Vespa Bike Insurance

Vespa is an iconic and stylish scooter that is designed for the new generation while staying true to its classic design. For a valuable brand like Vespa, the scooter also requires a well-designed bike insurance plan to cover unforeseen liabilities. Apart from vehicle insurance being mandatory in India, insurance also provides financial protection against damages to your scooter. Read on to learn more about Vespa bike insurance and the advantages of online bike insurance.

The Comprehensive two-wheeler insurance offers financial protection during the following circumstances.

• Death of the third party or injuries and damages to their property

• Accidental damages to your vehicle

• Total loss to the scooter

• Theft of the vehicle

• Natural and man-made calamities

• Fire or explosion

Please note that the Personal Accident (PA) cover is mandatory and must be bought either while buying the insurance policy or while renewing the plan. This cover needs to be bought separately.

Here are the circumstances when the Vespa bike insurance will not cover liabilities.

• Riding the scooter without a valid two-wheeler insurance plan

• Riding the scooter without a valid driving license

• Electrical or mechanical breakdown

• Regular wear and tear 

• Riding the scooter in a reckless manner

• Damages or losses occurring outside the specified geographical limits

• Riding the scooter under the influence of intoxicating substances

Small packages that extend the coverage of the standard insurance plan are known as add-ons. You can buy them along with the Comprehensive Insurance for your scooter. Following are the add-ons that you can opt for.

• Zero Depreciation Cover

• Personal Belongings Cover (Damage/Theft)

• Roadside Assistance Cover

• Consumables Cover

• Key Protect Cover

• Outstation Emergency Cover

• Bike Engine Protect Cover

Raising a claim will never be a hassle. Thanks to the robust digital environment at ACKO. The digital infrastructure enables you to file a claim instantly without any paperwork. Following are the steps to raise a claim against your Vespa bike insurance policy.

• Step 1: Access your account by visiting www.acko.com or through the mobile app.

• Step 2: Select ‘Claim’ against the Vespa bike insurance plan.

• Step 3: Answer a few questions about the damages and upload the photos of the damaged scooter to raise your claim.

ACKO may settle your claim instantly through on-account payment for minor damages. For severe or major damages, the claims team will help you with the required steps.