Ensure a safe trip with Dubai travel insurance plan.
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Dubai is a city of skyscrapers, serene beaches and jaw-dropping desert landscapes. Dubai’s wide variety of entertainment and multiple food and shopping options attract tourists from all over the world. There are regular flights from India to Dubai that take around 3 to 4 hours. If you are planning a trip soon, don’t forget to add a Dubai travel insurance plan to your checklist. Read on to know the key information related to travel insurance for Dubai from India.
You must purchase travel insurance for Dubai from India for the financial protection it can offer against medical, flight, and baggage-related issues. The following potential situations make it essential for you to buy travel insurance Dubai.
A situation when your actions directly or indirectly cause third-party damage, harm, or death.
A situation where your checked-in baggage gets delayed or lost.
A situation where you end up getting hospitalised in Dubai due to a medical emergency.
A situation that requires you to postpone or cancel your journey.
A situation where you lose your passport, travel money or some other valuable item while travelling.
There may be other similar situations where you will benefit from having travel insurance to Dubai.
The following table highlights the key features of international travel insurance for Dubai.
Dubai travel insurance benefits (exact benefits will be as per your policy terms)
Medical emergency coverage
Travel medical insurance Dubai for daycare treatments and hospitalisation expenses while travelling.
Travel accidental coverage that involves daycare treatments or hospitalisation.
Flight delay/cancellation coverage
Travel coverage against delayed or cancelled flights.
Adventure sports coverage
Travel coverage against adventure sports injuries that require hospitalisation.
Trip rescheduling/cancellation coverage
Travel coverage against cancelling or postponing a trip.
Baggage delay/loss coverage
Travel insurance coverage against the loss or delay of checked-in luggage.
Loss of passport coverage
Travel coverage in case you lose your original passport and require a duplicate copy.
COVID-19 quarantine coverage
Travel coverage against the cancellation of a trip due to COVID-19 quarantine restrictions.
Loss of fund coverage
Travel coverage in case you lose travel funds as a result of robbery, theft, or any other valid reason.
Here are the major benefits if you opt for the best travel insurance for Dubai.
You must be prepared financially for any health-related emergency while travelling. A travel insurance plan offers this benefit by offering coverage against illness, accident and other conditions that require medical assistance.
As your luggage contains all the essentials you need while travelling, losing your baggage or even a delay in its delivery by the airline can cause a lot of inconveniences. That’s when you can benefit from the monetary support offered by the baggage coverage of a travel insurance plan.
Apart from health and baggage, you will need monetary coverage against other critical travel situations like losing travel funds, losing a passport, cancelling a flight, etc. The right trip insurance will cover all these and other similar journey-related issues.
What is covered?
What is not covered?
Here are the conditions usually included under a Dubai travel insurance plan.
Health/medical emergencies while travelling when you need hospitalisation or daycare treatment
Accidental injuries that involve daycare treatment or hospitalisation
Monetary loss related to a cancelled or delayed flight
Monetary loss related to the delay or loss of checked-in baggage
Monetary loss due to cancelling or rescheduling a trip
Personal monetary liabilities occurring due to third-party injury/death or property damage
Expenses in the process of getting a duplicate passport in case you lose the original passport while travelling
Losing cash on a trip due to robbery, theft, or any other valid reason
Cancelling or postponing a trip as a result of COVID-19 quarantine
Even the best travel insurance for Dubai from India comes with a few exclusions that may stop you from benefiting from a policy. Here are some of the major conditions not covered under travel insurance.
Visiting Dubai without holding a valid visa
Visiting Dubai for a health or medical-related consultation/treatment
Going on a journey to Dubai even when you’re not medically fit
Injury or death as a result of committing or attempting suicide
Damage, loss or injury in relation to alcohol consumption, substance abuse or another type of intoxication
Damage, loss or injury caused during a hazardous activity (tunnelling, mining, etc.)
Damage, loss or injury during a criminal activity
Medical complications associated with a pre-existing disease
Medical complications associated with pregnancy
Note: Please read your policy document to know about all inclusions and exclusions of the travel insurance.
Here are a few tips to help you purchase the best travel insurance for Dubai from India.
Check quotes from different insurers to understand the Dubai travel insurance cost.
Select a sum insured best suited to cover your finances.
Choose coverages that match your needs and avoid unnecessary coverages when buying online travel insurance for Dubai.
Understand the claim procedure thoroughly to save yourself from complicated processes later.
The following sections will help you plan your trip to Dubai.
You can choose the best time to visit Dubai by doing a little research regarding your preferred local activities, events, weather conditions, and other factors. Being a middle eastern city, summers in Dubai can be pretty harsh for tourists. Hence, the recommended time to visit is between November and March. The pleasant weather will allow you to enjoy many outdoor activities. Moreover, the winters are the time when many festivals and events are organised.
Here are the top things you can do on your Dubai trip.
Luxury beach resorts: Enjoy a beach holiday at one of the world’s most luxurious beach resorts.
Shopping: Dubai is known for its fascinating malls and top brands selling their products, especially clothing and jewellery. So, make sure you go with empty suitcases!
Desert safari: A jeep or camel safari in the Arabian desert will expose you to its magical landscape and thrilling experience.
Burj Khalifa: Enjoy the best views of the city from the tallest skyscraper in the world.
Adventure sports: You can bring out your inner daredevil in Dubai with adventure sports like scuba diving, skydiving, bungee jumping, dune dashing, shark diving, and many more.
Clubbing: Dubai is world famous for its happening nightlife, perfect for party freaks.
Museums and events: Dubai has a wide variety of museums and events you can explore, like the Dubai Museum, the Dubai Fountain Show, etc.
Theme parks: There are many theme parks where you can experience a new world of adventure.
You can easily apply for a Dubai tourist visa based on the following categories.
Visa for the holders of Indian Passports who also have a valid Schengen, UK, or US visa
Visa on arrival is provided with 2 weeks of validity at the Dubai International Airport.
Visa for the holders of Indian Passport
Sponsored visas that can be obtained by getting a hotel booked in the UAE with the help of a travel agent.
Here are the different types of Dubai visas and their validities.
Single-entry short-term tourist visa
Multiple-entry short-term tourist visa
Single-entry long-term tourist visa
Multiple-entry long-term tourist visa
The following are some of the major documents you will need at the time of entering Dubai.
Your passport (having a validity of 6 months longer than your duration of visit in Dubai)
Your visa (validity as applicable)
Prescription for medications (if applicable)
Recently taken passport-size coloured photos
Dubai is a global cultural melting pot with people from different nationalities coming here to travel and transit. Hence, it is considered one of the safest destinations in the world. Still, you should take certain precautions to avoid hassles and ensure your safety.
Be protective of your passport and cash at all times.
Avoid unofficial transportation assistance and choose official commercial options to go places.
Avoid alcohol consumption in public areas as it’s in violation of UAE laws.
Read about the regulations and laws of the country before going there.
Do not visit any remote locations, especially at night.
Purchase travel insurance to protect your journey financially.
Here are some of the key details of the Indian Embassy in Dubai.
Mode of contact
AI Hamriya, Diplomatic Enclave, P.O. Box 737, Dubai, United Arab Emirates
A Dubai travel insurance plan usually includes health coverage as well. However, the details of this coverage depend on the insurer and the type of policy you purchase.
The cost of UAE Dubai travel insurance depends on several factors like the type of plan, sum insured, number of insured members, duration of your trip, etc. Hence, you should get quotes from multiple insurers and compare them to make a decision.
As per the UAE government, it is mandatory for visitors to remain protected with a travel insurance plan.
Disclaimer: The plans, services, features, processes, and other details mentioned on this page are subject to availability and changes. Please check the applicable policy wordings before making any insurance-related decisions. Feel free to reach out to us at [email protected] for any queries.