Car insurance in dehradun

A Third-party Policy insures you against third-party liabilities. So, if you cause injuries, death or property damage to a third party (via your car), they will be compensated. Please note that as per The Motor Vehicles Act of 1988, this policy is mandatory for all car owners.

An Own Damage (OD) cover financially protects you against vehicle theft and damages to your car. The types of damages covered include accidental collisions and damages caused by manmade and natural disasters.

A Comprehensive - Basic policy offers the combined financial protection of a Third-party and OD Cover. It also allows you to upgrade coverage by choosing add-ons.

This is a plan that is exclusive to us. It offers the coverage of a Comprehensive Policy plus free vehicle transportation for claim-related repairs. However, if you choose to get your car repaired without involving us, you need to communicate the same. If not, you will be charged a deductible worth Rs. 5,000.

A Zero Depreciation - Basic Plan offers the coverage of a Comprehensive Policy and also protects you against the depreciation costs of vehicle parts. In the absence of this plan, certain car parts will only be partially covered during claim settlement.

A Zero Depreciation - Smart Saver Plan is the discounted version of the Zero Depreciation - Basic Plan. The only catch is during a claim there’s a deductible of Rs. 5,000. After you pay that amount, we will start covering you.

Under this plan, you get the coverage of a Comprehensive Policy and Zero Depreciation Cover. You also get an added benefit: if your car incurs any accident-related damages and you inform us, we will arrange for free transportation to a network garage. However, if you do not inform us before taking your car for claim-related repairs, there’s a deductible of Rs. 5,000.

A Personal Accident (PA) Cover is not considered a car insurance policy. Nevertheless, as per the law, all Indian motor vehicle owners need to have one. A PA cover provides monetary compensation to the insured if they incur accident-related disabilities or death.

Since we are a digital-first insurer, our operating expenses are on the lower side as compared to our offline competitors. This gives us the leverage to offer low-costing car insurance policies to our customers.

Insurance-related claim settlements are notorious for getting delayed. However, our fast claim process defies this. For instance, approved claims for minor damages are settled within just a few hours of the request.

If your car breaks down or receives accident-related damages, call us and we will transport it to a network garage for repairs. However, note that this benefit can be claimed only under certain car plans.