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Hero Electric NYX is a practical and purpose-oriented electric scooter. It boasts a range of 165km with a top speed of 42km/h. To ride the Hero Electric NYX electric scooter in India, you must insure it with an insurance plan that provides wide-ranging benefits. This article provides an insight into Hero Electric NYX bike insurance and how you can benefit from online bike insurance.
Here are the primary bike insurance plans for your Hero Electric NYX scooter.
The Third-party Liability Plan (TP) is a mandatory two-wheeler insurance plan that you must buy for your electric scooter. It provides financial protection against situations such as injury or demise of a third party or damages to their vehicle or property caused by your insured electric scooter. However, it does not cover you against damages or losses suffered by the insured vehicle.
This type of bike insurance plan offers wide-ranging benefits since it has the TP and the Own Damage (OD) cover components. The OD cover protects you against damages to your electric scooter from accidents, manmade or natural causes, theft and total loss. Apart from these benefits, you also can purchase add-on cover to increase the plan’s coverage, subject to availability.
Here are the situations when the Comprehensive Insurance Plan provides a financial shield against damages or losses.
Damages to a property or vehicle of a third person
Damages to the electric scooter due to an accident
Coverage for the demise or injury to a third-party
Damages caused due to flooding, earthquake, and other natural causes
Damages caused due to riots, vandalism, and other man-made causes
Theft of the electric scooter
Damages that are considered a total loss
Note: It is mandated by law that you must purchase the Personal Accident (PA) cover. This cover needs to be purchased separately while you buy or renew the plan. The cover provides financial protection to the policyholder in case of an injury or demise caused by accident.
Here are the exclusions under the Comprehensive Bike Insurance Plan for your Hero Electric NYX scooter.
Riding the electric scooter under the influence of intoxicating substances
Riding the electric scooter without valid documents
Damages caused to the scooter due to normal wear and tear
Damages caused due to mechanical or electrical failure
Damages to the scooter due to negligence or illegal racing
Here are the add-on covers you can buy with the Comprehensive Bike Insurance Plan for your Hero Electric NYX scooter.
Roadside Assistance Cover
Zero Depreciation Cover
Outstation Emergency Cover
Personal Belongings Cover - Theft/damage
Key Protect Cover
Note: Add-ons for two-wheeler insurance is subject to availability.
Here is why you should consider buying ACKO bike insurance for the Hero Electric NYX scooter.
We follow a direct to customer model; hence, no middlemen are involved. With no commission and digital infrastructure, we get to save on operational costs. This allows us to offer affordable bike insurance plans for electric scooters.
We settle claims for minor damages within a few hours. As for significant damages, our claim settlement team will guide you through the process and ensure the claim is settled at the earliest.
There is no need for documentation or paperwork to raise a claim at ACKO. Access your ACKO account via our website or mobile app to raise the claim without physical paperwork. Answer a few questions about the damages and submit your claim.
Follow the steps below to file your claim with ACKO.
Step 1: Access your ACKO account through the website or mobile app.
Step 2: Select “Claim” against your insurance policy for your electric scooter.
Step 3: Provide a few details of the damages, upload pictures and submit your claim.
We shall try to settle your claim within a few hours for minor damages. As for major damages, we should settle within a few days, depending on the severity of the damages.
At ACKO, you can purchase two-wheeler insurance for your electric scooter by visiting our website or downloading the mobile app. You have to provide a few details of the scooter and select the plan of your choice to insure your scooter instantly.
It is better to opt for the Comprehensive Plan for broad insurance coverage since it includes Third-party Liability Plan (TP) and Own Damage (OD) cover. The latter provides financial protection against damages to your scooter. Apart from these, it also has the benefit of including add-on covers to increase the coverage.
We offer a paperless experience through our website or mobile application. There is no form filling exercise and documentation to insure a vehicle. Simply provide the scooter details to insure it instantly.
Yes, you can buy two-wheeler insurance for a brand new vehicle from ACKO. Get a quote from our website or mobile app, select the most beneficial plan, pay the premium online and insure your scooter immediately.