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Home / Car Insurance / Articles / Are Christmas Presents Covered under Car Insurance?

Are Christmas Presents Covered under Car Insurance?

Team AckoJan 17, 2024

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The boot space of your car might seem like an amazing hiding place for Christmas presents, but what if you wake up to a stolen car on the 25th of December? Gone will be your car and with it all those expensive presents for your loved ones! This experience would be earth-shattering for an owner, just because the presents were not insured with the car.

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    To ease your worries, here is an advice for you on how you can ensure your expensive Christmas presents and your other personal belongings are insured with a Car Insurance Policy. When you set out to get your car insured, make sure that you have bought the following two things:

    1. Comprehensive Car Insurance Policy

    2. Loss of Personal Belongings Add-on

    You need to buy a comprehensive car insurance policy because an extended coverage can only be bought with this type of policy. Through a Loss of Personal Belongings Add-on, you can get  coverage for your personal belongings like a laptop or your cellphone and also your expensive Christmas gifts.

    Do check if your insurance covers personal belongings including your christmas presents or has a seperate add-on especially for this.  So, make this Christmas truly Merry and safeguard the money you spent on your car as well as Christmas presents through Car Insurance.

    Disclaimer: The content on this page is generic and shared only for informational and explanatory purposes. It is based on industry experience and several secondary sources on the internet; and is subject to changes. Please go through the applicable policy wordings for updated ACKO-centric content and before making any insurance-related decisions.

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