Yamaha XSR 155 Bike Insurance
Get your Yamaha XSR 155 Bike Insurance in a simple and hassle-free way!
Bike insurance starting at ₹555*
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The Yamaha XSR 155 is a vintage retro bike which gives a modern look with high performance. The bike is ideal for people who love the classic style and at the same time want a finely built engine. Yamaha XSR is definitely a head-turner with its features such as an excellently tuned engine, a lightweight chassis, a cozy rider's position, and the latest safety gadgets, thus the mix of retro and modern is just perfect. Yamaha XSR offers you pure delight whichever way you go, be it city riding or highway cruising.
However, having a stylish and powerful bike also implies that you should not hesitate to protect your investment from financial losses resulting from accidents, theft, natural disasters, or third-party damages. Bike insurance is compulsory in India, and having one basically means that you are at peace with the fact that your back is covered.
Model Specifications of Yamaha XSR 155
Inclusions and Exclusions of Yamaha XSR 155 Insurance
What’s Covered in Yamaha XSR 155 Insurance (Inclusions)
Physical damage and/or loss of your Yamaha XSR 155 that is the result of an accident.
Third-party injuries, death, or damages to their property resulting from the use of your bike.
Damage or loss due to natural disasters such as typhoons, floods, earthquakes, etc.
Destruction or damage caused by human factors such as riots or vandalism.
Loss by fire, explosion, or spontaneous combustion.
When the insured motorcycle is totally lost or stolen
What’s Not Covered in Yamaha XSR 155 Insurance (Exclusions)
Causing damage to property or persons by riding without a valid Driving License.
Mechanical and electrical breakdown of the vehicle not resulting from an accident.
Replacement of parts due to normal usage.
Damages to the vehicle while the rider is under the influence of alcohol or drugs.
Losses resulting from reckless or negligent behavior of the rider.
Damage to the vehicle if the location is outside the geographical limits specified in the policy.
Yamaha XSR 155 Bike Insurance Price
Below is a table showing the Yamaha XSR 155 bike insurance price, starting from ₹7,365 onwards, depending on the selected variant, IDV, and coverage type.*
* These prices are exclusively for ACKO customers.
Note: All plans include 1-year Own Damage and mandatory Third-Party coverage as per IRDAI regulations.
Premiums may vary based on location, chosen add-ons, and applicable No Claim Bonus (NCB).
Types of Insurance Plans for Yamaha XSR 155
Here are the available bike insurance options.
Third-Party Bike Insurance Policy
Third-party insurance is legally mandated in India. It provides coverage for your legal and financial obligations if a third party gets hurt, killed, or their property is damaged due to your motorcycle. Yet, it does not cover damage to your Yamaha XSR 155.
Comprehensive Bike Insurance Policy
Under a comprehensive scheme, you get third-party coverage as well as protection for your own vehicle. It will accommodate repair or replacement costs if the bike gets damaged due to an accident, theft, fire, or natural disasters such as floods or earthquakes, and human causes such as riots or vandalism, providing greater financial security.
Add-On Cover Options for Yamaha XSR 155 Bike Insurance
You can enhance your Comprehensive Two-Wheeler Insurance Policy with the following add-ons. These can also be selected at renewal.
Zero Depreciation Cover
Guarantees claim payment in full and without any depreciation adjustment for replaced parts. Suitable for brand new bikes.
Personal Accident (PA) Cover
This is a compulsory benefit as per law. It covers you with financial assistance if the rider dies or suffers permanent disablement due to an accident.
Pillion Rider Cover
Benefits the pillion rider with compensation of up to ₹2 lakh in case of permanent disability or death arising from an accident.
Return to Invoice (RTI) Cover
If the bike is completely damaged or stolen, ACKO will pay the original invoice amount instead of the depreciated market value.
Helmet Protect Cover
Covers repair or replacement cost (up to ₹1,000) if the helmet is damaged in an accident.
Engine Protection Cover
Include coverage for engine damages arising from water ingress, oil leakage, or hydrostatic lock, which are generally excluded in regular policies.
Consumables Cover
Covers the costs of nuts, bolts, engine oil, grease, and other consumables used during the repair work.
24/7 Roadside Assistance
Provides 24/7 services like towing, battery support, tyre assistance, and minor on-the-spot repair as part of emergency service.
Why Choose ACKO for Yamaha XSR 155 Insurance?
Below are the key benefits of buying your scooter insurance online with ACKO:
24x7 Access
Through ACKO, you can purchase, renew, or file claims at any time and from any location.
Saves Time
You do not have to handle any paperwork or visit the office. In just a few minutes, you can get your policy either purchased or renewed.
Compare and Buy
You can quickly compare different plans and choose the one that offers you the best value for money.
Easy Renewal
You can renew your policy online or change to another plan while renewing.
Competitive Premiums
ACKO offers affordable premium rates for comprehensive coverage.
Zero Paperwork
Buy, renew or manage your bike insurance online at your convenience and without any paperwork. .
Stress-Free Claims
You can easily file and track your bike insurance claims through a simple digital process. No paperwork required and the claims are quick and hassle-free..
Instant Claim Settlement
ACKO's digital-first claim process helps you to speed up the claim settlement. An instant approval of your claim can be given in case your claim is eligible.
Total Convenience
You can manage your insurance either to buy or claim without the need for an agent.
No Claim Bonus (NCB) Benefits
Enjoy a discount of up to 50% on your renewal premium for every claim-free year.
How To Buy New Bike Insurance Online from ACKO
Buying insurance from ACKO is now easy and here are the steps below.
Step 1: Scroll to the top of this page and click on “Check prices.”
Step 2: Enter your bike’s make/model and mobile number, then click “View Plans.”
Step 3: Select your preferred insurance plan and click “Continue.”
Step 4: Choose add-ons if required and proceed.
Step 5: Enter your personal details and bike chassis number, complete payment, and receive the policy instantly.
How to Renew Yamaha XSR Insurance?
Renewing your bike insurance is important as it ensures you are free from legal complications and uninterrupted financial protection against accidents, theft, and third-party liabilities. Here ae the steps to renew your bike insurance online from ACKO
Step 1: Go up of this page or open the ACKO mobile app.
Step 2: Enter your vehicle number and choose the insurance plan.
Step 3: Provide bike details such as registration year, brand, model, and policy status.
Step 4: Select the appropriate plan and IDV.
Step 5: Add optional covers if needed.
Step 6: Enter personal details and complete payment to renew instantly.
Frequently Asked Questions On Yamaha XSR Bike Insurance
FAQs
1. Is bike insurance mandatory for Yamaha XSR 155?
It is mandated by Indian law that at least third-party insurance must be purchased and maintained when using public roads for riding.
2. What type of insurance is best for Yamaha XSR 155?
Since it not only pays for damages caused to third party but also to the owner's vehicle, a comprehensive plan, in general, gets the preference.
3. How is the Yamaha XSR 155 insurance premium calculated?
Factors such as the Insured Declared Value, the city of registration, the selected add-ons, and your No Claim Bonus (NCB) influence the premium.
4. Does Yamaha XSR 155 insurance cover theft?
In fact, if you opt for a comprehensive insurance cover, theft will be covered.
5. Can I add Zero Depreciation cover to my Yamaha XSR 155 policy?
Yes, for a claim, when depreciation amounts are deducted from the amount payable, a Zero Dep add-on can be purchased, thus preventing the deduction of depreciation.
6. How can I lower my Yamaha XSR 155 insurance premium?
One way is by not making any claims over the years. Other ways include selecting the right add-ons, and voluntary deductibles.
Written by
Nikhila PS
Senior Content Editor
Nikhila is a content creator with 6+ years in EdTech and motor insurance, turning complex policies into clear, engaging content. She enjoys exploring digital trends, social media, and art while planning her next short escape.
Reviewed by
Rekhit Singh Kaushal
Senior Director - Motor Underwriting
Rekhit Singh Kaushal is Senior Director at ACKO, a leading digital motor insurance provider in India. With deep expertise in insurance strategy and innovation, he brings trusted insights on car and bike insurance to help drivers stay protected.
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