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Neviya Laishram
Neviya Laishram
Sr. Content Editor
A senior editor with years of expertise, she fine-tunes content that connects, converts, and builds trust. She transforms heavy life insurance concepts into clear, aha-moment reads. Writing is her passion, and thinking ahead is second nature. When not wrangling words, she’s crushing game levels because every challenge is a puzzle waiting to be solved.
A senior editor with years of expertise, she fine-tunes content that connects, converts, and builds trust. She transforms heavy life insurance concepts into clear, aha-moment reads. Writing is her passion, and thinking ahead is second nature. When not wrangling words, she’s crushing game levels because every challenge is a puzzle waiting to be solved....
A senior editor with years of expertise, she fine-tunes content that connects, converts, and builds trust. She transforms heavy life insurance concepts into clear, aha-moment reads. Writing is her passion,...
Stories by Neviya Laishram
3 min read
Published in Blog
29 Dec, 2025
What Is Moratorium Period in Life Insurance?
Understand the moratorium period in life insurance, how it works, applicable rules, and its impact on claim settlement and policyholders.
5 min read
Published in Blog
22 Dec, 2025
Appointee in Life Insurance: Meaning, Role & Rules
An appointee in life insurance is an adult who receives claim money on behalf of a minor nominee. Learn meaning, role, rules, and differences.
4 min read
Published in Blog
22 Dec, 2025
Survival Benefit Meaning in Life Insurance
Find out how survival benefits in life insurance work, their advantages, and why they’re useful for balancing protection with savings. Click to read now.
5 min read
Published in Blog
17 Dec, 2025
Is 1 Crore Term Insurance Enough in 2025? Coverage Guide for India
Learn whether 1 crore term insurance is enough for your family in 2025. Understand income, expenses, loans, dependents, and how to calculate the right life cover.
8 min read
Published in Blog
15 Dec, 2025
Online vs Offline Term Insurance in India: Buy Without Agent?
Compare online vs offline term insurance in India. Learn if you can buy a term plan without an agent, costs, benefits, and which option suits you best.
4 min read
Published in Blog
15 Dec, 2025
Buying Multiple ₹1 Crore Term Plans: What You Need to Know
buying multiple ₹1 crore term insurance plans from different insurers, but you must disclose existing policies to avoid claim rejection. Learn rules, benefits, and IRDAI guidelines for holding multiple term plans.
4 min read
Published in Blog
15 Dec, 2025
How to Qualify for a ₹1 Crore Term Plan: Key Mistakes to Avoid
Your eligibility for a ₹1 crore life insurance plan can reduce due to mistakes like incorrect income details, hiding medical conditions, smoking history, or unpaid premiums. Learn what to avoid to ensure full coverage approval.
4 min read
Published in Blog
15 Dec, 2025
₹1 Crore Life Insurance: Single vs Regular Premium Compared
some insurers offer a single premium option for ₹1 crore life insurance plans. Learn how one-time premium payment works, its benefits, drawbacks, and when it is a good choice.