22Kymco Flow Bike Insurance

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22Kymco Flow Bike Insurance

Home / Two-wheeler Insurance / 22Kymco Bike Insurance / 22Kymco Flow Bike Insurance

There is a wave of electric vehicles in the Indian market, and electric two-wheelers are in abundance. But like conventional two-wheelers, electric bikes or scooters also require insurance.  Bike insurance provides financial support in case of accidents or other bike-related damages. Read on to know more about insurance if you own or are willing to purchase 22 Kymco Flow.

Bike insurance plans for 22 Kymco Flow scooters

Take a look at the following major types of insurance plans for your scooter.

Third-party Liability Insurance

As the name suggests, the Third-party Bike Insurance Plan offers coverage for any contingencies related to the third party. For example, say you accidentally damaged someone’s property with your 22 Kymco Flow scooter and now you need to pay compensation. Your Third-party Liability Policy will be helpful in this case. Other coverages include death/disability of the third party, and cost of treatment for injuries. Note that it is a basic type of two-wheeler insurance plan and does not offer coverage for your bike.

Comprehensive Two-wheeler Insurance

A Comprehensive Two-wheeler Insurance Policy offers dual benefits. It covers third-party liabilities as well as damages/losses incurred by your scooter(more on this in the following section). Another advantage of this plan is that you can enhance the coverage with the help of add-ons. However, remember that add-on will increase your bike insurance premium and you must be cautious while adding them to the policy.

What’s covered in 22 Kymco Flow bike insurance? (Inclusions)

Usually, the following coverages are offered under 22 Kymco Flow scooter insurance. Note that you must buy a Comprehensive Bike Insurance Policy if you want coverage for your scooter. Else, buying just the government-mandated Third-party Liability Policy can prove to be inadequate.

Exclusions of 22 Kymco Flow bike insurance

Exclusions are situations which you cannot raise a claim for. Here are some examples.

Note: Please go through the policy wordings of your bike insurance policy to view the full list of inclusions and exclusions.

Add-ons for 22 Kymco Flow scooter insurance

Take a look at the following list of add-ons suitable for your 22 Kymco Flow scooter insurance plan.

Disclaimer: The bike add-ons mentioned above are subject to availability. Please check the same while buying your scooter insurance policy.


Here is why you will love ACKO for buying your two-wheeler insurance policy.

Low premium

ACKO offers one of the best prices for two-wheeler insurance. We sell insurance directly to our customers without the involvement of middlemen. This decreases the premium by a great deal.

Digital services

Our 100% digital infrastructure allows us to offer quick, convenient, and hassle-free services. You can buy/renew the policy or avail of services from anywhere by simply visiting the website or by downloading the app.

Instant claims

At ACKO, we strive hard to settle bike insurance claims as fast as possible. Claims for minor damages are settled within a few hours. We wish to make insurance clutter-free for our customers and one of such efforts is our instant claim service.

Frequently asked questions

Here are some commonly asked questions about bike insurance. You can get in touch with us by sending an email to [email protected] in case of a query.

Does ACKO provide insurance for electric two-wheelers?

Yes, you can get your electric bike insured with ACKO. Click here or download our app to get started with bike insurance.

Can I set the IDV of my 22 Kymco Flow after buying the policy?

You can set the IDV (Insured Declared Value) of your scooter while buying the insurance policy. In case you want to change the IDV later, you can talk to our customer care agent and we will help you solve the issue. 

Can I buy only the Own Damage plan for my 22 Kymco Flow?

No, you cannot buy only the Own Damage cover for your bike. Buying a Third-party Liability Policy is mandatory by law.

ACKO Insurance for Top Bike Brands in India

ACKO General Insurance Limited

2nd Floor, #36/5, Hustlehub One East, Somasandrapalya, 27th Main Rd, Sector 2, HSR Layout, Bengaluru, Karnataka 560102

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CIN: U66000KA2016PLC138288

IRDAI Registration No: 157

Category: Non-Life Insurance

The use of images and brands are only for the purpose of indication and illustration. ACKO claims no rights on the IP rights of any third parties. The ratings are derived from reviews and feedback received from Google and Facebook users on their respective platforms. | *Save Rs. 45,000 has been calculated on IDV of 20,00,000, 0% NCB and select add-ons. Amount saved is in comparison to Acko's F&U filing. Product name: Private Car Policy - Bundled | UIN: IRDAN157RP0014V01201819 |

Trade logo displayed above belongs to ACKO Technology & Services Pvt Ltd and used by ACKO General insurance Limited under License. For more details on risk factors, terms, conditions and exclusions, please read the policy wordings carefully before concluding a sale.