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Term Life Insurance that Welcomes Change

1 Crore Term Insurance Starting @ ₹18/day*

18% Cheaper Now - Zero GST

Get instant savings with zero extra charges.

99.29% Claim settlement ratio*

Proven reliability your family can count on.

Save up to ₹54,600* on your taxes

Earn smart tax benefits while you protect.

ARN: L0130 | *T&C Apply

Quick Links

What is Life Insurance?
ACKO Life’s Philosophy
Types of Life Insurance
Term Insurance vs Other Life Insurance Plans

Why ACKO Life Offers Only Term Insurance
What are the Benefits of Life Insurance?
How Does Life Insurance Work?
Let's Consider an Example
Mr Kumar's Life insurance Journey
Basic Life Insurance Terms You Should Know
Download ACKO Life Flexi Term Plan Policy Wording
Life Insurance Policy Offered by ACKO
ACKO Term Insurance at a Glance
Why ACKO Life Insurance?
Additional Coverage Options with ACKO Life Term Insurance
Join Millions
ACKO Term Insurance vs Traditional Term Plans
Payout Options Available for ACKO Life Insurance Plans
How to Buy ACKO Life Flexi Term Plan Online
Who Should Buy Life Insurance?
How Much Life Insurance Coverage Do You Need
How Much Life Insurance Do I Need?
How to choose the best life insurance?
Buy Early and Save on Premiums
What’s Covered and Not Covered in Life Insurance
What are the documents required to buy life insurance online?
Why is ACKO Life Insurance More Affordable Than Other Insurance?
How to file a life insurance claim?
What are the documents required to file a life insurance claim?
Facts About Life Insurance in India
FAQs (General)

ACKO Life’s Philosophy: Life Insurance Should Mean Protection

At ACKO Life Insurance, we believe life insurance should be simple and unmixed, doing one thing well: protecting your family from financial uncertainty when it matters most.

Over time, many life insurance products have tried to serve multiple purposes by combining life cover with savings or investment features. While these may appeal to different financial goals, they often add complexity, increase costs, and blur the true purpose of life insurance.

We believe protection works best when it is clear, simple, and focused. That’s why term insurance stands out as the purest form of life insurance. It is designed only to provide financial support to your loved ones if something happens to you, without mixing protection with returns or maturity benefits.

By keeping life insurance focused on protection, families get:

Higher life cover at more affordable premiums
Simple and transparent policy structures
Clear benefits that are easier for loved ones to understand and claim

This belief guides how ACKO Life approaches life insurance. Instead of offering multiple complex products, the focus remains on term insurance, keeping protection straightforward, dependable, and easy to understand.

Types of Life Insurance

Before you buy life insurance, it’s natural to have many questions and a bit of confusion because there are so many types of life insurance in India. It’s important to understand which life insurance plan will suit your insurance needs. Here’s a simple list of the different types of life insurance to help you compare and choose the right plan easily.

Plan Type	Details

Term Insurance Plans	Financial protection for a fixed period. Money is paid to your family if you pass away during the term.
Term Plan with Return of Premium (TROP) (Subtype)	A type of term plan where your premiums are returned if you survive the policy term.
Whole Life Insurance	Financial protection for your entire lifetime, usually up to age 99. The payout goes to your family whenever you pass away.
ULIPs (Unit-Linked Insurance Plans)	A plan that offers family protection and also invests part of your premium in market-linked funds.
Endowment Plans	Financial protection for your family plus a guaranteed lump-sum amount if you survive the policy term.
Pension / Retirement Plans	Helps you save for retirement by building a corpus and giving you a regular income after you retire.
Money Back Plans	Insurance with periodic payouts (money back) during the policy term.
Child Plans	Financial protection for your child’s future plus savings to support their education and other important needs.
Annuity Plans	Provides a regular income after retirement. You can invest a lump sum or pay regular premiums (depending on the plan), and the income can start right away (immediate annuity) or after a chosen period (deferred annuity).

Note: ACKO Life Insurance currently offers only term insurance. The other life insurance types listed below are explained to help you understand how different life insurance plans work and how they compare.

Aspect	Term Insurance	Other Life Insurance Plans*

Primary purpose	Pure life protection	Life cover combined with savings or investments
Premium cost	Lower and more affordable	Higher due to added savings or return components
Use of premium	Entire premium goes toward life cover	Premium is split between protection and savings/investments
Life cover amount	Higher coverage for the same premium	Lower coverage for the same premium
Returns or maturity benefit	None	May offer maturity or market-linked returns
Policy complexity	Simple and easy to understand	More complex policy structures
Claim process	Clear and straightforward	May involve additional conditions
Best suited for	Making sure your family is financially supported	Long-term savings along with insurance

Why ACKO Life Offers Only Term Insurance

ACKO Life Insurance offers only term insurance to keep life cover clear, affordable, and focused on financial protection. This approach ensures that customers clearly understand what they are paying for: life cover that supports their loved ones in the event of an untimely loss.

No Term Insurance with Return of Premium or Investment-Linked Life Insurance Plans

Return of Premium and investment-linked life insurance plans increase premiums by adding refund or return elements that do not improve life protection. In many cases, these features reduce the effective life cover available for the same budget. ACKO Life does not offer such plans so that customers can prioritise protection without paying extra for features unrelated to life cover.

Higher Coverage at Affordable Premiums

Term insurance allows the entire premium to be used for life protection. This results in higher coverage at lower costs compared to life insurance plans that combine protection with savings or investments. By offering only term insurance, ACKO Life enables families to choose meaningful coverage without long-term financial strain.

Simple Policy Structure and Clear Claims Process

Limiting the product offering to term insurance keeps policy terms straightforward. With fewer conditions and no maturity-related components, claims remain easier for families to understand and complete. This clarity helps reduce confusion during emotionally difficult situations.

What are the Benefits of Life Insurance?

Life insurance offers financial support to your family when it is needed most. The benefits of life insurance you receive depend on the type of life insurance plan you choose. While some life insurance plans combine protection with savings or investment features, term insurance focuses only on providing financial protection without adding return or maturity benefits.

Core Benefits of Life Insurance (Applicable to Term Insurance)

Benefit	Explanation

Financial Protection	Provides financial support to your family. This helps manage household expenses, EMIs, education, and daily needs if you pass away.
Death Benefit	The sum assured is given to your nominee if you pass away during the policy term. A death benefit is the core feature of all life insurance types, from term to permanent (whole, universal life, etc.)
Tax Benefits	Premiums paid qualify for a deduction under Sections 80C and 80D. Policy payouts are usually tax-free under Section 10(10D), subject to conditions. This applies to all life insurance plans.
Rider Benefits	You can add extra protection like critical illness, accidental death, or disability cover. This applies to all life insurance plans.
Peace of Mind	Life insurance gives you confidence that your family will be financially supported. It reduces stress about the future. This applies to all life insurance plans.

Benefit	Explanation

Maturity Benefit	Life insurance plans pay you a lump sum at the end of the policy term. You get this amount if you survive the duration of the plan. Some of the plans with maturity benefits are Endowment, ULIP, and Whole Life.
Wealth Creation / Savings	Life insurance plans help you save or invest while staying protected. Your money grows over time through bonuses or market-linked returns. Some of the types are Endowment, ULIP, and Whole Life
Loan Facility	Some plans build cash value and allow you to borrow money against your policy. This gives you quick access to funds during emergencies. Some of the plans are Endowment, ULIP, and Whole Life.

How Does Life Insurance Work?

Life insurance follows a simple flow. You choose a plan, pay your premiums, stay covered through the policy term, and your insurer provides the payout when a claim is made. Here’s how it works:

Life Insurance Purchase (Agreement)

Life insurance is a contract between you (the policyholder) and the insurance company. This is the stage where you spend time finalising the right type of life insurance plan for your needs. It could be term insurance, whole life insurance, etc. It all depends on the reason you’re buying life insurance in the first place.
Once you have decided on the type and which plan from which insurer, you can buy the policy online or offline, whichever is more convenient for you.

Pay Premiums

Once purchased, you simply pay the premiums as per the schedule mentioned in your contract. Since you’ve already chosen this during the buying process, your role is just to make the payments on time. In return, your loved ones stay financially protected.
Remember, premiums depend on factors like your age, gender, occupation, policy tenure (duration), coverage amount (sum assured), and more. It’s a smart idea to use a calculator beforehand so you understand your premiums upfront.

Claim Filing

With regard to claim filing, family members can do it either online or offline, depending on their comfort and the insurer’s process. The insurer will guide them on the documents needed.

One thing you should always check before buying a life insurance plan is the insurer’s claim settlement ratio. This helps you understand how reliable the insurer has been in paying out claims.

Claim Benefit Received (payment of sum assured)

Once the life insurance claim is filed, the very last stage is when the insurer reviews the claim. After everything is verified, the insurer releases the sum assured to your nominee.

Important Terms Related to Life Insurance

Life insurance policy terms can feel confusing at times. But understanding these simple life insurance terminologies is important for you.

Terminology	Definition

Policyholder	The person who buys the policy and pays premiums
Insurer	The policy provider that accepts the risk and pays for losses during the policy term
Riders	Add-ons for extra protection, like Accidental Death or Critical Illness
Insured Person/ Life Assured	The person covered under the policy
Sum Assured/ Coverage	Amount the insurer pays during a claim
Policy Term	Total duration of financial protection and benefits
Nominee/ Beneficiary	The person selected by the policyholder for the benefits
Premiums	The regular amount agreed to paid (monthly, quarterly, half-yearly or annually) by the policyholder
Maturity Benefit	Amount paid by the insurer when the policyholder outlives the policy term
Death Benefit	Amount paid to the nominee if the policyholder passes away during the policy term
Free Look Period	A window/time the insurer gives to the policyholder to review and cancel the policy without surrender charges
Grace Period	A window/time to pay premiums after the due date before the policy becomes inactive

ACKO Life Flexi Term Plan Details	Information

Starting Premiums	From ₹18/day*
Age Eligibility	18 to 65 years
Maximum Coverage Age	70 years
Coverage Amount (Sum Assured)	₹10 Lakhs to ₹90 Crores
GST	0%
Claim Settlement Ratio	99.29%
Claim Process	100% online
Critical Illness Rider	Covers 21 critical illnesses*
Accidental Disability Rider	Yes
Accidental Death Benefit Rider	Yes
Customisable Coverage	Increase or decrease sum assured anytime*
Policy Flexibility	Modify riders, update personal details, and change nominees
Tax Benefits	Save up to ₹54,600*
24*7 Claim Support	[email protected] / 1800 210 1992

Benefits	Details

100% Paperless	Buy, update, and manage your policy completely online without branch visits.
Affordable Premiums	Comprehensive coverage at affordable premiums.
Fast Policy Issuance	Get your term plan quickly with a simple process.
Transparent Pricing	Clear premiums with no hidden charges or confusing add-ons.
Strong Claim Support	A customer-first approach to make the claim experience as simple as possible.
Dedicated Customer Support	Support and communication are designed to keep things simple and clear for you.
Easy Policy Management	Update nominees, adjust riders, or modify your coverage whenever life changes.

Additional Coverage Options with ACKO Life Term Insurance

Along with the base term plan, you can choose optional riders that offer extra financial support in specific situations. These add-ons let you customise your coverage based on your needs.

If you pass away in an accident, this ACKO Life Accidental Death Benefit Rider provides your loved ones with additional payout over and above the base life insurance amount.

If you are diagnosed with a serious illness like cancer, heart disease, or stroke, this ACKO Life Critical Illness Benefit Rider pays out a lump sum amount. Here’s the list of covered critical illnesses:

✔️ Cancer of Specified Severity
✔️ Myocardial Infarction (First Heart Attack Of Specific Severity)
✔️ Open Chest CABG
✔️ Open Heart Replacement Or Repair Of Heart Valves
✔️ Coma Of Specified Severity
✔️ Kidney Failure Requiring Regular Dialysis
✔️ Stroke Resulting In Permanent Symptoms
✔️Major Organ /Bone Marrow Transplant
✔️ Permanent Paralysis Of Limbs
✔️ Motor Neuron Disease With Permanent Symptoms
✔️ Multiple Sclerosis With Persisting Symptoms
✔️ Benign Brain Tumor
✔️ Blindness
✔️ Deafness
✔️ End Stage Lung Failure
✔️ End Stage Liver Failure
✔️ Loss Of Speech
✔️ Loss Of Limbs
✔️ Major Head Trauma
✔️ Primary (Idiopathic) Pulmonary Hypertension
✔️Third Degree Burns

If an accident leaves you permanently disabled and affects your ability to earn, this ACKO Life Accidental Total Permanent Disability Benefit Rider provides financial support to help you and your family manage living expenses.

ACKO Term Insurance vs Traditional Term Plans

The table below highlights how the ACKO Term Insurance Plan compares with traditional term insurance plans. This will help you understand key differences in terms of costs, features as well as the level of flexibility.

Parameters	ACKO Life Flexi Term Plan	Traditional Plans

Claim Settlement Ratio	99.29%	Varies from 98-99%
Policy Adjustments	Instant changes via app	Depends on the medium ( offline and online )
Increasing Cover Option	Yes. No restrictions*	Restricted to life's big events such as marriage, welcoming a child, etc.
Cost Savings	Up to 40% savings*	Costs grow over time
Future Premium Hikes	Age-wise premiums remain the same	Age-wise inflation-adjusted premium
Customisability	Flexible coverage/term	Rigid, limited options
Riders	Offers valuable riders to enhance protection	Riders may be provided, depending on the plans
Length of Claim Form	Easy, digital, and short	Moderately long/Very long/Not available online
Option to Exit the Plan	Yes*	Approx. 80% of insurers provide
Digital Experience	Fully online, app-based 📱	Often requires offline processes, paperwork, or branch visits
End-to-end Digital Support	Yes	Depends on the insurer
Free Will Creation	Yes	No, Generally does not offer integrated will creation services

What are the payout options available with ACKO Life Insurance?

ACKO Life Insurance ensures a lump sum payout so your loved ones obtain instant financial stability. This includes the fact that in the event of an unfortunate incident, the entire sum assured will be made available to your family at one time.

Why is a Lump Sum Payout Advantageous?

Clears Immediate Expenses

Your dependents will not have to worry about everyday expenses such as groceries, rent, or utility bills.

Pays Off Loans & Liabilities

Pending home loans, car loans, or credit card debt will not fall on your dependents.

Secures Future Financial Goals

Whether it is your child's education, marriage, or long-term investments, the payout ensures financial security.

Gives Financial Independence to the Nominee

Your loved ones can decide how to use the money based on their short-term and long-term needs.

How to Buy ACKO Life Flexi Term Plan Online?

To buy an ACKO Flexi Term Plan online, you can follow this simple step-by-step guide:

Open the ACKO mobile application or visit the ACKO website.
Log in to your account using the credentials or create an account if you do not have one.
Select the plan according to your life insurance requirements once you log in.
Answer a few questions to determine your life insurance eligibility and the premium amount.
Once eligible for the preferred plan, you can pay the premium online.
After paying the premium, you will receive it through email or download it from the application.

Please note that it is a generic process and may differ depending on your preferred plan and other details.

Who Should Buy Life Insurance?

Life insurance plays an important role at every stage of life, especially if you have someone who relies on you financially. For single individuals, married couples, parents raising children, senior citizens, people living abroad as NRIs, or self-employed professionals running their own business, having life insurance is important.

Parents with Children	If you have kids, make sure they are financially secure, even when you’re not there. A life insurance payout can cover educational expenses, living expenses, and future goals.
Married Couples	If your family or spouse depends on your income for bills, rent, or a mortgage, life insurance can prevent financial hardship if you pass away unexpectedly.
Young Professionals	Having a life insurance plan early means lower premiums and lifelong protection.
Business Owners (Self-Employed Individuals)	Your company is your legacy. Life insurance protects your loved ones, employees, and business partners from sudden financial stress.
Retirees & Seniors	Even in retirement, life insurance can help cover medical expenses, leave a financial gift, or protect your family from outstanding debts or responsibilities.
NRIs	If you live abroad but have family back home, life insurance ensures they stay financially supported.

Your Family's Living Expenses

What does your family require each month in rent, food, utilities, and everyday expenses? Multiply it by the number of years they'd require assistance.

Outstanding Debts & Loans

Include any mortgage, car loan, or credit card debt. This helps protect your loved ones from having to repay them.

Children's Future Aspirations & Education

Consider school fees, college costs, and other financial dreams. These may include weddings, buying homes, or supporting your kids' careers.

Medical & Emergency Funds

If your parents are old or you have health problems, add extra coverage for medical costs or long-term care.

Savings & Investments You Already Have

Take your current savings, assets, or investments away from the coverage amount you need.

Find your coverage now: https://www.acko.com/life/p/segment

How to choose the best life insurance?

Life insurance is about protecting the people who depend on you. The right life insurance plan helps your family cover daily expenses, repay home or personal loans, and manage future costs like children’s education if you’re not around. That’s why choosing the best life insurance plan based on your needs, from a trustworthy insurance company, is important. Below are the key factors to help you choose the right life insurance plan in India.

Determine What You Require
First things first: What are you trying to protect?

Income: If anything were to happen to you, how much money would your family need? Think about your salary and how long they might need help.

Debts: Do you have a mortgage, automobile loan, or other large payments? These are important to include.

Future Costs: You may have children who will require college funding, or you'd like to secure your partner for retirement. These are important, too.
Consider Extra Options (Riders)
Most policies include add-ons called "riders" that may help pay for additional situations. Typical ones are:

Accidental Death Benefit: If you pass away as a result of an accident, it provides additional coverage.

Critical Illness: Provides payment in case you are diagnosed with a severe disease (such as cancer).

Waiver of Premium: If you're disabled and cannot work, they'll waive premiums.
Be familiar with the Types of Insurance
There are different types of life insurance:
- Term Life Insurance
- Whole Life Insurance
- Endowment Plans
- ULIPs
- and others
Choose the one that fits your needs.
How Much Coverage Do You Need?
One general guideline is to purchase coverage equal to 10-15 times your annual income. However, it is also important to consider your individual circumstances and how much your family would need.
What's Your Budget?
Determine how much you can comfortably pay our premiums. Remember that term life is generally less expensive than whole life, but you will need to decide depending on what works best for you and your needs.
Choose a Strong Insurance Company
You want to ensure that the insurance company you choose can pay out when you need it. So, look at its solvency ratio and CSR (Claim Settlement Ratio).
Read Your Policy
No one enjoys reading the print, but you'll want to know what's included and excluded. Be sure you know about things such as exclusions.
Review it Over Time
Things in life change, and your life insurance needs could also change. So, check on your coverage every few years to ensure that it continues to meet your situation.

Criteria	Details

Age	The age at which a person buys a life insurance policy is important. The younger the policyholder, the lower the premiums, as they are often less risky to insure.
Sum Assured	The sum assured is the amount the insurance company will pay when the policyholder dies. This amount directly influences the premium. A higher sum assured leads to a higher premium.
Policy Term	The policy term, i.e., the duration the policy provides coverage, influences the premium amount. Longer policy terms may result in higher premiums.
Premium Payment Mode	How you pay your premiums; monthly, quarterly, annually, or in a lump sum can affect the premium amount.
Gender	Gender matters too. Women often pay lower premiums than men, as they typically have a longer life expectancy.
Lifestyle Habits	Some habits, like smoking or drinking alcohol, can raise your risk. This, in turn, can lead to higher premiums.
Occupation	The nature of the policyholder's occupation is taken into account. For example, individuals in hazardous professions may pay higher premiums.
Type of policy	The kind of life insurance plan you choose directly affects your premium amount.
Family Medical History	If there are hereditary diseases in your family, the premium may increase.
Rider Add-ons	Policyholders can select extra riders, such as critical illness or accidental death benefits. These can raise the premium.
Geographical Location	The city or region where the policyholder lives can affect the premium. This is because different areas have different risk factors.
Health Condition	Insurers look at the applicant's past health and current state to figure out the risk. Individuals with pre-existing medical conditions may face higher premiums.

What’s Covered and Not Covered in Life Insurance

Every life insurance policy has clear coverage benefits and certain exclusions. Let’s understand some of the common points you should be aware of.

Death due to natural causes
Death due to illness or medical conditions
Death due to accidents (within the policy terms)
Terminal illness benefit (if included in the plan)
Payout to the nominee on a valid claim
Terminal illness benefit (if included in the plan)
Additional payout under riders like accidental death benefit or critical illness rider (if purchased)
Death outside India (for valid policies that allow global coverage)

Death While Engaging in a Hazardous Activity: Involvement in high-risk activities like skydiving or extreme sports may not be covered. Some policies offer "riders" or add-ons that cover such activities.
Suicide: Life insurance policies usually don't pay the death benefit for suicide that occurs within the first year of the policy.
Death while Engaging in an Illicit Activity: Life insurance usually does not cover death that occurs while committing a crime, like a robbery or other unlawful activity.
Death as a Result of War or Terrorism: Many life insurance policies have an exclusion for death due to war or terrorism.
Death as a Result of a Pre-existing Condition: If a medical condition that was not reported when the policy was acquired leads to death, coverage may be denied.
Death After a Policy Lapses: If the life insurance policy lapses due to unpaid premiums, no payment will be made to the beneficiary.

What are the documents required to buy life insurance online?

In India, if you are considering purchasing a life insurance policy, here is a list of the key documents that generally require:

Proof of Identity

A government-approved ID - Aadhaar card, Passport, Voter ID, or PAN card.

Proof of Age

The insurer may require your birth certificate to confirm your date of birth.

Proof of Address

The insurer may use documents like a bank statement or your Aadhaar card to confirm your address.

Income Proof

To demonstrate that you can pay the premiums, the insurer may request salary slips (usually for the last 3 months), bank statements (for the previous 6 months), Form 16, etc.

Medical Records

Certain insurers may request medical history or a medical check-up report, particularly if:

You're above a certain age
You're choosing a higher sum assured
You have pre-existing medical conditions

Occupation Details

Some insurers may ask for your profession, especially if you’re in a high-risk occupation, such as a pilot or miner, as it may affect your premiums.

Nominee Details

The details of the person who will receive the sum assured, such as name, age, contact details, etc.

Photographs

A few passport-sized photographs, usually around 2-3.

Discover what the media is saying about ACKO Life Insurance

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ACKO Life Insurance is doubling down on its protection focus, prioritising term insurance while also planning to expand into pensions and annuities, said the company's CEO Sandip Goenka, during an interaction with Moneycontrol. Read more

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ACKO Tech, the parent company of ACKO General Insurance, has announced its expansion into the life insurance sector with the launch of ACKO Life Insurance. The company's debut offering is ACKO Flexi Term Life Insurance Plan. Read more

ACKO Tech launches life insurance plan: Read key features and details

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Life Insurance

Quick Links

What is Life Insurance?

ACKO Life’s Philosophy: Life Insurance Should Mean Protection

Types of Life Insurance

Term Insurance vs Other Life Insurance Plans

Why ACKO Life Offers Only Term Insurance

No Term Insurance with Return of Premium or Investment-Linked Life Insurance Plans

Higher Coverage at Affordable Premiums

Simple Policy Structure and Clear Claims Process

What are the Benefits of Life Insurance?

How Does Life Insurance Work?

Life Insurance Purchase (Agreement)

Pay Premiums

Claim Filing

Claim Benefit Received (payment of sum assured)

Important Terms Related to Life Insurance

Download ACKO Life Flexi Term Plan Policy Wording

ACKO Life Flexi Term Plan: The Best Term Insurance Plan from ACKO Life

ACKO Term Insurance at a Glance

Why ACKO Life Insurance?

Additional Coverage Options with ACKO Life Term Insurance

Join Millions

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ACKO Term Insurance vs Traditional Term Plans

What are the payout options available with ACKO Life Insurance?

Clears Immediate Expenses

Pays Off Loans & Liabilities

Secures Future Financial Goals

Gives Financial Independence to the Nominee

How to Buy ACKO Life Flexi Term Plan Online?

Who Should Buy Life Insurance?

How Much Life Insurance Do I Need?

Your Family's Living Expenses

Outstanding Debts & Loans

Children's Future Aspirations & Education

Medical & Emergency Funds

Savings & Investments You Already Have

How to choose the best life insurance?

Determine What You Require

Consider Extra Options (Riders)

Be familiar with the Types of Insurance

How Much Coverage Do You Need?

What's Your Budget?

Choose a Strong Insurance Company

Read Your Policy

Review it Over Time

What are the factors that affect life insurance premiums?

What’s Covered and Not Covered in Life Insurance

What are the documents required to buy life insurance online?

Proof of Identity

Proof of Age

Proof of Address

Income Proof

Medical Records

Occupation Details

Nominee Details

Photographs

Why is ACKO Life Insurance More Affordable Than Other Insurance?

How to file a life insurance claim?

1. Notify the life insurance company

2. Get and fill out the claim form

3. Submit the form and required documents

What are the documents required to file a life insurance claim?

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Facts About Life Insurance in India

Frequently Asked Questions on Life Insurance in India

Can I purchase a Life Insurance policy online?

What does a Life Insurance policy rider mean?

Is my Life Insurance policy a good collateral for a loan?

What is the minimum age for buying a life insurance policy in India?

Can a person have multiple life insurance policies in India?

Are there any tax benefits of buying a life insurance policy in India?

Is it mandatory to undergo a medical examination before buying a life insurance policy in India?

Can a person buy a life insurance policy online in India?

Is life insurance worth buying?

How much life insurance coverage do I need?