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Vespa Bike Insurance
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Bike Insurance for Vespa
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Vespa is an iconic and stylish scooter that is designed for the new generation while staying true to its classic design. For a valuable brand like Vespa, the scooter also requires a well-designed bike insurance plan to cover unforeseen liabilities. Apart from vehicle insurance being mandatory in India, insurance also provides financial protection against damages to your scooter. Read on to learn more about Vespa bike insurance and the advantages of online bike insurance.
Why Online Two wheeler Insurance for Vespa Scooters?
Here are the benefits of buying insurance for Vespa scooters online as compared to the offline method.
1. Instant Purchase
You can buy the bike insurance policy instantly online. This is possible due to the digital process along with zero paperwork. You do not have to fill forms or submit documents. You can purchase a two-wheeler insurance policy in just a few minutes by providing a few details of the scooter and previous policy details.
2. Compare Policies
Through the online mode, you can compare bike insurance policies offered by ACKO and then make a decision. This option is not available through the offline process. Compare insurance policies, add-on covers and other services so that you can make an informed decision while buying insurance online.
3. Convenient
You can buy/renew your Vespa bike insurance policy from anywhere and anytime. You can do this by visiting ACKO’s website or by downloading the mobile app. You do not need to visit the insurance company’s office or any agent. Buy or renew the plan 24/7 and insure your scooter instantly.
Types of Bike Insurance Plan for Vespa Scooters
There are two types of two-wheeler insurance for Vespa scooters. They are Third-party Bike Insurance Policy and Comprehensive Bike Insurance Policy and here are the coverage details for each type of policies:
Third-party Bike Insurance Policy
As per The Motor Vehicles Act, 1988, your Vespa scooter should be insured at least with this type of policy. It offers financial protection against third-party liabilities that include the death of the third party, injuries to the third party or damages to their property. While this is mandatory, it does not cover damages to your scooter.
Comprehensive Bike Insurance Policy
For coverage against damages to your vehicle and third-party liabilities, this plan offers both the coverage through the Third-party Insurance and Own Damage (OD) cover. The latter offers financial protection against damages or losses to your scooter. Losses or damages include accidental damage, theft of the bike and natural or man-made calamities, fire or explosion. It also offers coverage against total loss when damages are beyond repair. Also, you can include add-ons to extend the coverage.
What’s Covered in Vespa Bike Insurance (Inclusions)?
The Comprehensive two-wheeler insurance offers financial protection during the following circumstances.
Death of the third party or injuries and damages to their property
Accidental damages to your vehicle
Total loss to the scooter
Theft of the vehicle
Natural and man-made calamities
Fire or explosion
Please note that the Personal Accident (PA) cover is mandatory and must be bought either while buying the insurance policy or while renewing the plan. This cover needs to be bought separately.
What’s Not Covered in Vespa Bike Insurance (Exclusions)?
Here are the circumstances when the Vespa bike insurance will not cover liabilities.
Riding the scooter without a valid two-wheeler insurance plan
Riding the scooter without a valid driving license
Electrical or mechanical breakdown
Regular wear and tear
Riding the scooter in a reckless manner
Damages or losses occurring outside the specified geographical limits
Riding the scooter under the influence of intoxicating substances
Add-ons for Vespa Bike Insurance
Small packages that extend the coverage of the standard insurance plan are known as add-ons. You can buy them along with the Comprehensive Insurance for your scooter. Following are the add-ons that you can opt for.
Zero Depreciation Cover
Personal Belongings Cover (Damage/Theft)
Roadside Assistance Cover
Consumables Cover
Key Protect Cover
Outstation Emergency Cover
Bike Engine Protect Cover
Why ACKO?
Here are the main reasons why you should consider buying insurance for Vespa scooters at ACKO.
1. Hassle-free Online Experience
ACKO is a digital insurance company and all transactions are through its digital environment. The environment enables you to buy or renew the policy or even file a claim against your policy online without any paperwork. You can visit ACKO’s website or download the mobile app to transact anytime and anywhere. Enter a few details of your vehicle and insure your Vespa scooter instantly.
2. Super Fast Claims
You do not have to fill lengthy forms or documentation to raise your claim. It is completely paperless. Access your account through the website or mobile app, answer a few questions about the damages, upload the photos of the damaged scooter to file a claim within a few minutes. ACKO will settle your claim instantly through on-account payment if the damages are minor. For severe damages or losses, the claims team will help you with the necessary steps.
3. Low-cost Bike Insurance Plans
With a completely online experience, there are no agents or middlemen to influence your decision. You can transact directly with ACKO and with no agents or middlemen involved, the savings are passed on to you as affordable bike insurance plans.
ACKO’s Claim Process
Raising a claim will never be a hassle. Thanks to the robust digital environment at ACKO. The digital infrastructure enables you to file a claim instantly without any paperwork. Following are the steps to raise a claim against your Vespa bike insurance policy.
Step 1: Access your account by visiting www.acko.com or through the mobile app.
Step 2: Select ‘Claim’ against the Vespa bike insurance plan.
Step 3: Answer a few questions about the damages and upload the photos of the damaged scooter to raise your claim.
ACKO may settle your claim instantly through on-account payment for minor damages. For severe or major damages, the claims team will help you with the required steps.
Frequently Asked Questions
Here are some of the frequently asked questions about bike insurance in India.
Commonly Asked Questions About Vespa Bike Insurance
Insuring your Vespa scooter at ACKO is fast and quick. Visit ACKO’s website or download the mobile app, enter a few details of the scooter and insure it in a few minutes. All this without any paperwork. The process is completely paperless at ACKO.
How to raise a claim at ACKO for Vespa scooters?Making a claim against your Vespa two-wheeler insurance at ACKO is super fast and hassle-free. Access your account by visiting www.acko.com or the mobile app and raise a claim without any paperwork or documentation except for an FIR, if required. Provide the details of the damages to the bike by uploading photos of the damaged scooter. For damages such as a dent, the claim will be settled immediately via on-account money transfer. However, for severe damages, ACKO’s claims team will help you with the next set of processes.
Why is Comprehensive two-wheeler insurance beneficial for Vespa scooters?This type of two-wheeler insurance comes bundled with mandatory Third-party insurance and Own Damage cover. The latter offers financial coverage against damages or losses to your scooter. Damages can be due to man-made or natural calamities, an accident, fire or explosion. It also covers losses due to the theft of the scooter and damages that are beyond repair. Furthermore, you can include add-ons to enhance the coverage.
About Two-wheeler Insurance for Vespa Scooters
Two-wheeler insurance for your Vespa scooter is not just a mandatory requirement as per The Motor Vehicles Act, 1988, it also protects you financially in case of third-party liabilities and damages/losses to your scooter. Whether your scooter is damaged due to an accident or natural calamities such as floods, storms, cyclones or man-made calamities such as strikes, riots, etc., the Comprehensive two-wheeler insurance will cover such liabilities.
It is suggested that you choose Comprehensive Two-wheeler Insurance Policy as it is a combination of both the Third-party Insurance Plan and the Own Damage cover for your scooter. You can also include add-ons that extend the standard plan further.
Why Should You Buy a Vespa Scooter?
Vespa is considered the world’s most iconic scooter. Its legacy dates back to the 1940s and it continues to mesmerise many with its clean design language. It is particularly popular with hipsters and among the new generation for its retro-modern look. Apart from its good looks, the scooter is equipped with a powerful and frugal engine. Both men and women find themselves riding a stylish scooter that is unparalleled in the Indian market.
If you are looking for a stylish scooter with a legacy dating back to the 1940s and equipped with modern features, you can choose from several models that the company sells in India.
Specification and Ex-Showroom Price of Vespa Scooters in India
Here are the specifications and price of Vespa scooters being sold in India.
Vespa Urban Club
| Engine (cc) | 125 |
| Power (PS) | 9.92 @ 7500rpm |
| Torque (Nm) | 9.60 @ 5500rpm |
| Gearbox | CVT (Automatic) |
| Fuel System | Fuel Injection (FI) |
| Seat Height | 770mm |
| Fuel Tank Capacity (litres) | 7.4 |
| Ex-showroom Price | Rs. 94,821 |
Vespa Notte
| Engine (cc) | 125 |
| Power (PS) | 9.92 @ 7500rpm |
| Torque (Nm) | 9.60 @ 5500rpm |
| Gearbox | CVT (Automatic) |
| Fuel System | Fuel Injection (FI) |
| Seat Height | 770mm |
| Fuel Tank Capacity (litres) | 7.4 |
| Ex-showroom Price | Rs. 93,144 |
Vespa ZX
| Engine (cc) | 125 |
| Power (PS) | 9.92 @ 7500rpm |
| Torque (Nm) | 9.60 @ 5500rpm |
| Gearbox | CVT (Automatic) |
| Fuel System | Fuel Injection (FI) |
| Seat Height | 770mm |
| Fuel Tank Capacity (litres) | 7.4 |
| Ex-showroom Price | Rs. 1,02,000 |
Vespa SXL 125
| Engine (cc) | 125 |
| Power (PS) | 9.92 @ 7500rpm |
| Torque (Nm) | 9.60 @ 5500rpm |
| Gearbox | CVT (Automatic) |
| Fuel System | Fuel Injection (FI) |
| Seat Height | 770mm |
| Fuel Tank Capacity (litres) | 7.4 |
| Ex-showroom Price | Rs. 1,17,000 |
Vespa VXL 125
| Engine (cc) | 125 |
| Power (PS) | 9.92 @ 7500rpm |
| Torque (Nm) | 9.60 @ 5500rpm |
| Gearbox | CVT (Automatic) |
| Fuel System | Fuel Injection (FI) |
| Seat Height | 770mm |
| Fuel Tank Capacity (litres) | 7.4 |
| Ex-showroom Price | Rs. 1,13,000 |
Vespa Racing Sixties 125
| Engine (cc) | 125 |
| Power (PS) | 9.92 @ 7500rpm |
| Torque (Nm) | 9.60 @ 5500rpm |
| Gearbox | CVT (Automatic) |
| Fuel System | Fuel Injection (FI) |
| Seat Height | 770mm |
| Fuel Tank Capacity (litres) | 7.4 |
| Ex-showroom Price | Rs. 1,22,000 |
Vespa SXL 150
| Engine (cc) | 149 |
| Power (PS) | 10.47 @ 7600rpm |
| Torque (Nm) | 10.60 @ 5500rpm |
| Gearbox | CVT (Automatic) |
| Fuel System | Fuel Injection (FI) |
| Seat Height | 770mm |
| Fuel Tank Capacity (litres) | 7.4 |
| Ex-showroom Price | Rs. 1,29,000 |
Vespa VXL 150
| Engine (cc) | 149 |
| Power (PS) | 10.47 @ 7600rpm |
| Torque (Nm) | 10.60 @ 5500rpm |
| Gearbox | CVT (Automatic) |
| Fuel System | Fuel Injection (FI) |
| Seat Height | 770mm |
| Fuel Tank Capacity (litres) | 7.4 |
| Ex-showroom Price | Rs. 1,25,000 |
Vespa Elegante 150
| Engine (cc) | 149 |
| Power (PS) | 10.47 @ 7600rpm |
| Torque (Nm) | 10.60 @ 5500rpm |
| Gearbox | CVT (Automatic) |
| Fuel System | Fuel Injection (FI) |
| Seat Height | 770mm |
| Fuel Tank Capacity (litres) | 7.4 |
| Ex-showroom Price | Rs. 1,37,000 |
Vespa Racing Sixties 150
| Engine (cc) | 149 |
| Power (PS) | 10.47 @ 7600rpm |
| Torque (Nm) | 10.60 @ 5500rpm |
| Gearbox | CVT (Automatic) |
| Fuel System | Fuel Injection (FI) |
| Seat Height | 770mm |
| Fuel Tank Capacity (litres) | 7.4 |
| Ex-showroom Price | Rs. 1,35,000 |
Insurance for Other Bike Brands in India
ACKO General Insurance Limited
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CIN: U66000KA2016PLC138288
IRDAI Registration No: 157
Category: Non-Life Insurance
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