Resources
Minus/plus icon
ResourcesExplore the full ACKO experience and make the most of your plan

Car insurance in Goa

Car insurance price in Goa starting at just ₹2,094*

Buy or Renew Car Insurance Online in Goa in 2 Minutes ⚡️

Car number

Looking to insure brand new car?

Zero commissions, big savings

Third Party Car Insurance

In a city like Goa, the need for vehicle insurance is all the more essential because of the rising traffic that may lead to the possibility of damages to your car due to accidents. A car insurance policy in Goa provides financial compensation in case the insured car gets lost, stolen, or damaged in an unforeseen circumstance. Read on to know more about car insurance in Goa and how you can buy or renew car insurance online.

Car insurance plans in Goa
Jump Tag Icon

With ACKO, you can buy three different types of car insurance plans in Goa:

1. Third-party Insurance
Jump Tag Icon

As a vehicle owner, it is mandatory to own third party insurance while driving a car in India according to the Motor Vehicles Act of 1999. This plan offers financial protection against liabilities if you damage someone else’s car/property or injure someone in an accident.

2. Own Damage (OD) Car Insurance
Jump Tag Icon

Third-party Insurance does not cover you if your vehicle is stolen or damaged in an accident, fire, natural or man-made disaster, etc. For insurance coverage for your car, you should consider buying the Own Damage Insurance Cover along with the mandatory Third-party Insurance.

3. Comprehensive Car Insurance
Jump Tag Icon

Comprehensive Insurance Plan secures you against financial liabilities arising from third-party liabilities, and damages or losses to your car due to theft, accidents, floods, riots, and more. It is better to opt for Comprehensive Insurance for broader insurance coverage for your vehicle and to reduce your financial burden during time of crisis.

Benefits of Buying Car Insurance in Goa
Jump Tag Icon

There are several reasons why you should buy car insurance in Goa, such as those listed below:

Financial Protection
Jump Tag Icon

A car insurance policy in Goa serves as a crucial safety net by covering the costs of repairing or replacing your vehicle if it's damaged in an accident. Thus, offering financial protection in unforeseen circumstances, this insurance policy prevents your savings from draining out during such events.

Third-party Liability Coverage
Jump Tag Icon

It also provides liability protection, essential for safeguarding your finances in case you're held responsible for injuring someone else or damaging their property in a car accident.

According to the Motor Vehicles Act of 1988, having at least third-party car insurance is mandatory whether you are in Goa or anywhere else. So, to legally drive your car, you must have a valid car insurance policy. 

Add-ons
Jump Tag Icon

Car insurance policies can also be tailored to fit individual needs and preferences, offering flexibility in coverage limits by opting for different add-ons. Some add-ons you can include in your car insurance policy are No Claim Bonus Protector, Zero Depreciation Cover, Consumables Cover, etc. These add-ons are, however, available at higher premiums.

Inclusions and Exclusions of Car Insurance Policy in Goa
Jump Tag Icon

The common inclusions and exclusions of a car insurance policy in Goa are: 

Inclusions:

Exclusions:

ACKO Car Insurance Add-on Covers in Goa
Jump Tag Icon

Some of the add-ons that you can include while buying a car insurance policy in Goa are as follows:

Factors Affecting Car Insurance Premiums in Goa 
Jump Tag Icon

Listed below are the factors affecting the car insurance premium in Goa:

How To Buy Car Insurance Online in Goa
Jump Tag Icon

Listed below are in which you can buy a car insurance policy in Goa,

Benefits of Car Insurance Renewal Online in Goa with ACKO
Jump Tag Icon

Whether you buy your car insurance policy with ACKO or any other insurer, it is important to renew the plan as it comes with an expiry date. So, here are some of the reasons why you should renew your car insurance policy with ACKO:

Quick Process
Jump Tag Icon

The process to renew a car insurance policy with ACKO is quicker and seamless. You just need to enter a few details and get the policy renewed at your fingertips.

Minimal Paperwork
Jump Tag Icon

There is almost zero paperwork required when it comes to renewing ACKO car insurance. You can submit all the required documents online to complete the renewal process.

Abide by Laws
Jump Tag Icon

According to the Motor Vehicles Act, having at least a third-party car insurance policy is important. So, to avoid paying penalties, you need to renew the car insurance policy before its expiry.

How to File a Car Insurance Claim Online at ACKO in Goa
Jump Tag Icon

Listed below are the steps you need to follow to file a car insurance claim with ACKO Goa

Documents Required for Filing a Car Insurance Claim in Goa
Jump Tag Icon

Listed below are some of the documents required to file a car insurance claim in Goa:

How to Download Your Car Insurance Policy Copy in Goa
Jump Tag Icon

Here is how you can download your car insurance policy in Goa:

How to Choose the Best Four-Wheeler Insurance Policy Online in Goa
Jump Tag Icon

Listed below are the factors to consider when buying a four-wheeler insurance policy online in Goa:

Frequently Asked Questions (FAQs) about Car Insurance in Goa
Jump Tag Icon

FAQs

Icon

What are the different types of car insurance policies available in Goa?

The different types of car insurance you can buy in Goa include Comprehensive Car Insurance, Third-party Car Insurance, and Standalone Own-damage car insurance.

How can I buy the best car insurance policy in Goa?

To buy the best car insurance policy in Goa, you should compare all the policies available and buy it with insurers like ACKO.

What factors must I consider while buying a car insurance policy in Goa?

Some factors you need to consider to buy the best car insurance policy in Goa include claim settlement ratio, inclusions, exclusions, premium amount, type of policy, etc.

Do I need to renew my car insurance plan in Goa?

Yes, you must renew your car insurance policy in Goa before expiry.