the vehicle insurance policy.
If you do not want to check the vehicle insurance status online, you can find the information by checking with the concerned RTO or the insurer. They will be able to provide the information. Here are the ways to check vehicle insurance status offline
Call your insurance company and provide your car registration number/policy number to retrieve the insurance details.
Visit the insurer’s office to get the policy details.
You can check your car insurance validity online through the Parivahan Sewa portal, VAHAN portal, IIB portal, mpArivahan app or through the insurer’s website/app.
You can visit the Parivahan Sewa website, VAHAN portal, mParivahan app or the IIB portal to check insurance status by vehicle number.
You can visit the Parivahan Sewa website and enter your vehicle registration number to check the insurance details.
You can visit the insurer’s website/app (for example, ACKO) to download the insurance copy online.
Verifying your vehicle's insurance status online ensures that you are legally compliant and adequately protected on the road. It also helps you stay informed about your policy coverage and renewal dates.
Typically, you will need your vehicle registration number and policy number to access your insurance details through online portals or apps.
No, insurers and government websites offer this service free of charge. It's a convenient and cost-effective way to stay updated on your insurance coverage.
You can usually check the insurance status of any vehicle if you have the necessary details, like the registration number and policy number. However, some platforms may require you to be the registered owner or policyholder.
The time it takes to get the information varies depending on the method you use and the responsiveness of the platform. In most cases, you should receive the details instantly or within a few minutes.