TVS Apache RTX 300 Bike Insurance
Get your TVS Apache RTX 300 Bike Insurance in a simple and hassle-free way!
Bike insurance starting at ₹555*
Zero commissions, big savings
Looking to insure brand new bike?
Home / Two-wheeler Insurance / TVS Bike Insurance / TVS Apache RTX 300 Bike Insurance
The TVS Apache RTX 300 is an adventure-tourer bike made for performance lovers and those who want a versatile bike. The Apache RTX 300, featuring a strong 300cc motor, state-of-the-art suspension configuration, bold styling, and ergonimics centered at the rider, handles city traffic like a breeze and is comfortable on highways.Â
Still, a high-performance bike comes with a responsibility of protecting it from financial risks like accidents, theft, natural calamities, or third-party liabilities. Having a legitimate two-wheeler insurance policy is not only a legal requirement in India but also a way to ensure you have a worry-free riding experience. Continue reading to know all the details about TVS Apache RTX 300 bike insurance, like what it covers, exclusions, add-ons, pricing factors, and the claim process.
Model Specifications of TVS Apache RTX 300
Inclusions and Exclusions of TVS Apache RTX 300 Insurance
What’s Covered in TVS Apache RTX 300 Insurance (Inclusions)
Damages or losses to your TVS Apache RTX 300 due to accidents.
Third-party injury, death, or property damage caused by your bike.
Damages due to natural calamities such as floods, storms, earthquakes, etc.
Damages caused by man-made calamities like riots or vandalism.
Losses due to fire, explosion, or self-ignition.
Total loss or theft of the insured motorcycle.
What’s Not Covered in TVS Apache RTX 300 Insurance (Exclusions)
Damages while riding without a valid Driving License.
Mechanical or electrical breakdown not caused by an accident.
Regular wear and tear of parts.
Damages caused while riding under the influence of alcohol or drugs.
Losses arising from reckless or negligent riding.
Damages occurring outside the geographical limits specified in the policy.
TVS Apache RTX 300 Bike Insurance PriceÂ
Below is a table showing the TVS Apache RTX 300 bike insurance price, starting from ₹7,365 onwards, depending on the selected variant, Insured Declared Value (IDV), and coverage type.*
* These prices are exclusively for ACKO customers.
Note: All plans include 1-year Own Damage and mandatory Third-Party coverage as per IRDAI regulations.
Insurance premiums may vary based on location, add-ons selected, and applicable No Claim Bonus (NCB).
Types of Insurance Plans for Suzuki e-Access
Here are more details regarding the bike insurance types.
Third-Party Bike Insurance Policy
Under Indian Law, it is compulsory to have at least third-party bike insurance. It takes care of the legal and financial issues if someone else gets injured, killed, or their property is damaged due to your scooter. Nevertheless, it doesn't cover you for any damage to your own Suzuki e-Access.
Comprehensive Bike Insurance Policy
A comprehensive bike insurance policy offers a mix of third party benefits and the protection of your own bike against different risks. It not only pays for the repairs/replacement of your bike after an accident but also protects you against other risks like fire, theft, natural disasters such as floods, earthquakes, riots and vandalism. Such a policy is a great option for those who are looking for more financial security and less worry about their bike.
Add-On Cover Options for TVS Apache RTX 300 Bike Insurance
You may choose the following add-ons for your Comprehensive Two-Wheeler Insurance Policy. In fact, at the time of renewal, you can also opt for these add-ons.
Zero Depreciation Cover
The cover allows the bike owners to receive the full claim amount for bike parts without any depreciation amount being deducted. It is a perfect cover for brand-new bikes
Personal Accident (PA) Cover
It is a legal requirement to have PA cover. In the event of an accident, it gives you financial support against death or permanent incapacitation of the rider.
Pillion Rider Cover
This cover offers compensation of up to ₹2 lakh if the pillion rider suffers permanent disability or death due to an accident.
Return to Invoice (RTI) Cover
If your vehicle gets totally damaged and cannot be repaired or if it is stolen, the insurance company will pay you the original invoice amount and not the current market value after depreciation.
Helmet Protect Cover
After an accident, if your helmet is broken, the cover will pay for the repair or replacement of the helmet (up to ₹1, 000).
Engine Protection Cover
This cover will pay for damage, such as water ingression, oil leakage, or hydrostatic lock, which causes the engine to stop working, this is generally not covered by standard plans.
Consumables Cover
Expenses such as nuts and bolts, engine oil, grease, and other materials used up during repairs are covered.
24/7 Roadside Assistance
The service is available to you 24/7 and will offer you emergency help such as towing, battery recharging, tyre change, and minor repairs at the spot.
Why Choose ACKO for TVS Apache RTX 300 Insurance?
Below are the detailed advantages of purchasing your bike insurance online with ACKO:
24x7 Access
Whether you want to buy a new bike insurance policy or make a claim you can do it anytime and from anywhere. All the services are available online for you at any time.
Saves Time
Buying bike insurance online can help you get rid of the lengthy paperwork and physical visits. You can buy or renew your policy within minutes.
Compare and Buy
With ACKO, you can conveniently compare different two-wheeler insurance plans, coverage features, and add-ons before you decide. This way you will be able to pick a policy that fits your requirements and budget perfectly.
Easy Renewal
Renewing your two-wheeler insurance policy online is quick and easy. You can also decide whether to keep your current coverage or select a new plan when renewing.
Incredibly Low Premiums
Avail of comprehensive bike insurance at competitive and reasonable premium rates while keeping your protection intact.
Zero Paperwork
Experience a completely paperless transaction while purchasing, renewing, or managing your bike insurance policy nowadays.
Stress-Free Claims
You have a very easy method of claim filing and tracking with little paperwork when you do it online.
Instant Claim Settlement
ACKO's digital-first strategy leads to speedy claim processing. Most claims may be settled instantly giving you the vehicle back quickly.
Total Convenience
Right from buying a policy to submitting a claim everything can be done online in just a few clicks, you don't have to call an agent or visit a branch.
No Claim Bonus (NCB) Benefits
Once you complete a claim-free year, you get a No Claim Bonus that will allow you to save up to 50% on your bike insurance renewal premium.
How To Buy New Bike Insurance Online from ACKOÂ
Here are the steps to buy a new bike insurance policy online from ACKO.
Step 1:Â Go to top of this page and click on "Check prices".
Step 2:Â Input your bike's make/model and mobile number, then click "View Plans" to see the new bike insurance price.
Step 3: Choose the insurance plan and click "Continue."
Step 4: Pick the add-ons and click "Continue."
Step 5: Enter your details and bike chassis number then pay the premium online to get instant new bike insurance.
How to Renew TVS Apache RTX 300 Insurance?
Bike insurance renewal online can be done through these steps. In fact, ACKO allows you to renew bike insurance policy only in a few steps and from the comfort of your home.
Step 1:Â Scroll up to this page or get the ACKO mobile app.
Step 2:Â Fill in your vehicle number and select the insurance plan.
Step 3:Â Provide the bike details like its registration year, brand, model, and current policy status. You can mark the policy status as 'not expired', 'expired in the last 90 days', and 'expired for more than 90 days'.
Step 4:Â You will get to see the list of plans on the following screen. Choose an appropriate plan and the correct IDV for your bike.
Step 5:Â If you think that your vehicle needs extra protection, select the add-ons for that.
Step 6:Â Fill in your personal information and make the online payment to renew your bike insurance instantly.
How to Raise a Cashless Claim for Bike Insurance Online
Filing a cashless claim with ACKO is a fast and completely digital process. There is no need to fill out long forms or visit a branch. Just carry out the following steps to file your bike insurance claim online.
Step 1: Log in to your ACKO account either on the official website or mobile app with your registered mobile number.
Step 2: Locate your policy dashboard and click on the "Claim" button found on your policy card.
Step 3: Respond to a few simple questions regarding the damage, upload clear images of your bike, and send the request. ACKO will verify the request and then process and settle your cashless claim at the network garage.
Frequently Asked Questions On TVS Apache RTX 300 Bike Insurance
FAQs
1. Is it mandatory to have a bike insurance for TVS Apache RTX 300?
Yes, it is mandatory by law to have at least third-party bike insurance. If you are caught without it on roads open to the public, you will be considered as breaking the law.
2. What kind of insurance should I get for Apache RTX 300?
In most cases, a comprehensive cover is the best option as it not only takes care of third-party liabilities but also pays you for the damages to your own vehicle.
3. What depends the insurance premium for an Apache RTX 300?
Your premium depends on your bike's IDV, where you live, the insurance add-ons you select, and your No Claim Bonus (NCB).
4. Is it possible to transfer insurance when purchasing a used Apache RTX 300?
Apart from the ownership papers being in your name, you can have the policy transferred to you.
5. Will insurance pay for engine damage in Apache RTX 300?
For Engine damage,engine protection cover is what you have to opt for as an add on.
6. What are some ways to lower my Apache RTX 300 insurance premium?
Maintaining a good NCB, buying only the necessary add-ons, and taking voluntary deductibles are some of the ways that you can reduce your premium.
Written by
Nikhila PS
Senior Content Editor
Nikhila is a content creator with 6+ years in EdTech and motor insurance, turning complex policies into clear, engaging content. She enjoys exploring digital trends, social media, and art while planning her next short escape.
Reviewed by
Rekhit Singh Kaushal
Senior Director - Motor Underwriting
Rekhit Singh Kaushal is Senior Director at ACKO, a leading digital motor insurance provider in India. With deep expertise in insurance strategy and innovation, he brings trusted insights on car and bike insurance to help drivers stay protected.
#36/5, Hustlehub One East, Somasandrapalya 27th Main Rd, Sector 2, HSR Layout, Bengaluru, Karnataka 560102