Car insurance in Chennai

Third-party car insurance is mandatory if you own a car in India. It offers financial support against liabilities incurred by a third-party person or property due to an accident caused by your insured car.

This type of car insurance policy offers financial support if your car gets damaged due to accidents, fire, natural and man-made calamities, and if your car is stolen. For coverage against such liabilities, you must opt for the Own Damage Insurance plan along with the mandatory Third-party Car Insurance.

A combination of Third-party Insurance and Own Damage Cover, the Comprehensive - Basic car insurance plan offers financial protection to your car and reduces financial impact.

Designed by ACKO, the plan offers exclusive benefits and a superior claim experience. When you raise a claim, ACKO will pick up your car, get it repaired at our partner (cashless) garage, and deliver it to you at no extra charge. However, if you don’t let us know before you commence the repairs, you must pay Rs. 5,000 as a deductible.

Popularly known as ‘Bumper-to-Bumper’ insurance, the Zero Depreciation car insurance covers all the Comprehensive - Basic benefits while also covering depreciation costs. Without this car insurance plan, only some parts, such as plastic and fibre parts, are covered under the car insurance.

It is a car insurance policy customised by ACKO. It offers all the features of the Zero Depreciation - Basic plan but at a discounted cost. ACKO shall bear all the costs during claims, and you shall pay Rs. 5,000 as a deductible. This is an ideal car insurance plan for those of you who may think that the chances of raising a claim are meagre.

The Zero Depreciation - Super Saver plan is an exclusive car insurance plan offered by ACKO. You get to enjoy the benefits of Comprehensive Cover and Zero Depreciation. You also have preferential claim experience. When you file a car insurance claim, your car shall be picked up, repaired at our cashless garage and delivered back to you at no cost. However, you must pay Rs. 5,000 as a deductible if you do not intimate us before repairs.

The PA Cover is not a car insurance policy; however, it is an additional cover to your vehicle insurance and is mandatory as per law. The plan is designed to cover both permanent disability and the policyholder's death while driving the insured car.