Aprilia SR 160 Bike Insurance
Get your Aprilia SR 160 bike insured in a simple and hassle-free way!
Bike insurance starting at ₹555*
Zero commissions, big savings
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Aprilia is one of the leading motorcycle manufacturers in Italy, with a presence in India. They are durable and attractive. The Aprilia SR 160 is a popular scooter in India and is among the most preferred premium scooters.
If you want to purchase or have already purchased Aprilia SR 160, getting insurance for your bike is essential to protect it from any potential losses or damages.
As per The Motor Vehicles Act of 1988, bike owners must possess valid insurance policies for their vehicles, including Aprilia 160. But, if you don’t insure your bike, you may face legal consequences.
To learn more about Aprilia SR 160 bike insurance, read on.
Although Third-party Insurance Policy is mandatory, the Comprehensive Insurance Policy is the best type of bike insurance for Aprilia bikes since it includes coverage for third-party liabilities and own damage.
Repairing Aprilia SR 160 can be quite expensive in case of accidental damages or losses. However, with the help of Comprehensive Insurance, most of the repair expenses will be taken care of by your insurance provider, and you may have to pay the rest.
Benefits of Aprilia SR 160 Bike Insurance
If you are unsure whether you should get Aprilia SR 160 bike insurance, reading the following benefits will help you make up your mind.
Coverage Against 3rd-Party Liabilities
With bike insurance, you will get financial protection against any 3rd party liabilities, which is why bike insurance is mandatory in India.
If your Aprilia SR 160 has caused injury to a 3rd party or damaged their property, your insurance will compensate for the damages or injuries your insured bike has caused.
Complies With Road Rules
Not having bike insurance is as much a violation as not wearing a helmet. It is illegal to ride a bike in India without bike insurance. If you are found riding a bike without bike insurance, you will have to pay a fine of up to Rs. 4000 and/or imprisonment of up to 3 months.
However, by insuring your bike, you will be free from any legal consequences.
Save On Repairs
With appropriate Aprilia SR 160 bike insurance, you can save significant money on two-wheeler repairs. Your insurance company will cover the bulk of the bill, and you will only need to pay a small sum of the repair bill.
Types of Aprilia SR 160 Bike Insurance You Can Get
Currently, there are two primary types of bike insurance that you can get for your Aprilia SR 160.
Third-Party Bike Insurance Policy
The 3rd party plan is a rudimentary insurance plan that you can get. 3rd party bike insurance will provide you with financial coverage for the damage or injuries you have caused to others.
However, this plan does not cover you against the damage or losses to the insured Aprilia SR 160.
Comprehensive Bike Insurance Policy
Under this plan, you get 360-degree insurance coverage, unlike a third-party plan. You will get the benefits of the 3rd party plan and coverage against the damages caused to the insured bike.
It includes coverage for theft, accidental damages, damages caused by natural disasters, and manmade disasters such as riots and vandalism.
Moreover, with this plan, you can also opt for add-ons (subject to availability), strengthening your standard policy.
Aprilia SR 160 Bike Insurance Inclusions
With Comprehensive Insurance, you can benefit from the following inclusions as part of your Aprilia SR 160 bike insurance. The policy wording consists of inclusions and exclusions of your insurance plan.
The following is the list of cases where bike insurance coverage.
Individuals can raise a claim in case of damages or injuries caused to a 3rd party’s property or injuries caused to the third party.
Insured bike owners can raise a claim in case a fire has damaged the Aprilia SR 160.
In case of damages caused by natural disasters such as earthquakes, floods, or tornadoes, the insured bike owner can raise a claim to cover the damages.
Individuals can raise insurance claims in case the bike has been stolen.
A comprehensive plan will cover the damages caused due to manmade calamities, such as vandalism and riots.
Aprilia SR 160 Bike Insurance Exclusions
Insurance coverage exclusions are cases where your insurance company cannot help you. Your insurance company may reject Aprilia SR 160 bike insurance claim in the following instances.
Your claim will be rejected if you raise it after your policy has expired.
An insurance claim is rejected when someone drives while intoxicated.
Driving without the necessary documents will lead to claim rejection.
Not following the traffic rules will lead to claim rejection.
Mechanical and electrical damages are not covered in the insurance plan.
Damages which occurred outside the covered geographical areas of the insurance.
Damages caused due to wear and tear come under the exclusions.
Aprilia SR 160 Bike Insurance Add-Ons
As mentioned earlier, with comprehensive Aprilia SR 160 bike insurance, you can purchase add-ons that will extend the coverage of your standard comprehensive plan. It is vital to choose and purchase the most appropriate add-ons since the premium will increase as you purchase the add-ons. Please note that the add-ons are subject to availability.
The following are the add-ons that you can purchase:
Outstation Emergency Cover
Zero Depreciation Cover
Consumables Cover
Key Protection Cover
Roadside Assistance Cover
Personal Belongings Cover
Why Acko
In case you have made up your mind and want to purchase Aprilia SR 160 bike insurance, know that it is also imperative to choose the right insurance company. For hassle-free, digital-first insurance policy purchase, ACKO Insurance should be your choice. The following are the top reasons to purchase the insurance policy from ACKO.
Affordable Insurance Policies
The bike insurance we offer is pocket-friendly and efficient. It is all possible thanks to the online portal and direct customer-to-company interaction. We offer our customers the most affordable insurance plans by eliminating middlemen commissions.
Quick Claim Settlements
ACKO follows a quick and seamless insurance claim process without unnecessary delay. Minor damage claims are usually settled within a few hours, while major damages can take more time, depending on the severity of the damages.
Easy Purchase
Insurance has been correlated with hectic form-filling and document submission. At ACKO, all you need to do is, visit the official ACKO website, share your bike details, select your insurance plan, and choose the type of policy to insure instantly.
Aprilia SR 160 Bike Insurance Claim Process
The following are the simple steps that you will need to take to raise the claim.
Visit the official ACKO website and log in to your account.
Navigate to your Aprilia SR 160 insurance card and click or tap on "Claim Now."
Complete the steps, answer the damage-related questions, and upload the image of your damaged bike.
Click "Submit."
FAQs
Here are some of the common questions and their answers about bike insurance for Aprilia SR 160.
How much does Aprilia SR 160 Bike Insurance cost?
The cost of Aprilia SR 160 Bike Insurance depends on the plan you wish to purchase. Other factors, such as make, bike age, IDV, etc., also affect the insurance price.
Which is the most affordable Aprilia SR 160 bike insurance plan?
Regarding the most affordable insurance plan, the 3rd party plan is the most affordable option because it only covers injuries and damages caused to third parties.
What are the benefits of online Aprilia SR 160 bike insurance?
Online two-wheeler insurance purchase is beneficial since it saves time, and you can get incredible discounts.
Which add-ons can I purchase with the Aprilia SR 160 bike insurance policy?
Some of the add-ons you may include to your Aprilia SR 160 Comprehensive Bike Insurance Policy are Outstation Emergency Cover, Zero Depreciation Cover, Consumables Cover, Key Protection Cover, etc.
Other Two-wheeler Insurance for Aprilia Bike Models/Variants
Written by
Nikhila PS
Senior Content Editor
Nikhila is a content creator with 6+ years in EdTech and motor insurance, turning complex policies into clear, engaging content. She enjoys exploring digital trends, social media, and art while planning her next short escape.
Reviewed by
Rekhit Singh Kaushal
Senior Director - Motor Underwriting
Rekhit Singh Kaushal is Senior Director at ACKO, a leading digital motor insurance provider in India. With deep expertise in insurance strategy and innovation, he brings trusted insights on car and bike insurance to help drivers stay protected.
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