Best health insurance plans in India

Timely access to medical treatment: You might delay getting treatment for an illness if you are already in a financial crisis. It can cause your condition to deteriorate over time. But if you have a backup in the form of health insurance, you can avail the necessary treatment in time and get better results with regard to improving your health.

Tax benefits: You can claim a tax benefit for buying health insurance for you and your family members under Section 80D of The Income Tax Act, 1961. This benefit applies to the premium paid for self, spouse, dependent children, and parents. Currently, this benefit applies to the old tax regime. 

Tracking health status: Some insurers include an annual health check-up in the insurance plan. This is critical because you can keep track of your current health status and take preventive measures. This feature is also helpful in detecting the onset of an ailment. Thus, you can avail of treatment in the early stages when the disease is the most curable.

Avail of cashless treatments: Through a cashless treatment, you need to spend the least amount of money from your pocket in case of a medical emergency. Here the insurer will directly pay the major chunk of your bill to the hospital. Cashless treatments are only available at network hospitals. So, you need to ensure admission in a network hospital and not at a non-network hospital to avail of cashless claims. Learn more about network and non-network hospitals →

ACKO Health Insurance Policy: This is a unique health plan with a high sum insured (Rs. 1 crore medical plan) that is sufficient to cover your medical treatments ranging from pre and post-hospitalisation, daycare, critical illness, etc. You can cover up to 6 family members, including yourself, your spouse, and up to four children under this plan. 

Arogya Sanjeevani by ACKO: Arogya Sanjeevani Policy by ACKO is standard health or medical insurance plan that covers basic treatment costs. It has an affordable premium and can cover your immediate family members. The sum insured can range from Rs. 50,000 to Rs. 10,00,000 and is available for people between 18 to 65 years old.

Corona Kavach by ACKO: The Corona Kavach Policy by ACKO is a dedicated health plan to cover medical expenses related to COVID-19. The sum insured of this plan can be between Rs. 50,000 to Rs. 5,00,000, and the premium is relatively affordable. Here, you can raise a claim for medical expenses related to Allopathy and AYUSH treatments.

Group Medical Insurance: ACKO offers Group Medical Insurance Plans to cover employees of an organisation. The premium is paid by the employer. However, employees can enhance their coverage by paying from their pocket. Under this plan, we offer inclusions like hospitalisation, maternity benefits, ambulance costs coverage, and more.