If you're looking for a city with stunning skyscrapers, tranquil beaches, and breathtaking desert landscapes, Dubai is the place to be! However, before starting your journey, you must ensure that you’ve got yourself covered with a travel Insurance policy for Dubai, as it’ll not only cover your losses but anything that you may come across while you are on your journey.
To help you choose the right insurance and give you all the key information related to travel insurance for Dubai from India, we’ve compiled everything in this guide that will assist you in meeting the necessary travel insurance policy for your trip.
So, let’s get into the details.
You must keep travel insurance for Dubai from India for emergencies. This can help cover unexpected situations like health issues, flight problems, and personal liabilities. Here are some important reasons why having Dubai travel insurance is a must.
If an airline delays/loses your checked-in baggage.
If you accidentally harm someone or damage their property.
If a medical emergency arises that requires immediate hospitalisation.
If you somehow lose your passport, cash, or any other valuable belongings.
If you have to reschedule/cancel your trip altogether for some reason.
Many similar situations can put extreme financial pressure on you if you don’t secure yourself with an appropriate Dubai travel insurance plan.
If you want to spend less time buying travel insurance and more time packing your bags, then the simplest route is to buy from a trusted source like Acko, a top choice for travel insurance.
To get online travel insurance for Dubai from ACKO, follow these six steps:
1. Open the ACKO mobile app or go to our website, www.acko.com.
2. Click "Travel" and pick your destination.
3. Choose the start and end date of your trip.
4. Fill up the details for you and your travel companions.
5. Customize your insurance coverage to your specific travel requirements.
6. Finally, make an online payment to get the policy document in your inbox right away.
If you're looking for uncomplicated and easily accessible insurance, then Acko is the right choice. Acko's Travel Insurance offers comprehensive coverage at affordable rates and offers a variety of products that follow IRDAI regulations. When it comes to Dubai travel insurance, we can help you obtain it quickly and efficiently. Here are some ways we can assist you:
Acko is an online-only insurer, which means you can buy, claim and manage your policy entirely online. This can be convenient if you want to avoid visiting a physical insurance office or speaking to a sales agent in person.
You get the best insurance options with great coverage at a reasonable price.
‘’Service is what life is all about’’ and we firmly believe that. Which is why we offer 24/7 support for all your insurance needs so, you can travel with ease and without any concerns.
Rest assured that you won't have to worry about paying anything out of your pocket. Acko has got you covered for all your medical treatment and emergency assistance costs while you travel.
With so many countries to choose from, the possibilities for your next adventure appear limitless. You simply concentrate on making plans for your next dream vacation.
In case you test positive for COVID-19 during your travel period, we cover COVID-19 hospitalization in our travel plans. Stay safe!
We understand that even the smallest health concerns can cause big troubles, which is why our travel insurance plan includes financial coverage for potential medical emergencies, including COVID-19.
No one likes flight or baggage delays while traveling. It can cause financial loss, especially if you are on strict timelines and have prepaid bookings. Acko’s travel insurance plan will get you monetary compensation in such inconvenient situations.
Rescheduled plans are better than canceled ones. Here, “We” are to cover “Your” expenses on rescheduling as well as provide coverage for cases where plans are canceled altogether.
It's never a good feeling to come back from a trip and find out that your home has been burglarized. But the good news is you can buy a cheap travel insurance plan that includes home insurance coverage to protect yourself against such situations financially.
Mistakes can happen, and that's okay! Acko's Endorsement feature allows you to make corrections on specific options, giving you more freedom to tailor your choices.
Wondering about travel insurance costs? Nowadays, foreign travel insurance is available at reasonable charges. At ACKO, we provide basic travel plans for only Rs. 49 for a five-day term, which is equivalent to approximately Rs. 10 per travel day.
With ACKO's travel insurance policy, you can choose the coverage that suits your needs and budget. This makes purchasing travel insurance even more convenient.
If you're planning a trip to certain countries, like the United Arab Emirates (UAE) or the Schengen region, you might need travel insurance as a mandatory requirement. With ACKO's travel insurance, you can easily meet this requirement and enjoy a stress-free trip.
Unlike other insurance policies that require you to account for a deductible during claim settlement, ACKO's travel insurance policy doesn't charge any deductibles. We cover the complete financial burden up to the sum insured limit, so you don't have to worry about any out-of-pocket expenses.
Whenever you plan a trip outside the country, a suitable insurance plan will financially safeguard you in unfortunate scenarios. This gives a sense of security and mental peace while travelling.
What is covered?
What is not covered?
The following are the situations usually covered under travel insurance for Dubai from India.
The following travel-related circumstances are covered under your ACKO travel insurance for Dubai.
Return of Minor Child to the city of residence in case of the insured person's hospitalization.
Family member’s compassionate visit in case of the insured person’s hospitalization.
Monetary loss for transportation, including medical care, for the insured person during the travel period.
Monetary loss after a flight delay or cancellation.
Monetary loss if you reschedule or cancel your trip.
Monetary loss after the misplacement or delay of the checked-in baggage/sports equipment.
Total Loss/Partial Loss of Checked-in Baggage.
Personal liabilities concerning third-party harm, death, and/or property damage.
Unrecoverable costs related to the loss of passport or travel funds.
Monetary loss in the event of a paid booking bouncing during travel.
Monetary loss brought on due to the insured person’s pet's injury.
Our policy will offer financial coverage in these legal situations.
Monetary loss brought on by an extended stay following an injury, illness, or hospitalization.
Your travel insurance through ACKO will provide coverage for these medical issues.
An accidental injury that requires hospitalization or daycare.
A medical emergency that requires hospitalization or daycare.
Emergency medical treatment for life-threatening conditions from pre-existing diseases.
OPD medical expenses due to injuries or illnesses.
Adventure sports-related injuries requiring hospitalization.
Permanent total disability/Permanent partial disability caused by an accident during the travel period.
Accidental death of the insured person during the travel period.
Coverage for transporting remains in case of death during travel due to injury or illness during the travel period.
COVID-19 quarantine resulted in trip cancellation.
Even if you purchase the best travel insurance for Dubai Visa, it will come with a few exclusions. Some of the general exclusions are as follows.
The following travel-related circumstances disqualify you from receiving financial aid under your ACKO travel insurance for Dubai.
If a valid visa is not present when you enter Dubai.
Overstaying your stay in Dubai than the validity of your visa.
If the sole purpose of your trip to Dubai is to receive medical attention.
Traveling to Dubai when you’re not medically fit.
Our policy may not offer financial coverage in these legal situations.
Loss, damage, or injury due to self-inflicted harm, suicide, etc.
Loss, damage, or injury when you are under the influence of alcohol or some other intoxicating substance.
Loss, damage, or injury during a criminal act.
Loss, damage, or injury during a hazardous activity.
Your travel insurance through ACKO does not provide coverage for these medical issues.
Medical complications associated with pregnancy or pre-existing disease.
If a close relative prepares the disability report used to substantiate a claim.
The following section will help you prepare for your Dubai trip.
The recommended time to visit Dubai is between November and March. The pleasant weather will allow you to enjoy many outdoor activities. Moreover, the winters are the time when many festivals and events are organized.
However, you can choose the best time to visit Dubai by doing a little research regarding your preferred local activities, events, weather conditions, and other factors.
Here are the top things you can do on your Dubai trip.
Luxury beach resorts: Enjoy a beach holiday at one of the world’s most luxurious beach resorts.
Shopping: Dubai is known for its fascinating malls and top brands selling their products, especially clothing and jewelry. So, make sure you go with empty suitcases!
Desert safari: A jeep or camel safari in the Arabian desert will expose you to its magical landscape and thrilling experience.
Burj Khalifa: Enjoy the best views of the city from the tallest skyscraper in the world.
Adventure sports: You can bring out your inner daredevil in Dubai with adventure sports like scuba diving, skydiving, bungee jumping, dune dashing, shark diving, and many more.
Clubbing: Dubai is world famous for its happening nightlife, perfect for party freaks.
Museums and events: Dubai has a wide variety of museums and events you can explore, like the Dubai Museum, the Dubai Fountain Show, etc.
Theme parks: There are many theme parks where you can experience a new world of adventure.
You can easily apply for a Dubai tourist visa based on the following categories.
Visa for the holders of Indian Passports who also have a valid Schengen, UK, or US visa
Visa on arrival is provided with 2 weeks of validity at the Dubai International Airport.
Visa for the holders of Indian Passport
Sponsored visas that can be obtained by getting a hotel booked in the UAE with the help of a travel agent.
Here are the different types of Dubai visas and their validities.
Single-entry short-term tourist visa
Multiple-entry short-term tourist visa
Single-entry long-term tourist visa
Multiple-entry long-term tourist visa
The following are some of the major documents you will need at the time of entering Dubai.
Your passport (having a validity of 6 months longer than your duration of visit in Dubai)
Your visa (validity as applicable)
Prescription for medications (if applicable)
Recently taken passport-size coloured photos
Dubai is a global cultural melting pot with people from different nationalities coming here to travel and transit. Hence, it is considered one of the safest destinations in the world. Still, you should take certain precautions to avoid hassles and ensure your safety.
Be protective of your passport and cash at all times.
Avoid unofficial transportation assistance and choose official commercial options to go places.
Avoid alcohol consumption in public areas as it’s in violation of UAE laws.
Read about the regulations and laws of the country before going there.
Do not visit any remote locations, especially at night.
Purchase travel insurance to protect your journey financially.
Here are some of the key details of the Indian Embassy in Dubai.
MODE OF CONTACT
AI Hamriya, Diplomatic Enclave, P.O. Box 737, Dubai, United Arab Emirates
The following tips will help you to buy the best travel insurance for Dubai.
Collect quotes from multiple travel insurance providers.
Compare your choices of travel insurance for Dubai online based on the coverage, services, features, and premium.
Decide on a sum insured that can save you from financial burden even in extreme conditions.
Pick and avoid coverage based on your travel needs.
Thoroughly understand and review the claim process to avoid difficulties later.
A Dubai travel insurance plan usually includes health coverage as well. However, the details of this coverage depend on the insurer and the type of policy you purchase.
The cost of UAE Dubai travel insurance depends on several factors like the type of plan, sum insured, number of insured members, duration of your trip, etc. Hence, you should get quotes from multiple insurers and compare them to buy travel insurance for Dubai.
Travel insurance for Dubai is not mandatory if you don't need a visa to enter the United Arab Emirates (which includes Dubai). However, if you plan to apply for a UAE visa, you will need to show proof of having obtained a travel medical insurance Dubai plan.
No, Dubai is not a Schengen country. Dubai is located in the United Arab Emirates (UAE), which is not part of the Schengen Agreement.
Disclaimer: The plans, services, features, processes, and other details mentioned on this page are subject to availability and changes. Please check the applicable policy wordings before making any insurance-related decisions. Feel free to reach out to us at [email protected] for any queries.