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Vespa VXL 125 Bike Insurance

Get your Vespa VXL 125 bike insured in a simple and hassle-free way!

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Vespa VXL 125 Bike Insurance

Piaggio Vespa VXL 125 scooter, launched in 2020, comes with a classic and vintage look. Although it is amongst the most expensive scooters in its segment, it packs in must-have features that make it stand out from its competition. After purchasing an expensive scooter, it is important to purchase bike insurance to get protection against expenses arising from accidental damages and third-party liabilities. Read on to learn about Vespa VXL 125 bike insurance and the benefits of online bike insurance.

About two-wheeler insurance for Vespa VXL 125

Purchasing a two-wheeler insurance for your Vespa VXL 125 will help protect you against expenses that may arise due to accidents. Moreover, as per The Motor Vehicles Act 1988, it is compulsory for all vehicle owners and drivers to possess a Third-party Insurance Plan. Not possessing one is considered a punishable offence.Therefore, it is a must to purchase at least a basic Third-party bike insurance.

As discussed earlier, a Third-party bike insurance offers coverage only for injuries or death to a third-party. That is why it is better to opt for a Comprehensive Bike Insurance Plan. A comprehensive plan offers coverage for both Third-party Liabilities and Own Damage. Also, you can upgrade such a plan using add-ons and extend its cover.

Benefits of purchasing two-wheeler insurance for Vespa VXL 125 online

Below are the key advantages of opting for online bike insurance for Vespa VXL 125.


Online bike insurance providers sell directly to their customers. This bypasses the need for agents and other processes, reducing overall operational costs. These savings allow insurers to offer lower premiums on their bike insurance policies.

Informed choice

Buying bike insurance online enables you to compare the policies offered by multiple insurance providers. This helps you make an informed choice. You can compare features and prices to choose a policy that offers maximum coverage for your budget.

24x7 assistance

Considering that customers might have queries while accessing their bike insurance online, insurers usually offer a 24x7 live chat assistance. This helps customers to get their queries answered instantly and have a pleasant online experience.

Insurance plans for Vespa VXL 125

Below are the bike insurance plans offered for VXL 125 and their respective coverage benefits.

Third-party Bike Insurance Policy

A Third-party Bike Insurance offers protection against expenses arising from the damages and losses to a third-party, their property or their vehicle in the case of an accident or collision. However, it doesn’t offer protection against expenses arising from the damages and losses to the insured or the insured vehicle. As per The Motor Vehicles Act 1988, it is mandatory for all motor vehicle owners to possess Third-party Insurance.

Comprehensive Bike Insurance Policy

A Comprehensive Bike Insurance Policy offers both protection against expenses arising from Own Damage (OD) and Third-party liabilities. Own Damage refers to damages to the insured’s vehicle due to theft, fire, road accidents, floods, riots, etc. Since Comprehensive Bike Insurance Policy offers more extensive coverage, this is the more recommended of the two. Also, its coverage can be enhanced using add-ons.

What’s covered in Vespa VXL 125 insurance?

A Comprehensive Bike Insurance for Vespa VXL 125 offers coverage in the following scenarios.

Note: Comprehensive Bike Insurance Policy does not offer Personal Accident cover (PA). That has to be bought seperately. It is important to note that it is mandated by law to possess a PA cover. 

What’s not covered in Vespa VXL 125 insurance?

A Comprehensive Bike Insurance for Vespa VXL 125 does not offer coverage in the following scenarios.

Add-ons for Vespa VXL 125 insurance

Depending on one’s requirement, the Comprehensive Bike Insurance Plan for Vespa VXL 125 can be upgraded using the following add-ons.

Disclaimer: The add-ons offered by an insurance provider are subject to availability. Kindly check with your insurer before making a purchase.


ACKO is India’s fastest-growing, premiere InsurTech company. Below are the top reasons why you should consider opting for ACKO’s Vespa VXL 125 bike insurance.

Inexpensive premiums

Since ACKO operates using a direct to consumer model, it eliminates the requirement of agent fees and other operations costs. These savings allow ACKO to offer affordable bike insurance for our customers.

Paperless process

To offer a hassle-free online insurance experience, we do not require any paperwork or vehicle inspection to get started with our insurance. It will only take the click of the mouse, from the comfort of your home, to buy one of ACKO’s bike insurance plans.

Speedy claim settlement

Acko’s claim settlement process is simple and fast. Just upload pictures of the damages to your vehicle on our website or mobile app and answer a few questions. We have a dedicated claims-settlement team who will process your claim for minor damages within just a few hours.

ACKO’s claim procedure

Below are simple steps to follow to raise a claim for your ACKO insured Vespa VXL 125.

Step 1: Access your account by logging in on ACKO's mobile app or website.

Step 2: Find your policy card and then choose ‘Claim Now’.

Step 3: Answer the questions that come up on your screen regarding the damages to your vehicle and upload relevant pictures of the same. Then, submit your claim.

Once you finish submitting your claim, ACKO’s support team will settle your claim for minor damages within a few hours. However, in the case of severe damages, it may take upto three working days to process the claim.

Frequently asked questions

Below are some of the frequently asked questions regarding Vespa VXL 125 insurance.

Which is the ideal bike insurance for Vespa VXL 125?

It is always advisable to opt for the more extensive coverage offered by a Comprehensive Bike Insurance Plan. A comprehensive plan offers both Third-party Liability and Own Damage coverage. Also, if you require additional coverage, you can extend the coverage it offers using add-ons.

How do I buy ACKO’s bike insurance for Vespa VXL 125?

Follow the below easy steps to buy ACKO’s bike insurance for your Vespa VXL 125.

Step 1: Visit our website/app and enter details like your vehicle model, purchase year, existing policy status, etc.

Step 2: View the prices of different plans for your Vespa VXL 125 and choose a suitable one.

Step 3: Choose add-ons if you desire to increase your coverage.

Step 4: Make an online payment for the selected policy and you will immediately receive the policy in your email.

What are the documents required for purchasing ACKO’s insurance?

ACKO offers a completely paperless online insurance experience. That means that there is no requirement for submitting physical documents while buying or renewing your insurance with ACKO.

Other Two-wheeler Insurance for Vespa Bike Models/Variants

Vespa SXL 150 Insurance Vespa Urban Club Insurance

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CIN: U66000KA2016PLC138288

IRDAI Registration No: 157

Category: Non-Life Insurance

The use of images and brands are only for the purpose of indication and illustration. ACKO claims no rights on the IP rights of any third parties. The ratings are derived from reviews and feedback received from Google and Facebook users on their respective platforms. | *Savings of upto Rs. 50,000 have been calculated on the IDV of Rs. 18,00,000 and 0% NCB. Amount saved is in comparison to tariff rates. Product name: Private Car Policy - Bundled | UIN: IRDAN157RP0014V01201819 |

Trade logo displayed above belongs to ACKO Technology & Services Pvt Ltd and used by ACKO General insurance Limited under License. For more details on risk factors, terms, conditions and exclusions, please read the policy wordings carefully before concluding a sale.