Comprehensive Car Insurance

You can easily buy a comprehensive insurance plan if you have previously purchased third-party car insurance. Explore options from different insurers, compare policies, and make the switch online for a seamless transition to enhanced protection.

Choosing the best comprehensive car insurance depends on your requirements. Consider factors like coverage, cost, value-added services, customer support, and reviews to buy the best Comprehensive Car Insurance Policy.

First-party insurance refers to a standalone own damage insurance plan that provides coverage against damages to your insured vehicle. Comprehensive insurance is a bundled plan with third-party liability cover and first-party cover.

No, Comprehensive insurance is not free. You must pay the premium while buying such a policy.

Yes, you can buy Comprehensive insurance for your car. It is an optional pan that provides own damage coverage and third-party coverage.

Check the policy details to know if your car insurance is comprehensive. A Comprehensive policy offers third-party liability coverage and own damage coverage for your car. Review your policy documents or contact your insurer for confirmation.

Comprehensive car insurance costs vary depending on the make, model, coverage type, and add-ons you choose. Due to high risk, the premium for a comprehensive plan is higher than a basic third-party car insurance plan.

Comprehensive insurance is typically more expensive than third-party insurance. While a third-party liability policy covers damages to others, a comprehensive plan also covers own vehicle damages, offering broader coverage but at a higher cost.

Comprehensive car insurance policies typically have a validity of one year. However, you can also purchase multi-year (2 or 3 years) comprehensive car insurance plans. Buying a multi-year policy ensures peace of mind and uninterrupted long-term coverage against third-party liabilities and own damage.

A Comprehensive car insurance plan covers the basic spare parts of the car. You can consider buying car accessories insurance add-ons to cover any other accessories installed in your vehicle. Such add-ons will cover the damages to additional accessories.

A 15-year-old car can usually get comprehensive insurance. However, some insurers may not provide comprehensive coverage due to higher risk. It's advisable to check with specific insurers to understand their offerings and find comprehensive coverage tailored to your needs.

Average comprehensive car insurance costs in India vary depending on the vehicle make/model, coverage type, location, etc. The average cost of comprehensive car insurance also varies depending on the add-ons and other services availed.

Yes, converting from third-party to comprehensive insurance is straightforward. You can easily switch plans online by researching and comparing policies from different insurers. Ensure that the comprehensive coverage meets your specific needs and budget.

In car insurance, Comprehensive coverage means that your four-wheeler is financially secured against own damages (theft, accidental damages and damages induced by manmade or natural calamities) and third-party liabilities.

No, unlike a Third-party Car Policy, it is not compulsory for car owners to possess Comprehensive Insurance coverage. Nevertheless, it is valuable because it financially shields against different scenarios.

Comprehensive Car Insurance is the best among the two, as it offers more coverage than Third-party Insurance.

Tsunamis and other such natural disasters can be covered under a Comprehensive Car Policy as per policy terms.

Yes, it is possible to upgrade from a Third-party to a Comprehensive Insurance Policy during policy renewal. Alternatively, if you are already covered under a long-term Third-party Policy, you can buy an Own Damage (OD) Standalone Cover. That way, you will have the coverage of a four wheeler comprehensive policy.

Yes, Comprehensive Insurance coverage includes accidental scratches to your car as per the terms and conditions of the policy.

Yes, Comprehensive Insurance (and its variants) offers the highest coverage you can buy for your car. Add-ons can also be purchased to further enhance coverage. For car insurance full coverage cost, you can head to our website and refer to the car insurance calculator tool.

You can choose an ideal Comprehensive Insurance Plan by comparing policies online. Comparisons can be made based on criteria like coverage, number of network garages, claim process, Claim Settlement Ratio (CSR), etc.

No, if you have a Comprehensive Policy, you do not need to buy a third-party cover separately. The reason is, a Comprehensive Policy includes the government-mandated third-party cover.

The prices of our Comprehensive Car Insurance Plans differ from one car variant to another. You can visit our website and get a free quote by selecting a preferred plan and other coverages.

Yes, Comprehensive insurance will provide coverage for engine failures.

Typically, a Comprehensive Car Insurance policy will not provide coverage for mechanical failure or if there is any damage to the insured car when the policyholder is driving under the influence of alcohol or intoxicants.