Compare Car Insurance Online

Comparing car insurance policies based on their cost will help you understand if the policy fits your budget. Third-party policy costs less as compared to a Comprehensive plan. However, it also offers less coverage as compared to a Comprehensive policy. When you buy a Comprehensive plan, you can get an additional layer of coverage by selecting add-ons such as Zero Depreciation Cover, Roadside Assistance Cover, Consumables Cover, etc.

Comparing policies will help you understand the features of a policy that might give the most suitable coverage. A Third-party car insurance policy offers the least amount of coverage as compared to a Comprehensive policy powered by the Zero Depreciation add-on. The comparison will give you a clear idea of the coverage offered by each type of car insurance policy.

Comparing car insurance plans will give you an idea about the services offered on each plan. It is vital to consider after-sales services provided by different insurers. For example, ACKO delivers additional services, such as free pick up of a damaged vehicle in select cities, 1-year repair warranty, original spare parts, and quality checks on repairs at network garages.

While settling claims, the insurance company will consider the depreciation of the car. However, when you buy this add-on cover, the insurance company will not consider depreciation and you can enjoy a higher claim settlement value.

Normally, insurance companies don't cover costs related to damages to your engine. With Engine Protection add-on cover, you can get compensation in case of damages to your car's engine.

With Key Replacement Cover, you can safeguard yourself from expenses related to replacing a lost, stolen, or damaged key and even a replaced lock also if required.

Outstation Emergency Cover covers you in case your car breaks down or gets involved in an accident outside a 100 km radius of your home.

Consumables such as engine oil, lubricants, nut, and bolt, etc. are not covered during claims. Consumables Cover add-on protects you from expenses incurred on these items during an accident.

With Roadside Assistance add-on cover, you can get access to 24*7 emergency roadside assistance such as towing services, battery jumpstart, on-spot repairs, etc. in case of car breakdowns.

When you raise a claim, you lose out on the No Claim Bonus (NCB) Discount. However, with NCB Protection, your discount will still remain intact even while you raise a claim.

When you buy Return to Invoice Cover, you can claim the entire amount mentioned on the car's invoice in case of theft or damage beyond repair.

Personal Accident Cover for Passengers protects your loved ones in case of accidents causing permanent disability/death.

The coverage benefits in almost all car insurance plans are primarily similar. However, besides the common coverage benefits, different policies offer different value-added benefits to attract customers. In some policies you can find inbuilt add-ons while in others you can find free towing facility or another unique coverage benefit. These value add-ons increase the scope of coverage and make the policy better than the others. When you compare, you can find out which policies offer additional coverage benefits and can therefore opt for a comprehensive policy.

Every car insurance policy is priced differently. To find the policy which has the lowest premium rate without compromising on the coverage, comparing is essential. When you compare you can see the premiums charged by the different policies vis-à-vis their coverage benefits and then choose the best deal.

Car insurance comparison also enables you to simplify your claim settlements. You can compare the number of cashless garages tied-up with the insurance company to choose the company with the widest network of garages. You can also compare the claim settlement ratio of different insurers and choose a company with a higher ratio to increase your chances of claim settlements. Lastly, you can compare the claim settlement process of various insurers and choose a company with the easiest claim process. All these factors would ensure an easy and speedy claim settlement.

Did you know car insurance policies offered different premium discounts? Yes, there are discounts for being a member of a reputed automobile association, installing safety devices in your car, buying the policy online, etc. All these discounts lower the premium payable. The rate of these discounts varies across companies and if you want to shop for the highest possible rates, comparing of car insurance policies is the only way.

Digital insurers have changed the way the insurance industry functions. Nowadays, there is a lot of convenience involved in the insurance experience. Unlike few years ago, you can purchase a policy without any physical documentation. Digital insurers have made the insurance experience simple, easy, and convenient. Thus, when you compare car insurance policies, you can have a look at the policies offered by new-age insurers for a hassle-free insurance experience.