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Home / Car Insurance / Jeep Compass Owners: Top Add-ons to Consider
Are you making the most of your Jeep Compass insurance? With its rugged build, advanced features, and high-performance capabilities, this SUV deserves more than just a basic policy.
But did you know that nearly 65% of SUV owners opt for at least one insurance add-on to enhance protection and reduce repair costs? Therefore, as the owner of a Jeep Compass, selecting the right insurance add-ons can save you money and provide peace of mind.
Let us explore the smartest add-ons tailored for your ride.
Comprehensive insurance covers your car as well as third-party damages. However, a basic plan for your robust SUV might not be enough. Here is a list of the top add-on coverages to consider that are suitable for Jeep Compass owners:
The Zero Depreciation add-on helps you get a higher amount of money on claims. According to IRDAI, your car depreciates every day from the day you purchase it, and it can depreciate by up to 50% within 5 years. Your claim amount depends on the rate of depreciation.
Well, this add-on pauses the depreciation of your car for up to 5 years. This means you will get the full amount of the claim and not a depreciated value.
Certain mishaps, such as theft, natural and man-made calamities, can cause severe or complete loss to your car, which is beyond repair.
A comprehensive plan will offer you a depreciated value as compensation. However, a Return to Invoice cover for Jeep Compass will offer you the entire invoice value along with the registration fees and road tax.
The base comprehensive insurance plan does not cover damages to the engine and hence does not pay for its claim. However, the engine is the soul of your car and repairs to a single damage of it can be very pricey.
This add-on coverage helps you to get reimbursement for damages to the engine and its counterparts, like a gearbox.
You must be thinking of going on long drives in your Jeep Compass. However, roadside emergencies can occur anytime and anywhere. If you buy this add-on, your insurer will come to your rescue and offer services such as fixing a flat tyre, jumpstarting the battery, fuelling, emergency towing, taxi support, etc.
Motor Personal Accident Cover is a compulsory add-on for all car owners in India. It offers financial compensation in case of injury or death of the owner-driver. In severe cases, such as permanent disability or death, insurers may provide 100% compensation, ensuring vital protection during unforeseen accidents.
The following benefits make add-ons a smart investment for Jeep Compass owners:
Advantage | Description |
---|---|
Enhanced Financial Protection | Add-ons like Zero Depreciation or Engine Protection help reduce out-of-pocket expenses during claims, especially for high-end vehicles like Jeep Compass. |
Customised Coverage | Add-ons allow you to tailor your policy based on your driving habits, location, and vehicle usage, offering more relevant protection. |
Peace of Mind | Knowing that crucial components and scenarios are covered reduces stress during accidents, breakdowns, or natural calamities. |
Higher Claim Value | Add-ons such as Return to Invoice or Roadside Assistance can help recover the full value of the vehicle or ensure timely help during emergencies. |
Protection Against Exclusions | Many standard policies exclude parts like tyres, engines, or glass. Add-ons extend coverage to such high-cost parts and situations. |
The following are the steps to follow for filing a car insurance claim:
Step 1: Visit the official website of ACKO or open the ACKO mobile app.
Step 2: Log in to your ACKO account.
Step 3: Navigate to the Car Insurance section from the main menu.
Step 4: Go to the Claims tab and select Car Claims.
Step 5: Provide details of the damage and upload clear photos of the damaged vehicle.
Step 6: For minor damages, claims are settled instantly.
Step 7: In case of major damage, ACKO will arrange vehicle pickup from your location.*
Step 8: The repaired car will be delivered back to your doorstep within 3 working days.*
*Please note that pick-up or drop-off service is subject to availability.
To file a claim against your Jeep Compass car insurance, you must keep the following documents handy:
Registration Certificate of your car.
The Driving License of the person driving at the time of the accident.
Insurance policy documents.
A copy of the Police FIR.
Additional documents or proofs as your insurer demands.
A Jeep Compass owner deserves to have complete peace of mind. Add-ons provide this peace of mind by filling the gaps in the comprehensive plan and enhancing it with their additional features.
Although only third-party insurance is mandatory in India, the sale of comprehensive insurance plans with add-on coverage is on the rise, since people understand the importance of car insurance.
No, add-on coverage is only available on top of comprehensive car insurance policies. Policyholders will not have the option to buy them on top of a third-party insurance.
Yes, you can add multiple add-ons to your Jeep Compass or any other car’s insurance and customise its coverage as per your needs.
The decision to buy add-on coverage depends on factors such as your daily mileage and others, including your financial risk tolerance. However, it is a good investment if you can afford it.
Yes, add-ons slightly increase the overall premium, but the added protection they offer often outweighs the additional cost.