Scooter insurance is basically a two-wheeler insurance plan that can cover third-party liabilities and damages to the scooter, depending on the terms and conditions of the chosen policy. For instance, a Third-party Scooter Insurance Plan (Liability-only Policy) will only cover damages to the third-party property and injury/death of a third party, while a Comprehensive Scooter Insurance Plan will offer all the benefits of the Third-party Liability Policy and cover damages to the scooter.
Buy or Renew Bike Insurance Online in 2 Minutes ⚡
You get the following benefits when you buy scooty insurance policy from ACKO.
ACKO offers one of the lowest-priced bike insurance policies in the market thanks to the no-commission model and reduced operational costs. These benefits are passed on to you as discounts on bike insurance premium.
The purchase process at ACKO is super fast as we don't inspect your scooter when you buy or renew the insurance policy. Just answer a few questions related to the scooter and go through the available plans. Make the payment, and get the policy instantly!
ACKO's policyholder does not have to go through the entire claim process if the scooter has suffered minor damages. Simply tell us a few details about the damage and we will try to settle the claim within a few hours.
Following are the two main types of scooter insurance plans available at ACKO.
The Motor Vehicles Act, 1988 states that all scooter owners must buy a bike insurance plan to safeguard financial liabilities related to the scooter with at least a Third-party Liability cover. This plan includes third-party property damage and injuries/death. Third-party scooter insurance also takes care of any legal liabilities arising out of an accident of the insured scooter.
The Comprehensive Scooter Insurance Policy is exhaustive; it covers damages to the insured scooter along with all the third-party liabilities. Damages due to fire, accident, theft, natural calamities, man-made calamities, total loss (damage beyond repair), etc., are covered under this plan. Even though buying a comprehensive plan is not mandated by the law, it is a good idea to get this coverage as it provides all round insurance.
So, read the policy inclusions and exclusions before buying a two-wheeler insurance policy for your scooter.
Take a look at the following benefits of buying your two-wheeler insurance online.
Buying scooter insurance online is way more easy and convenient as compared to buying the policy from an agent. You can insure the scooter from any internet-enabled device like your phone or a laptop. Simply create a profile on your insurer's website, for example, www.acko.com, select the insurance plan, and buy the policy.
Comparing scooter insurance plans manually would be so tedious. But online insurance allows you a straightforward comparison between features, add-ons, and the price of insurance plans. You can simply compare bike insurance plans within a few clicks and know the distinct features of each plan.
Offline or manual insurance requires a lot of paperwork. You need to fill lengthy forms, sign multiple documents, and read sentences printed in the smallest of fonts. You may miss important terms and conditions in all this hurried paperwork. This is eliminated from online bike insurance. The process is quick, transparent, and easy.
Buying a scooter insurance policy from ACKO is an instant process. The following steps will help you buy bike insurance from ACKO.
Visit www.acko.com or download ACKO's mobile app
Enter all the details required to create your scooter insurance policy
Go through the suggested insurance plans and understand coverage details.
Your scooter insurance policy will be instantly generated and sent to your registered email address.
Making a claim against your scooter is easy due to the all-digital claim process of ACKO. Ensure that you have an active internet connection and an internet-enabled device. Here are the steps for raising a scooter claim against your ACKO Bike Insurance Policy.
Use your registered mobile number to log in to your ACKO profile
Select your scooter and click on "Claim Now"
Enter claim-related details and upload required documents
Here are some of the most asked questions about a scooter insurance policy. Feel free to get in touch with ACKO in case of more queries by sending an email to [email protected]
Commonly Asked Questions About Scooter Insurance
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Reviewed by Lokesh Shetty 
Acko Technology & Services Private Limited
#36/5, Hustlehub One East, Somasandrapalya, 27th Main Rd, Sector 2, HSR Layout, Bengaluru, Karnataka 560102
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