Compare Car Insurance Policies Online

How Acko Car Insurance Works

Acko General Insurance offers inexpensive policies and a wide range of Add-on covers to customize it as per your requirements.

Step 1 - Select Your Car - Acko Car Insurance Online

The first step is to enter the registration number. Then select a model.

We have tried to make the process easier for your convenience by automatically fetching the car details. If you don't know the registration number of your car, simply select the model and proceed.

We need a few details about your car.

Simply answer a few questions like - Have you raised a claim? Where do you drive? Has your previous policy expired? etc.

Step 2 - Answer A Few Questions - Acko Car Insurance Online
Step 3 - Maruti Suzuki WagonR Car Insurance Comprehensive Plan - Acko Car Insurance Online

Take a look at plans that are created just for you.

We put a lot of hard work in offering you the best price in the market. You can select the IDV of your choice and tweak the options to arrive at a suitable quote.

Select the desired policy, make payment and get your policy instantly.

Step 4 - Select, pay & instantly get Car Insurance – Acko Car Insurance Online

Why Compare Car Insurance Online?

By comparing car insurance policies online, you can get a better deal on the premium amount. Here are some reasons which will help you understand why you should compare policies before buying car insurance.

Value for Money

Comparing policies will help you understand the features of a policy that might give the best value for your money.

Coverage Options

Comparing car insurance will help in determining which coverage options, for example, Add-ons, are available for a similar price.

Better Services

While comparing car insurance policies also choose an insurer which provides better services.

Types of Car Insurance Policies

Third-party Car Insurance

It offers the most basic type of coverage and is the least expensive type of car insurance policy. With a Third-party liability policy, your insurer will compensate the third party in case of damages and injuries caused to another person/property due to your insured car.

Comprehensive Car Insurance

A Comprehensive policy covers you against damages caused to Third-party Liabilities as well as Own Damage. It offers wider coverage and you can buy Add-ons with this type of policy.

Add-ons are additional coverage options which will enhance the scope of a comprehensive car insurance policy.

The 5 most common Add-ons are:

Third PartyComprehensiveComprehensive
+ Zero Depreciation
Damage to a third-party vehicle
Own Damage
Damage due to fire
Damage due to natural causes
Personal Accident cover
Depreciation fees
Engine protectionOptional Add-onOptional Add-on
NCB protectionOptional Add-onOptional Add-on
Invoice coverOptional Add-onOptional Add-on

5 Important Factors Used To Compare Car Insurance Policies

Before you begin with comparing various policies, you need to understand the factors based on which you can compare a similar type of policy. Here are the important factors based on which you can compare car insurance policies.

Acko Car Insurance Comparison Factors



Even though cost is the major factor, do not compromise on the features of the policy. Look around for the prices offered by different insurers. But, also keep in mind the covers that you need. Pick a policy that suits your requirements and pocket both.



Apart from the basic coverage, look out for add-ons such as Zero Depreciation, Return To Invoice, etc. You must understand your driving habits well before buying an insurance policy.

You may also want to take into consideration other value-added services offered by an insurance company.


Customer Reviews

You do not want to spend money on an insurance policy and still be left uncovered during difficult times. So, it is important to go through the customer reviews for an insurer.

Knowing the claim settlement ratio of an insurance company will be helpful.

Also, dedicating some time to do a research on the after-sales services provided by the company may be beneficial.


Deductibles & Premiums

At the time of claims, you need to pay a small part of the claim amount. This part is known as a Compulsory Deductible.

There is also an option of paying a Voluntary Deductible. This is the amount of claim that you agree to pay from your own pocket, irrespective of the coverage you opt for.

At the time of purchasing a car insurance policy, if you agree to pay a higher Voluntary Deductible it could reduce the cost of car insurance, but at the time of making a claim, you might end up paying more than expected. While comparing the price of different policies, take the deductible amount into consideration.


Exclusions & Invalid Claims

It is always a good practice to understand what is covered and what is not covered under your car insurance policy.

Going through the terms and conditions, policy wording, and fine-print while buying a policy will be helpful and reduce the chances of rejection or invalid claims.

Frequently Asked Questions on Car Insurance Policy Comparison

Each Add-on cover is designed to cover specific situations that may be faced by a policyholder. Some car insurance Add-ons provide benefits to all the policyholders irrespective of their requirement. For example, a Zero Depreciation cover will allow your insurer to pay the cost of depreciation at the time of claim. A Return to Invoice cover will help you claim the cost of the car you paid at the time of purchase. Also, with Roadside Assistance cover you can avail emergency services like fuel refill, minor on-road repairs, tire change, etc. On the other hand, Passenger cover, Accessories Cover, or Engine Protection cover is meant to cover specific needs. Thus, all the covers offer greatest protection depending on your needs.
To effectively compare car insurance quotes and save money, the best way is to do the comparison online. This way you can easily compare various features and prices of different car insurance policies. You can also use a car insurance premium calculator to know the approximate cost of your policy.
Currently, Acko offers insurance for private cars and bike on the website. The process is very easy and you can get your private car or bike insured within a few minutes. Please get in touch with us at 1860 266 2256 or drop and email to to enquire about the other type of products we offer.
Comparing car insurance online gives you the benefit of reviewing the price and features of each type of car insurance policies. You will also save time on requesting quotes from your insurer or insurance agent. You can compare car insurance by yourself without waiting for your agent to send the quotes or to explain the features of each policy you wish to compare.
By comparing various policies online you can find the best car insurance policy that is suitable to your requirements. A best car insurance policy is the one that fits your budget, offers extensive coverage, and the insurance company offers useful services. Thus, it is important that you compare car insurance policies to get the best one for you.
A comprehensive car insurance policy offers extensive coverage against third-party liabilities as well as covers the cost of repairing damages to your car. The coverage includes:
  • Third-party Liabilities
  • Theft
  • Natural Calamities
  • Man-made Calamities
  • Personal Accident Add-on
Apart from affordable prices for car and bike insurance, we offer instant settlements for minor repairs. Also, we promise to get your car repaired within three days and deliver it to your doorstep. If not, we offer free cab vouchers for you to experience uninterrupted routine travel. We offer 3-day repair service in select cities like Bengaluru, Mumbai, Delhi, Pune & Hyderabad.