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Travel Insurance for Thailand from India

Ensure a safe trip with Thailand travel insurance plan from India

✅ 24x7 assistance ✅ Baggage Loss ✅ No Medical Test

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Thailand is an amazing destination for travelers! With its gorgeous islands and mouth-watering Thai cuisine, it's no wonder why people flock to this country. However, it's always better to be safe than sorry, right? That's why it's a good idea to consider getting Thailand travel insurance before starting your trip.

Reason? You'll be protected from all sorts of travel mishaps, not just medical ones. When choosing the right insurance, it's important to think about what kind of trip you're taking and what activities you have planned. To make things easier for you, we've gathered some helpful information in this article to help you pick the perfect travel insurance policy for your Thailand trip!

Let’s get started.

Why do I need travel insurance for Thailand from India?
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You need travel insurance for Thailand from India to protect yourself from financial risks. Here are some critical situations when an insurance plan can help you while you are on your trip. 

Many similar situations can put extreme financial pressure on you if you don’t secure yourself with an appropriate Thailand travel insurance plan.

Why ACKO Travel Insurance for Thailand?
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If you're looking for uncomplicated and easily accessible insurance, then Acko is the right choice. Acko's Travel Insurance offers comprehensive coverage at affordable rates and offers a variety of products that follow IRDAI regulations. When it comes to Thailand travel insurance, we can help you obtain it quickly and efficiently. Here are some ways we can assist you

Paperless Process
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 Acko is an online-only insurer, which means you can buy, claim and manage your policy entirely online. This can be convenient if you want to avoid visiting a physical insurance office or speaking to a sales agent in person.

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You get the best insurance options with great coverage at a reasonable price.

24x7 assistance
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 ‘’Service is what life is all about’’ and we firmly believe that. Which is why we offer 24/7 support for all your insurance needs so, you can travel with ease and without any concerns.

No out-of-pocket expenses
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 Rest assured that you won't have to worry about paying anything out of your pocket. Acko has got you covered for all your medical treatment and emergency assistance costs while you travel.

More than 150 countries worldwide
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 With so many countries to choose from, the possibilities for your next adventure appear limitless. You simply concentrate on making plans for your next dream vacation.

Coverage for COVID-19-related hospitalization
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 In case you test positive for COVID-19 during your travel period, we cover COVID-19 hospitalization in our travel plans. Stay safe!

Features of ACKO’s Thailand Travel Insurance Plan
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Accidental and Medical Benefits
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We understand that even the smallest health concerns can cause big troubles, which is why our travel insurance plan includes financial coverage for potential medical emergencies, including COVID-19.

Standard compensation for flight/baggage delays
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No one likes flight or baggage delays while travelling. It can cause financial loss, especially if you are on strict timelines and have prepaid bookings. If your flight is delayed, Acko's travel insurance plan will pay you the standard amount of money, as stated in the policy.

Trip Rescheduling/Cancellation
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Rescheduled plans are better than cancelled ones. Here, “We” are to cover “Your” expenses for rescheduling as well as provide a standard fee for cases where you have to cancel your flight for one of the reasons listed in the policy.

Coverage at affordable prices
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Wondering about travel insurance costs? Nowadays, foreign travel insurance is available at reasonable charges. At ACKO, we provide basic travel plans for only Rs. 49 for a five-day term, which is equivalent to approximately Rs. 10 per travel day.

Stress-free journeys around the world
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Whenever you plan a trip outside the country, a suitable insurance plan will financially safeguard you in unfortunate scenarios. This gives a sense of security and mental peace while travelling.

What is covered?

What is not covered?

What's covered in ACKO’s Thailand Travel Insurance
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The following are the situations usually covered under travel insurance for Thailand from India.

Travel Coverage

The following travel-related circumstances are covered under your ACKO travel insurance Thailand.

  • Return of minor child to the city of residence in case of the insured person's hospitalisation

  • Family member’s compassionate visit in case of the insured person’s hospitalisation

  • Monetary loss for transportation in case of medical care and death of the insured person during the trip

  • Compensation for flight delay or cancellation

  • Compensation for rescheduling

  • Compensation for misplacement or delay of the checked-in baggage

  • Compensation for total loss/partial loss of checked-in baggage

  • Unrecoverable costs related to the loss of passport

  • Compensation in the event of a paid booking bouncing during travel

Legal Coverage

Our policy will offer financial coverage in these legal situations.

  • Monetary loss brought on by an extended stay following an injury, illness, or hospitalisation

Medical Coverage

Your travel insurance through ACKO will provide coverage for these medical issues.

  • An accidental injury that requires hospitalisation or daycare.

  • A medical emergency that requires hospitalisation or daycare.

  • OPD medical expenses due to injuries or illnesses

  • Adventure sports-related injuries requiring hospitalisation

  • Permanent total disability/Permanent partial disability caused by an accident during the travel period

  • Accidental death of the insured person during the travel period

  • Coverage for transporting remains in case of death during travel due to injury or illness during the travel period

  • COVID-19 quarantine resulted in flight cancellation

What's not covered in ACKO’s Thailand Travel Insurance 
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Even if you purchase the best travel insurance for Thailand Visa, it will come with a few exclusions. Some of the general exclusions are as follows.

Travel exclusions

The following travel-related circumstances disqualify you from receiving financial aid under your ACKO travel insurance for Thailand.

  • If a valid visa is not present when you enter Thailand

  • Overstaying your stay in Thailand than the validity of your visa

  • If the sole purpose of your trip to Thailand is to receive medical attention

  • Travelling to Thailand when you’re not medically fit

  • Travelling overseas

Medical exclusions

Your travel insurance through ACKO does not provide coverage for these medical issues.

  • Medical complications associated with pregnancy or pre-existing disease

  • If a close relative prepares the disability report used to substantiate a claim

How to Buy Travel Insurance for Thailand from India?
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To get Thailand travel insurance from ACKO, follow these six steps:

Step 1: To begin, click here or download our app from Play or App Store

Step 2: Choose from our standard plan or customise your plan

Step 3: Give us the dates on which your trip will start and end

Step 4: Choose the coverage you want

Step 5: Fill up the details for you and your travel companions

Step 6: You'll get a quote right away. Pay online to get your coverage right away.

How do I claim online travel insurance for Thailand from Acko?
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Claiming your ACKO travel insurance online for Thailand is super easy. Here are the simple steps to follow: 

For travel medical insurance that offers treatment without cash:

For other covers:

Know More About Thailand Before Starting Your Trip:
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The following section will help you prepare for your Thailand trip.

Best places to visit in Thailand:
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Here are some of the main attractions of Thailand you must take notice of. 

Phuket: Phuket is such an incredible place to visit! It's Thailand's largest island city with so much to offer its visitors. You'll find some of the world's most beautiful beaches with white sands, palm trees swaying in the breeze, crystal-clear waters, and lively towns. There's so much to see and do in Phuket, from enjoying the vibrant nightlife to exploring the colorful night markets, indulging in delicious seafood, visiting the stunning white marble Big Buddha, and even scuba diving. 

Koh Phi Phi: It is also one of the largest islands that conceal breathtaking views for you to explore on a beach holiday. Some of the must-visit spots here include Monkey Beach and Long Beach.

Sunday Walking Street: It's a food lover's dream come true! Sunday Walking Street in Chiang Mai awaits you with neverending delicious street food options. You will find small stalls selling finger-licking dishes like chicken satay, pad thai, fried bananas, etc. 

Railay Beach: If you need a beach to relax and enjoy turquoise-blue waves hitting the shore, go to Railay Beach in Thailand. It’s a place where you can also enjoy scuba diving, snorkeling, and even climbing limestone cliffs.

Pai: Situated in northern Thailand, Pai offers a change of landscape from southern beaches. This is where you can have a laid-back moment and make memories of Thai food and breathtaking views.

Thailand visa information
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Thailand receives tourists all year long from around the globe. It has set a streamlined visa procedure for travellers who enter the country. For Indians, Thailand offers the Visa on Arrival benefit. An Indian traveller can obtain this visa at the Thailand Embassy as well as at an International Thailand Airport on arrival.

All foreigners require a Thailand Pass while visiting the country. It has been introduced to increase the pace of the documentation process for Thailand visitors. Based on the purpose of your visit, you can choose between the following visa categories.



Tourist Visa

60-day validity with single or multiple entries options

Non-immigrant Visa

90-day validity with single entry option

Non-immigrant B Visa

Business or work-related visit visa

Non-immigrant Ed-Visa

Education-related visit visa

Non-immigrant O-Visa

Visa to work in Thailand and live there after retirement

Permanent Resident Visa

Visa available for people who live in Thailand for 3 consecutive years

Thailand entry information for Indians
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Indians with valid passports can travel to Thailand and leverage the visa on arrival option. Thailand offers this facility to 18 other countries apart from India. However, a visa on arrival offers a limited validity of 30 days for a visitor to stay in the country.

While entering the country, you will need the following documents.

Thailand visit: Safety and precautions
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While Thailand is considered safe to travel, there are a couple of things to keep in mind to ensure your safety while visiting the country. 

Tips to buy the cheapest Thailand travel insurance from India
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The following tips will help you to buy the best travel insurance for Thailand.

Indian Embassy location in Thailand
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As an Indian travelling in Thailand, you can contact the Indian Embassy located there for emergency assistance. Here are the embassy’s details.

Emergency contact


Regular contact



46, Prasarnmitr, Sukhumvit, Soi 23, Bangkok - 10110


[email protected]

Working days

Monday to Friday (apart from holidays)

Working hours

0900 to 1200 hrs

International airports in Thailand
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The following are the main international airports you can choose to fly to or from in Thailand.



Greater Bangkok

Suvarnabhumi Airport

Chiang Mai and Lamphun

Chiang Mai International Airport

Surat Thani

Surat Thani International Airport

Hat Yai

Hat Yai International Airport

Udon Thani

Udon Thani International Airport


Phuket International Airport


U-Tapao International Airport

Frequently Asked Questions
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Here are a few common questions and their answers related to a Thailand travel insurance plan.


Is travel insurance mandatory for Thailand?

No, travel insurance is not mandatory for Thailand, but you should check the official Indian Embassy in Thailand portal to understand the latest guidelines.

When should I buy travel insurance to Thailand?

Once you book your flight tickets, you can purchase travel insurance for Thailand. Make sure you buy insurance before the date of your departure from India. 

Why is Thailand travel insurance important?

Thailand travel insurance is important to protect your trip financially against unwanted and unexpected situations like baggage loss, trip cancellation, medical emergencies, flight delays, personal liabilities, etc.

Does Thailand travel insurance provide coverage if I have to cancel or delay my trip?

Yes, you can purchase travel insurance for a Thailand trip that covers trip rescheduling and cancellation. However, the availability of the cover will depend on the insurance company you choose. 

Is it required to purchase medical travel insurance to Thailand?

While not compulsory, you must purchase medical travel insurance to have financial coverage against medical emergencies that require hospitalisation.

What is the cost of Travel Insurance for Thailand from India?

If you're planning a trip to Thailand, you can rely on Acko for affordable travel insurance. We make the whole process easy and budget-friendly for you. 

Is Thailand a Schengen Country?

No, Thailand is not a Schengen country. Thailand is located in Southeast Asia and is not part of the Schengen area.

Disclaimer: The plans, services, features, processes, and other details mentioned on this page are subject to availability and changes. Please check the applicable policy wordings before making any insurance-related decisions. Feel free to reach out to us at [email protected] for any queries.