Suzuki e-Access Bike Insurance
Get your Suzuki e-Access Bike Insurance in a simple and hassle-free way!
Bike insurance starting at ₹555*
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The Suzuki e-Access is a sophisticated electric scooter that caters to the needs of urban commuters who desire a transport mode that is efficient, feature-rich, and environmentally friendly. Equipped with a highly responsive electric motor, the e-Access is a stylish, comfortable, and well-thought-out vehicle that takes the city by surprise with its smooth rides and low running costs.
Nevertheless, even a scooter that runs on electricity should be covered with the right financial protection against unforeseen situations such as accidents, theft, natural calamities, or damages to a third party. It is compulsory to have a valid two-wheeler insurance policy in India, and it is the best way to ensure that you have a hassle-free riding experience.
Model Specifications of Suzuki e-Access
Inclusions and Exclusions of Suzuki e-Access Insurance
What’s Covered in Suzuki e-Access Insurance (Inclusions)
Damages or losses to your Suzuki e-Access due to accidents.
Third-party injury, death, or property damage caused by your scooter.
Damages due to natural disasters such as floods, storms, earthquakes, etc.
Damages caused by man-made incidents like riots or vandalism.
Losses due to fire, explosion, or short circuit.
Total loss or theft of the insured electric scooter.
What’s Not Covered in Suzuki e-Access Insurance (Exclusions)
Damages while riding without a valid Driving License.
Mechanical or electrical breakdown not related to an accident.
Regular wear and tear of parts.
Damages caused while riding under the influence of alcohol or drugs.
Losses due to careless or negligent riding.
Damages occurring outside the policy’s geographical coverage area.
Suzuki e-Access Bike Insurance Price
Below is the table showing the Suzuki e-Access bike insurance price, starting from ₹3,273 onwards, depending on the chosen variant, IDV, and coverage type.*
* These prices are exclusively for ACKO customers.
Note: All plans include 1-year Own Damage and mandatory Third-Party coverage as per IRDAI regulations.
Insurance premium may vary based on location, add-ons chosen, and applicable No Claim Bonus (NCB).
Types of Insurance Plans for Suzuki e-Access
Here are the available bike insurance plan options.
Third-Party Bike Insurance Policy
Under Indian Law, it is compulsory to have at least third-party bike insurance. It takes care of the legal and financial issues if someone else gets injured, killed, or their property is damaged due to your scooter. Nevertheless, it doesn't cover you for any damage to your own Suzuki e-Access.
Comprehensive Bike Insurance Policy
A comprehensive insurance policy combines the third-party insurance cover with the protection of the insured's own scooter. Moreover, it includes the coverage of losses resulting from accidents, theft, fire, natural disasters, for example, flood, earthquake, and even man-made situations like riots, vandalism, etc. Hence, this policy is an additional financial safety measure.
Add-On Cover Options for Bike Insurance
You can enhance your Comprehensive Two-Wheeler Insurance Policy with the following add-ons. These can also be selected at renewal.
Zero Depreciation Cover
The cover ensures bike owners get the total claim amount for the bike parts without deducting any depreciation. This is an ideal cover for brand-new bikes.
Personal Accident (PA) Cover
PA cover is a legal mandate. It offers financial help in case of death or permanent disability of the bike rider due to an accident.
Pillion Rider Cover
The cover will pay up to ₹2 lakh in case the pillion rider is left with permanent disability or dies as a result of an accident.
Return to Invoice (RTI) Cover
In the case of a total loss of the vehicle, where it cannot be repaired or if the vehicle is stolen, the insurer will pay the original invoice amount and not the current market value after depreciation.
Helmet Protect Cover
If in an accident your helmet gets damaged, the policy cover will be able to afford your helmet repair/replacement (up to ₹1,000).
Consumables Cover
Expenses such as nuts and bolts, engine oil, grease, and other materials used up during repairs are covered.
24/7 Roadside Assistance
This Add-on provides emergency help including towing, battery support, tyre assistance, and minor on-the-spot repairs.
Why Choose ACKO for Suzuki e-Access Insurance?
Below are the key benefits of buying your scooter insurance online with ACKO:
24x7 Access
You can buy, renew, or file claims anytime and from anywhere via the online platform.
Saves Time
There is no need for paperwork or a visit to the branch. You can purchase or renew your policy in a matter of minutes.
Compare and Buy
You can easily compare plans and pick the coverage that fits your budget the best.
Easy Renewal
You can renew your policy online or change to another plan while renewing.
Competitive Premiums
Receive comprehensive coverage at reasonable premium rates.
Zero Paperwork
Fully digital and paper-free process.
Stress-Free Claims
Filing a claim can be done with minimal paperwork, which makes it simple and easy.
Instant Claim Settlement
Through a digital-first system, your eligible claims can be processed promptly.
Total Convenience
You can manage your insurance either to buy or claim without the involvement of an agent.
No Claim Bonus (NCB) Benefits
Get a discount of up to 50% on the renewal premium for each claim-free year.
How To Buy New Bike Insurance Online from ACKO
Step 1: Click on "Check prices" at the top of the page.
Step 2: Input your scooter's make/model and phone number and click on "View plans."
Step 3: Pick your desired insurance plan and hit "Continue."
Step 4: Opt for add-ons if needed and proceed.
Step 5: Provide your personal and vehicle information, make the payment, and get the policy immediately.
How to Renew Suzuki e-Access Insurance?
Follow these simple steps to renew your policy online:
Step 1: Scroll up this page or open the ACKO mobile app.
Step 2: Enter your vehicle number and choose the insurance plan.
Step 3: Provide details such as registration year, brand, model, and policy status.
Step 4: Select the suitable plan and correct IDV.
Step 5: Add optional covers if needed.
Step 6: Enter personal details and complete payment to renew instantly.
How to Raise a Cashless Claim for Bike Insurance Online
Filing a cashless claim with ACKO is quick and digital.
Step 1: Log in to your ACKO account via website or mobile app.
Step 2: Go to your policy dashboard and click on “Claim.”
Step 3: Answer damage-related questions, upload clear photos, and submit. ACKO will verify and process the claim at a network garage.
Frequently Asked Questions on Suzuki e-Access Bike Insurance
FAQs
1. Is insurance compulsory for Suzuki e-Access?
Yes, at the very least, third-party insurance is mandatory as per the Indian law.
2. Which type of insurance plan suits Suzuki e-Access?
Going for a comprehensive plan is a wise choice because it covers third-party liabilities and also insures your scooter.
3. What determines the insurance premium for Suzuki e-Access?
The premium is set based on IDV, location, selected add-ons, and NCB.
4. Is it possible to transfer the insurance of a used Suzuki e-Access?
Yes, once you have changed the ownership, the insurance policy may be transferred as well.
5. Does the insurance policy cover battery damage?
Battery damage is covered only if you choose the Battery Protection add-on.
6. What measures can I take to lower my scooter insurance premium?
Avoid any claim to retain a good NCB, pick only essential add-ons, and think about voluntary deductibles.
Written by
Nikhila PS
Senior Content Editor
Nikhila is a content creator with 6+ years in EdTech and motor insurance, turning complex policies into clear, engaging content. She enjoys exploring digital trends, social media, and art while planning her next short escape.
Reviewed by
Rekhit Singh Kaushal
Senior Director - Motor Underwriting
Rekhit Singh Kaushal is Senior Director at ACKO, a leading digital motor insurance provider in India. With deep expertise in insurance strategy and innovation, he brings trusted insights on car and bike insurance to help drivers stay protected.
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