Thailand is an amazing destination for travelers! With its gorgeous islands and mouth-watering Thai cuisine, it's no wonder why people flock to this country. However, it's always better to be safe than sorry, right? That's why it's a good idea to consider getting Thailand travel insurance before starting your trip.
Reason? You'll be protected from all sorts of travel mishaps, not just medical ones. When choosing the right insurance, it's important to think about what kind of trip you're taking and what activities you have planned. To make things easier for you, we've gathered some helpful information in this article to help you pick the perfect travel insurance policy for your Thailand trip!
Let’s get started.
You need travel insurance for Thailand from India to protect yourself from financial risks. Here are some critical situations when an insurance plan can help you while you are on your trip.
You may involuntarily end up causing damage or harm to a third party.
An airline may lose or delay your checked-in baggage.
You may end up losing your money, passport, or other valuables.
A medical emergency can arise at any moment while traveling.
You may have to cancel or postpone your trip due to unforeseen circumstances.
Many similar situations can put extreme financial pressure on you if you don’t secure yourself with an appropriate Thailand travel insurance plan.
If you would want to spend less time buying travel insurance and more time packing your bags then the easiest way is to purchase from a certified provider like Acko, a leading brand for travel insurance.
To get Thailand travel insurance from ACKO, follow these five steps:
1. Go to ACKO's website and click on "Travel."
2. Pick your travel destination, and tell us when you're going and who's going with you.
3. Choose the coverage you want.
4. Fill up the details for you and your travel companions.
5. You'll get a quote right away. Pay online to get your coverage right away.
If you're looking for uncomplicated and easily accessible insurance, then Acko is the right choice. Acko's Travel Insurance offers comprehensive coverage at affordable rates and offers a variety of products that follow IRDAI regulations. When it comes to Thailand travel insurance, we can help you obtain it quickly and efficiently. Here are some ways we can assist you
Acko is an online-only insurer, which means you can buy, claim and manage your policy entirely online. This can be convenient if you want to avoid visiting a physical insurance office or speaking to a sales agent in person.
You get the best insurance options with great coverage at a reasonable price.
‘’Service is what life is all about’’ and we firmly believe that. Which is why we offer 24/7 support for all your insurance needs so, you can travel with ease and without any concerns.
Rest assured that you won't have to worry about paying anything out of your pocket. Acko has got you covered for all your medical treatment and emergency assistance costs while you travel.
With so many countries to choose from, the possibilities for your next adventure appear limitless. You simply concentrate on making plans for your next dream vacation.
In case you test positive for COVID-19 during your travel period, we cover COVID-19 hospitalization in our travel plans. Stay safe!
We understand that even the smallest health concerns can cause big troubles, which is why our travel insurance plan includes financial coverage for potential medical emergencies, including COVID-19.
No one likes flight or baggage delays while traveling. It can cause financial loss, especially if you are on strict timelines and have prepaid bookings. Acko’s travel insurance plan will get you monetary compensation in such inconvenient situations.
Rescheduled plans are better than canceled ones. Here, “We” are to cover “Your” expenses on rescheduling as well as provide coverage for cases where plans are canceled altogether.
It's never a good feeling to come back from a trip and find out that your home has been burglarized. But the good news is, you can buy a cheap travel insurance plan that includes home insurance coverage to protect yourself against such situations financially.
Mistakes can happen, and that's okay! Acko's Endorsement feature allows you to make corrections on specific options, giving you more freedom to tailor your choices.
Wondering about travel insurance costs? Nowadays, foreign travel insurance is available at reasonable charges. At ACKO, we provide basic travel plans for only Rs. 49 for a five-day term, which is equivalent to approximately Rs. 10 per travel day.
Whenever you plan a trip outside the country, a suitable insurance plan will financially safeguard you in unfortunate scenarios. This gives a sense of security and mental peace while travelling.
What is covered?
What is not covered?
The following are the situations usually covered under travel insurance for Thailand from India.
The following travel-related circumstances are covered under your ACKO travel insurance for Thailand.
Return of Minor Child to the city of residence in case of the insured person's hospitalization.
Family member’s compassionate visit in case of the insured person’s hospitalization.
Monetary loss for transportation, including medical care, for the insured person during the travel period.
Monetary loss after a flight delay or cancellation.
Monetary loss if you reschedule or cancel your trip.
Monetary loss after the misplacement or delay of the checked-in baggage/sports equipment.
Total Loss/Partial Loss of Checked-in Baggage.
Personal liabilities concerning third-party harm, death, and/or property damage.
Unrecoverable costs related to the loss of passport or travel funds.
Monetary loss in the event of a paid booking bouncing during travel.
Monetary loss brought on due to the insured person’s pet's injury.
Our policy will offer financial coverage in these legal situations.
Monetary loss brought on by an extended stay following an injury, illness, or hospitalization.
Your travel insurance through ACKO will provide coverage for these medical issues.
An accidental injury that requires hospitalization or daycare.
A medical emergency that requires hospitalization or daycare.
Emergency medical treatment for life-threatening conditions from pre-existing diseases.
OPD medical expenses due to injuries or illnesses.
Adventure sports-related injuries requiring hospitalization.
Permanent total disability/Permanent partial disability caused by an accident during the travel period.
Accidental death of the insured person during the travel period.
Coverage for transporting remains in case of death during travel due to injury or illness during the travel period.
COVID-19 quarantine resulted in trip cancellation.
Even if you purchase the best travel insurance for Thailand Visa, it will come with a few exclusions. Some of the general exclusions are as follows.
The following travel-related circumstances disqualify you from receiving financial aid under your ACKO travel insurance for Thailand.
If a valid visa is not present when you enter Thailand.
Overstaying your stay in Thailand than the validity of your visa.
If the sole purpose of your trip to Thailand is to receive medical attention.
Traveling to Thailand when you’re not medically fit.
Our policy may not offer financial coverage in these legal situations.
Loss, damage, or injury due to self-inflicted harm, suicide, etc.
Loss, damage, or injury when you are under the influence of alcohol or some other intoxicating substance.
Loss, damage, or injury during a criminal act.
Loss, damage, or injury during a hazardous activity.
Your travel insurance through ACKO does not provide coverage for these medical issues.
Medical complications associated with pregnancy or pre-existing disease.
If a close relative prepares the disability report used to substantiate a claim.
The following section will help you prepare for your Thailand trip.
Here are some of the main attractions of Thailand you must take notice of.
Phuket: Phuket is such an incredible place to visit! It's Thailand's largest island city with so much to offer its visitors. You'll find some of the world's most beautiful beaches with white sands, palm trees swaying in the breeze, crystal-clear waters, and lively towns. There's so much to see and do in Phuket, from enjoying the vibrant nightlife to exploring the colorful night markets, indulging in delicious seafood, visiting the stunning white marble Big Buddha, and even scuba diving.
Koh Phi Phi: It is also one of the largest islands that conceal breathtaking views for you to explore on a beach holiday. Some of the must-visit spots here include Monkey Beach and Long Beach.
Sunday Walking Street: It's a food lover's dream come true! Sunday Walking Street in Chiang Mai awaits you with neverending delicious street food options. You will find small stalls selling finger-licking dishes like chicken satay, pad thai, fried bananas, etc.
Railay Beach: If you need a beach to relax and enjoy turquoise-blue waves hitting the shore, go to Railay Beach in Thailand. It’s a place where you can also enjoy scuba diving, snorkeling, and even climbing limestone cliffs.
Pai: Situated in northern Thailand, Pai offers a change of landscape from southern beaches. This is where you can have a laid-back moment and make memories of Thai food and breathtaking views.
Thailand receives tourists all year long from around the globe. It has set a streamlined visa procedure for travellers who enter the country. For Indians, Thailand offers the Visa on Arrival benefit. An Indian traveller can obtain this visa at the Thailand Embassy as well as at an International Thailand Airport on arrival.
All foreigners require a Thailand Pass while visiting the country. It has been introduced to increase the pace of the documentation process for Thailand visitors. Based on the purpose of your visit, you can choose between the following visa categories.
60-day validity with single or multiple entries options
90-day validity with single entry option
Non-immigrant B Visa
Business or work-related visit visa
Education-related visit visa
Visa to work in Thailand and live there after retirement
Permanent Resident Visa
Visa available for people who live in Thailand for 3 consecutive years
Indians with valid passports can travel to Thailand and leverage the visa on arrival option. Thailand offers this facility to 18 other countries apart from India. However, a visa on arrival offers a limited validity of 30 days for a visitor to stay in the country.
While entering the country, you will need the following documents.
Valid passport (Validity must be 6 months more than the duration of your stay in Thailand)
Valid visa (either on-arrival or pre-approved)
Flight booking confirmation
Proof of hotel booking or other accommodation
A photo identification document issued by the government
COVID-19 related documents (based on the government guidelines at the time of visit)
While Thailand is considered safe to travel, there are a couple of things to keep in mind to ensure your safety while visiting the country.
Prefer a chained pocket to keep your money and passport safely.
Have multiple photocopies of your passport.
Don’t leave your drinks or food unattended at restaurants.
Be extremely careful of pick-pockets while using public transport services or roaming in a crowded market.
Don’t lose your grip on your handbags while walking in the streets.
Don’t travel without trip insurance to cover yourself against unexpected situations.
The following tips will help you to buy the best travel insurance for Thailand.
Collect quotes from multiple travel insurance providers.
Compare your choices of travel insurance for Thailand online based on the coverage, services, features, and premium.
Decide on a sum insured that can save you from financial burden even in extreme conditions.
Pick and avoid coverages based on your travel needs.
Thoroughly understand and review the claim process to avoid difficulties later.
As an Indian travelling in Thailand, you can contact the Indian Embassy located there for emergency assistance. Here are the embassy’s details.
46, Prasarnmitr, Sukhumvit, Soi 23, Bangkok - 10110
Monday to Friday (apart from holidays)
0900 to 1200 hrs
The following are the main international airports you can choose to fly to or from in Thailand.
Chiang Mai and Lamphun
Chiang Mai International Airport
Surat Thani International Airport
Hat Yai International Airport
Udon Thani International Airport
Phuket International Airport
U-Tapao International Airport
No, travel insurance is not mandatory for Thailand, but you should check the official Indian Embassy in Thailand portal to understand the latest guidelines.
Once you book your flight tickets, you can purchase travel insurance for Thailand. Make sure you buy insurance before the date of your departure from India.
Travel insurance to Thailand is important to protect your trip financially against unwanted and unexpected situations like baggage loss, trip cancellation, medical emergencies, flight delays, personal liabilities, etc.
You can buy travel insurance online for Thailand from India. It is the easiest way to compare policies, customise coverages and purchase a policy without lengthy paperwork.
Yes, you can purchase travel insurance for a Thailand trip that covers trip rescheduling and cancellation. However, the availability of the cover will depend on the insurance company you choose.
While not compulsory, you must purchase medical travel insurance to have financial coverage against medical emergencies that require hospitalisation.
If you're planning a trip to Thailand, you can rely on Acko for affordable travel insurance. We make the whole process easy and budget-friendly for you.
No, Thailand is not a Schengen country. Thailand is located in Southeast Asia and is not part of the Schengen area.
Disclaimer: The plans, services, features, processes, and other details mentioned on this page are subject to availability and changes. Please check the applicable policy wordings before making any insurance-related decisions. Feel free to reach out to us at [email protected] for any queries.