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Travel Insurance for Thailand from India

Ensure a safe trip with Thailand travel insurance plan.

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International Travel Insurance

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From pristine beaches in the south to magnificent landscapes in the north, Thailand makes for an enchanting holiday destination for all kinds of travellers. The country welcomes you with its vibrant nightlife, delicious cuisines and unmatched hospitality. So, there is absolutely no reason to say no to a trip there. But while planning your vacation, make sure to add an essential layer of financial protection to your trip with travel insurance for Thailand from India. This will help in case of unanticipated situations and emergencies related to your journey, baggage, and even health while travelling.

Why do I need travel insurance for Thailand from India?
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You need travel insurance to Thailand from India to protect yourself from financial risks. Here are some critical situations when an insurance plan can help you while you are on your trip. 

Many similar situations can put extreme financial pressure on you if you don’t secure yourself with an appropriate travel insurance plan.

Key features of Thailand travel insurance policy
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Here are the key features of International Travel Insurance for Thailand. Please check the policy details for specific and detailed information.

Key features

Thailand travel insurance benefits (as per policy terms)

Accidental coverage

Coverage for accident-related daycare needs and hospitalisation.

Medical emergency coverage

Coverage for medical emergencies that involve hospitalisation.

Adventure sports coverage

Coverage for hospitalisation expenses required due to an adventure sports injury.

Flight delay/cancellation coverage

Coverage for flight delays and cancellations.

Baggage delay/loss coverage

Coverage for loss or delay of the delivery of checked-in baggage.

Trip rescheduling/cancellation coverage

Coverage when you have to cancel or reschedule a trip.

COVID-19 quarantine coverage

Coverage for the expenses related to cancelling a trip in case of getting quarantined due to COVID-19.

Loss of passport coverage

Coverage for expenses required to get a duplicate passport due to the loss of the original.

Loss of travel fund coverage

Coverage for losing travel funds due to theft, loss, robbery, etc.

Benefits of travel insurance for Thailand
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There are three major benefits associated with travel insurance for Thailand.

Medical coverage
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Health insurance is one of the most necessary coverages you need while travelling. It is essential for situations like an accident or sickness that may require medical assistance during your trip.

Journey coverage
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Having insurance for your Thailand trip would cover your journey from a variety of unexpected scenarios like delay or cancellation of flights, loss of passport, loss of travel funds, etc.

Baggage coverage
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Losing your baggage during your trip can create difficulties. That’s why you need baggage coverage in case your luggage gets delayed or lost for some reason.

What is covered?

What is not covered?

Here are some of the major situations that are usually covered under Thailand travel insurance.

  • Medical emergencies that require daycare treatment or hospitalisation

  • Hospitalisation or daycare treatment required after an accident during a trip

  • Loss of finances due to flight delays and/or cancellations

  • Loss or delay of checked-in baggage while travelling

  • Loss of finances due to the cancellation or rescheduling of a trip

  • Personal liabilities related to third-party death, injury or property damage

  • Cost of obtaining a duplicate passport after losing the original while travelling

  • Compassionate visits of a family member from the hometown to the place of hospitalisation of the insured person

  • Losing travel funds as a result of theft, robbery, etc.

  • Coverage for the expenses related to the cremation and repatriation of mortal remains.  

  • Coverage against travel cancellations due to COVID-19

Even the best travel insurance for Thailand from India comes with certain exclusions. The following are some of such exclusions you should be aware of. 

  • Visiting Thailand without a valid visa

  • Going to Thailand for some kind of medical treatment/consultation

  • Travelling to Thailand when medically unfit

  • Attempting or committing suicide or injuring yourself deliberately

  • Injury, damage or loss as a result of substance abuse, alcohol or any other intoxication

  • Injury, damage or loss as a result of indulging in any criminal activity

  • Injury, damage or loss while indulging in any hazardous work like mining, tunnelling, etc.

  • Complications directly or indirectly related to any pre-existing disease

  • Complications directly or indirectly related to pregnancy 

Note: This is not an exhaustive list of all the inclusions and exclusions. So, please read your policy document carefully when you have a Thailand travel insurance requirement.

Best places to visit in Thailand
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Here are some of the main attractions of Thailand you must not miss. 

Phuket: Thanks toserene sandy beaches, spicy cuisine, and water sports, you can have a perfect coastal vacation on the largest island of Thailand called Phuket. The old town of this island will give a glimpse of the heritage temples, shrines and mansions that Thailand is known for.

Koh Phi Phi: It is also one of the largest islands that conceal breathtaking views for you to explore on a beach holiday. Some of the must-visit spots here include Monkey Beach and Long Beach.

Sunday Walking Street: The picturesque Sunday Walking Street in Chiang Mai awaits you with neverending delicious street food options. You will find small stalls selling finger-licking dishes like chicken satay, pad thai, fried bananas, etc. 

Railay Beach: If you need a beach to relax and enjoy turquoise-blue waves hitting the shore, go to Railay Beach in Thailand. It’s a place where you can also enjoy scuba diving, snorkelling, and even climbing limestone cliffs.

Pai: Situated in northern Thailand, Pai offers a change of landscape from southern beaches. This is where you can have a laid-back moment and make memories of Thai food and breathtaking views.

With a Travel Insurance plan keeping your finances protected, you can choose any place to visit in Thailand with no worries!

Thailand visa information
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Thailand receives tourists all year long from around the globe. It has set a streamlined visa procedure for travellers who enter the country. For Indians, Thailand offers the Visa on Arrival benefit. An Indian traveller can obtain this visa at the Thailand Embassy as well as at an International Thailand Airport on arrival.

All foreigners require a Thailand Pass while visiting the country. It has been introduced to increase the pace of the documentation process for Thailand visitors. Based on the purpose of your visit, you can choose between the following visa categories.

Visa category


Tourist Visa

60-day validity with single or multiple entries options

Non-immigrant Visa

90-day validity with single entry option

Non-immigrant B Visa

Business or work-related visit visa

Non-immigrant Ed-Visa

Education-related visit visa

Non-immigrant O-Visa

Visa to work in Thailand and live there after retirement

Permanent Resident Visa

Visa available for people who live in Thailand for 3 consecutive years

Thailand entry information for Indians
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Indians with valid passports can travel to Thailand and leverage the visa on arrival option. Thailand offers this facility to 18 other countries apart from India. However, a visa on arrival offers a limited validity of 30 days for a visitor to stay in the country.

While entering the country, you will need the following documents.

Thailand visit: Safety and precautions
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While Thailand is considered safe to travel, there are a couple of things to keep in mind to ensure your safety while visiting the country. 

Tips to buy the best travel insurance for Thailand from India
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The following tips will help you to buy travel insurance for Thailand.

Indian Embassy location in Thailand
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As an Indian travelling in Thailand, you can contact the Indian Embassy located there for emergency assistance. Here are the embassy’s details.

Emergency contact


Regular contact



46, Prasarnmitr, Sukhumvit, Soi 23, Bangkok - 10110


[email protected]

Working days

Monday to Friday (apart from holidays)

Working hours

0900 to 1200 hrs

International airports in Thailand
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The following are the main international airports you can choose to fly to or from in Thailand.



Greater Bangkok

Suvarnabhumi Airport

Chiang Mai and Lamphun

Chiang Mai International Airport

Surat Thani

Surat Thani International Airport

Hat Yai

Hat Yai International Airport

Udon Thani

Udon Thani International Airport


Phuket International Airport


U-Tapao International Airport

Frequently Asked Questions
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Here are a few common questions and their answers related to a Thailand travel insurance plan.


Is travel insurance mandatory for Thailand?

No, travel insurance is not mandatory for Thailand, but you should check the official Indian Embassy in Thailand portal to understand the latest guidelines regarding this.

When should I buy travel insurance to Thailand?

Once you book your flight tickets, you can purchase travel insurance for Thailand. Make sure you buy insurance before the date of your departure from India. 

Why is Thailand travel insurance important?

Travel insurance to Thailand is important to protect your trip financially against unwanted and unexpected situations like baggage loss, trip cancellation, medical emergencies, flight delays, personal liabilities, etc.

How should I buy travel insurance for Thailand from India?

You can buy Thailand travel insurance online in India. It is the easiest way to compare policies, customise coverages and purchase a policy without lengthy paperwork. 

Does Thailand travel insurance provide coverage if I have to cancel or delay my trip?

Yes, you can purchase travel insurance for a Thailand trip that covers trip rescheduling and cancellation. However, the availability of the cover will depend on the insurance company you choose. 

Is it required to purchase medical travel insurance to Thailand?

While not compulsory, you must purchase medical travel insurance to have financial coverage against medical emergencies that require hospitalisation.

Disclaimer: The plans, services, features, processes, and other details mentioned on this page are subject to availability and changes. Please check the applicable policy wordings before making any insurance-related decisions. Feel free to reach out to us at [email protected] for any queries.