ACKO Platinum Health Plans

There are no room rent limits - you can choose any hospital room for the insured members and we'll cover you up to your sum insured.

You are covered up to your sum insured i.e. Rs. 1 crore or an Unlimited amount. It is shared across all insured members.

Under Section 80D, you are allowed to claim a tax deduction of up to ₹75,000.

All costs associated with your medical condition (e.g., doctor's visit, lab tests, medicines) in the days leading up to your hospitalisation are covered. Most insurers will only cover a few days before hospitalisation.

Any hospitalisation that lasts less than 24 hours is covered. For example - Cataract, Coronary angiography, Hemodialysis, Chemotherapy, Ligament tear/ meniscus tear surgery, Radiotherapy (for cancer).

All COVID-19 (any variant) related hospitalisation are covered.

Dental treatments as a result of an accident are covered. However, the ACKO Health policy doesn't cover costs related to treatment, procedures, preventive measures, diagnostics, restoration of natural teeth & Gingiva.

Treatments related to vision damage arising in case of any accident are covered.

We will increase your sum insured by 10% every year regardless of whether you claim or not.

Teleconsults with General Physician or Specialists are covered, as long as you initiate the teleconsult from the ACKO app.

Second opinions that you may have taken to confirm whether you needed to be hospitalised is covered

Emergency evacuation of the Insured to a medical facility to provide adequate care is covered.

You can get cashless treatments at over 13,400+ network hospitals with best-in-country processing time of 60 mins on an average.

In case of hospitalisation, we ensure that you can concentrate on getting better, and leave all your claim related worries to us.

You can claim easily through the ACKO app/website and access your benefits from anywhere.