Primary Insured in Health Insurance
The term primary insured in a health insurance plan refers to the individual who is the main policyholder. This person is responsible for paying premiums and making coverage decisions.
If it’s an individual health insurance policy, the insured person automatically becomes the primary insured. However, in the case of a family floater plan, where multiple family members are covered under one policy, the primary insured is the member who pays the premium and manages the policy. The rest, such as parents, spouse, or children, are listed as dependent insured members.
