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Home / Car Insurance / Things To Check While Taking Delivery Of A New Car
Driving your new car to your home is always exciting! But before you drive it out of the showroom, it is vital that you do a thorough check so as to avoid any unpleasant surprises later. So, let’s take a look at the things to consider when taking delivery of your car, including paperwork, physical checks, and essentials such as new car insurance.
Some of the things you need to be wary of when buying a new car are as follows:
The first step is to double-check all the documents. Make sure you receive the following:
Sales invoice and payment receipts
Road tax receipt
Registration certificate (or temporary registration papers if RC is pending)
Insurance papers (third-party or comprehensive, depending on what you bought)
PUC certificate (if applicable)
Owner’s manual and warranty booklet
If you purchased new car insurance online, then make sure the policy document matches your car’s engine and chassis number.
Do a proper physical check of the car before driving it out. You must look for:
Scratches, dents, or paint issues on the body
Proper fitting of doors, bonnet, and boot
Tyres should be brand new and have enough tread depth
Interior upholstery, dashboard, and seats should be clean and damage-free
All switches, the infotainment system, and the AC should work smoothly
It’s always better to take delivery in daylight so you can clearly see any defects. This is because once you drive out, getting the dealer to acknowledge minor issues can be tough.
A brand-new car should not have a high odometer reading. Normally, it should be under 50 km (sometimes slightly higher if the car has been tested or shifted between stockyards). If the reading seems unusually high, ask the dealer for a clear explanation.
By law, you cannot drive your new car home without at least a third-party insurance policy. Since 2018, IRDAI has made it mandatory for new cars to have a three-year third-party cover upfront. You also have the option of comprehensive insurance, which covers damage to your own car along with third-party liability. While the new car insurance price for comprehensive cover is higher, it gives far better protection. If you buy new car insurance online, you can compare multiple insurers, check add-ons, and often save money compared to buying directly from the dealer.
Don’t hesitate to open the bonnet and check the engine bay. Look for any oil or coolant leakage, loose wiring, or unusual marks. Though rare, manufacturing or transit issues can sometimes be spotted early if you pay attention.
Ensure the promised accessories are installed (like floor mats, mud flaps, or seat covers if included in your deal). Also check for a spare tyre, jack, and basic toolkit in the boot.
Even if the dealer has already done a pre-delivery inspection, take a short drive yourself. Check:
Smooth gear shifting and clutch response
Brakes working properly without noise
Steering movement is smooth
No rattling sounds from the cabin
All lights (headlamps, indicators, brake lights) are functional
Apart from the standard warranty, many dealers offer extended warranties or service packages. Discuss these upfront. Similarly, when finalising insurance for new car, consider useful add-ons like:
Zero depreciation cover (for full value of parts during claims)
Roadside assistance (help in case of breakdowns)
Engine protection (useful during floods)
Return-to-invoice (reimburses invoice value in case of total loss)
These might slightly raise your new car insurance price, but can save you a lot during emergencies.
There is no doubt that taking delivery of your new car is a celebration in its own way, but you also need to be careful. So, make sure you check the paperwork, inspect the vehicle thoroughly, and confirm that your insurance for a new car is active before you leave the showroom. You can also consider buying new car insurance online after comparing multiple plans for better savings and flexibility. In this way, your new car journey will set off on the safest note.
No, you should have at least a third-party insurance policy before driving your new car.
Buying online often gives you lower prices, more options, and the freedom to pick some useful add-ons.
It totally depends on the type of policy (third-party or comprehensive), your car model, engine capacity, and location.
Third-party is the legal minimum, but comprehensive insurance is strongly recommended as it covers your own car as well.
Sales invoice, payment receipts, registration certificate, insurance papers, warranty booklet, and owner’s manual.