Travel Insurance for Dubai from India

Ensure a safe trip with Dubai travel insurance plan.

✅ 24x7 assistance ✅ Baggage Loss ✅ No Medical Test

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If you're looking for a city with stunning skyscrapers, tranquil beaches, and breathtaking desert landscapes, Dubai is the place to be! However, before starting your journey, you must ensure that you’ve got yourself covered with travel Insurance for Dubai, as it’ll not only cover your losses but anything that you may come across while you are on your journey.

To help you choose the right insurance and give you all the key information related to Dubai travel insurance from India, we’ve compiled everything in this guide that will assist you in meeting the necessary travel insurance policy for your trip.

So, let’s get into the details.

Why do I need travel insurance for Dubai from India?

You must keep travel insurance for Dubai from India for emergencies. This can help cover unexpected situations like health issues, flight problems, and personal liabilities. Here are some important reasons why having Dubai travel insurance is a must.

If an airline delays/loses your checked-in baggage
If a medical emergency arises that requires immediate hospitalisation
If you somehow lose your passport or cash
If you have to reschedule/cancel your flight for some unavoidable reason

Many similar situations can put extreme financial pressure on you if you don’t secure yourself with an appropriate Dubai travel insurance plan.

Why ACKO Travel Insurance for Dubai?

If you're looking for uncomplicated and easily accessible insurance, then Acko is the right choice. Acko's Travel Insurance offers comprehensive coverage at affordable rates and offers a variety of products that follow IRDAI regulations. When it comes to Dubai travel insurance, we can help you obtain it quickly and efficiently. Here are some ways we can assist you:

Paperless Process

Acko is an online-only insurer, which means you can buy, claim and manage your policy entirely online. This can be convenient if you want to avoid visiting a physical insurance office or speaking to a sales agent in person.

Budget-friendly

You get the best insurance options with great coverage at a reasonable price.

24x7 assistance

‘’Service is what life is all about’’ and we firmly believe that. Which is why we offer 24/7 support for all your insurance needs so, you can travel with ease and without any concerns.

No out-of-pocket expenses

Rest assured that you won't have to worry about paying anything out of your pocket. Acko has got you covered for all your medical treatment and emergency assistance costs while you travel.

More than 150 countries worldwide

With so many countries to choose from, the possibilities for your next adventure appear limitless. You simply concentrate on making plans for your next dream vacation.

Coverage for COVID-19-related hospitalization

In case you test positive for COVID-19 during your travel period, we cover COVID-19 hospitalisation in our travel plans. Stay safe!

Benefits of ACKO’s Travel Insurance Dubai Plan

Accidental and Medical Benefits

We understand that even the smallest health concerns can cause big troubles, which is why our travel insurance plan includes financial coverage for potential medical emergencies, including COVID-19.

Standard compensation for flight/baggage delays

No one likes flight or baggage delays while travelling. It can cause financial loss, especially if you are on strict timelines and have prepaid bookings. If your flight is delayed, Acko's travel insurance plan will pay you the standard amount of money, as stated in the policy.

Trip Rescheduling/Cancellation

Rescheduled plans are better than cancelled ones. Here, “We” are to cover “Your” expenses for rescheduling as well as provide a standard fee for cases where you have to cancel your flight for one of the reasons listed in the policy.

Coverage at affordable prices

Wondering about travel insurance costs? Nowadays, foreign travel insurance is available at reasonable charges. At ACKO, we provide basic travel plans for only Rs. 49 for a five-day term, which is equivalent to approximately Rs. 10 per travel day.

Customisable coverage

With ACKO's travel insurance policy, you can choose the coverage that suits your needs and budget. This makes purchasing travel insurance even more convenient.

Comes in handy when mandatory

If you're planning a trip to certain countries, like the United Arab Emirates (UAE) or the Schengen region, you might need travel insurance as a mandatory requirement. With ACKO's travel insurance, you can easily meet this requirement and enjoy a stress-free trip.

No deductibles

Unlike other insurance policies that require you to account for a deductible during claim settlement, ACKO's travel insurance policy doesn't charge any deductibles. We cover the complete financial burden up to the sum insured limit, so you don't have to worry about any out-of-pocket expenses.

Stress-free journeys around the world

Whenever you plan a trip outside the country, a suitable insurance plan will financially safeguard you in unfortunate scenarios. This gives a sense of security and mental peace while travelling.

What is covered?

What is not covered?

What's covered in ACKO’s Dubai Travel Insurance?

The following are the situations usually covered under travel insurance for Dubai from India.

Travel Coverage

The following travel-related circumstances are covered under your ACKO travel insurance for Dubai.

Return of minor child to the city of residence in case of the insured person's hospitalisation
Family member’s compassionate visit in case of the insured person’s hospitalisation
Monetary loss for transportation in case of medical care and death of the insured person during the trip
Compensation for flight delay or cancellation
Compensation for rescheduling
Compensation for misplacement or delay of the checked-in baggage
Compensation for total loss/partial loss of checked-in baggage
Unrecoverable costs related to the loss of passport
Compensation in the event of a paid booking bouncing during travel

Legal Coverage

Our policy will offer financial coverage in these legal situations.

Monetary loss brought on by an extended stay following an injury, illness, or hospitalisation

Medical Coverage

Your travel insurance through ACKO will provide coverage for these medical issues.

An accidental injury that requires hospitalisation or daycare.
A medical emergency that requires hospitalisation or daycare.
OPD medical expenses due to injuries or illnesses
Adventure sports-related injuries requiring hospitalisation
Permanent total disability/Permanent partial disability caused by an accident during the travel period
Accidental death of the insured person during the travel period
Coverage for transporting remains in case of death during travel due to injury or illness during the travel period
COVID-19 quarantine resulted in flight cancellation

What's not covered in ACKO’s Dubai Travel Insurance

Even if you purchase the best travel insurance for Dubai Visa, it will come with a few exclusions. Some of the general exclusions are as follows.

Travel exclusions

The following travel-related circumstances disqualify you from receiving financial aid under your ACKO travel insurance for Dubai.

If a valid visa is not present when you enter Dubai
Overstaying your stay in Dubai than the validity of your visa
If the sole purpose of your trip to Dubai is to receive medical attention
Travelling to Dubai when you’re not medically fit

Legal exclusions

Our policy may not offer financial coverage in these legal situations.

Loss, damage, or injury due to self-inflicted harm, suicide, etc
Loss, damage, or injury when you are under the influence of alcohol or some other intoxicating substance
Loss, damage, or injury during a criminal act
Loss, damage, or injury during a hazardous activity

Medical exclusions

Your travel insurance through ACKO does not provide coverage for these medical issues.

Medical complications associated with pregnancy or pre-existing disease
If a close relative prepares the disability report used to substantiate a claim

How to Buy Travel Insurance for Dubai from India?

To get online travel insurance for Dubai from ACKO, follow these six steps:

Step 1: To begin, click here or download our app from Play or App Store

Step 2: Choose from our standard plan or customise your plan

Step 3: Give us the dates on which your trip will start and end

Step 4: Choose the coverage you want

Step 5: Fill up the details for you and your travel companions

Step 6: You'll get a quote right away. Pay online to get your coverage right away

How do I claim online travel insurance for Dubai from Acko?

Claiming your ACKO travel insurance online for Dubai is super easy. Here are the simple steps to follow:

For travel medical insurance that offers treatment without cash:

Send an email to [email protected] or call 01246174722 to report your location. We will respond in 10 minutes.
We'll provide you with a list of local hospitals that offer cashless services.
All you have to do is share your policy document, and you are done.

For other covers:

You can contact us by giving us a missed call at 01246174722 or sending an email to the address [email protected].
Your bill or invoice will be reviewed as soon as possible, and you will get the refund within the next few days at the latest.

Tips to buy the cheapest travel insurance for Dubai from India

The following tips will help you to buy the best travel insurance for Dubai.

Collect quotes from multiple travel insurance providers.
Compare your choices of travel insurance for Dubai online based on the coverage, services, features, and premium.
Decide on a sum insured that can save you from financial burden even in extreme conditions.
Pick and avoid coverage based on your travel needs.
Thoroughly understand and review the claim process to avoid difficulties later.

Know More About Dubai Before Starting Your Trip:

The following section will help you prepare for your Dubai trip.

When should you go to Dubai?

The recommended time to visit Dubai is between November and March. The pleasant weather will allow you to enjoy many outdoor activities. Moreover, the winters are the time when many festivals and events are organized.

However, you can choose the best time to visit Dubai by doing a little research regarding your preferred local activities, events, weather conditions, and other factors.

What to do in Dubai?

Here are the top things you can do on your Dubai trip.

Luxury beach resorts: Enjoy a beach holiday at one of the world’s most luxurious beach resorts.

Shopping: Dubai is known for its fascinating malls and top brands selling their products, especially clothing and jewelry. So, make sure you go with empty suitcases!

Desert safari: A jeep or camel safari in the Arabian desert will expose you to its magical landscape and thrilling experience.

Burj Khalifa: Enjoy the best views of the city from the tallest skyscraper in the world.

Adventure sports: You can bring out your inner daredevil in Dubai with adventure sports like scuba diving, skydiving, bungee jumping, dune dashing, shark diving, and many more.

Clubbing: Dubai is world famous for its happening nightlife, perfect for party freaks.

Museums and events: Dubai has a wide variety of museums and events you can explore, like the Dubai Museum, the Dubai Fountain Show, etc.

Theme parks: There are many theme parks where you can experience a new world of adventure.

Dubai visa for Indian tourists

You can easily apply for a Dubai tourist visa based on the following categories.

VISA CATEGORY	FEATURES
Visa for the holders of Indian Passports who also have a valid Schengen, UK, or US visa	Visa on arrival is provided with 2 weeks of validity at the Dubai International Airport.
Visa for the holders of Indian Passport	Sponsored visas that can be obtained by getting a hotel booked in the UAE with the help of a travel agent.

Different types of Dubai visas

Here are the different types of Dubai visas and their validities.

VISA TYPE	VALIDITY
Visit visa	48 hours
Visit visa	96 hours
Single-entry short-term tourist visa	30 days
Multiple-entry short-term tourist visa	30 days
Single-entry long-term tourist visa	90 days
Multiple-entry long-term tourist visa	90 days

Dubai entry information for Indians

The following are some of the major documents you will need at the time of entering Dubai.

Your passport (having a validity of 6 months longer than your duration of visit in Dubai)
Your visa (validity as applicable)
Travel Insurance
Prescription for medications (if applicable)
Recently taken passport-size coloured photos

Dubai visit: Safety precautions

Dubai is a global cultural melting pot with people from different nationalities coming here to travel and transit. Hence, it is considered one of the safest destinations in the world. Still, you should take certain precautions to avoid hassles and ensure your safety.

Be protective of your passport and cash at all times.
Avoid unofficial transportation assistance and choose official commercial options to go places.
Avoid alcohol consumption in public areas as it’s in violation of UAE laws.
Read about the regulations and laws of the country before going there.
Do not visit any remote locations, especially at night.
Purchase travel insurance to protect your journey financially.

Dubai-based Indian Embassy

Here are some of the key details of the Indian Embassy in Dubai.

MODE OF CONTACT	DETAILS
Address	AI Hamriya, Diplomatic Enclave, P.O. Box 737, Dubai, United Arab Emirates
Toll-free number	800 46342
Website	https://www.cgidubai.gov.in/

Frequently Asked Questions (FAQs)

The following are a few commonly asked questions related to travel insurance for Dubai.

Does Dubai travel insurance include travel health insurance?

A Dubai travel insurance plan usually includes health coverage as well. However, the details of this coverage depend on the insurer and the type of policy you purchase.

Is travel insurance mandatory for Dubai from India?

Travel insurance for Dubai is not mandatory if you don't need a visa to enter the United Arab Emirates (which includes Dubai). However, if you plan to apply for a UAE visa, you will need to show proof of having obtained a travel medical insurance Dubai plan.

Is Dubai a Schengen Country?

No, Dubai is not a Schengen country. Dubai is located in the United Arab Emirates (UAE), which is not part of the Schengen Agreement.

Disclaimer: The plans, services, features, processes, and other details mentioned on this page are subject to availability and changes. Please check the applicable policy wordings before making any insurance-related decisions. Feel free to reach out to us at [email protected] for any queries.