Hyundai Exter Insurance - Buy/Renew Hyundai Exter Car Insurance

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Bringing home your brand new Hyundai Exter is an exciting moment. But before you hit the road, it's crucial to get your Hyundai Exter insured. A valid car insurance policy is mandatory by law if you wish to drive on Indian roads. Let's learn why you need Hyundai Exter insurance and how to get the best coverage for your vehicle.

Why should you buy car insurance for Hyundai Exter?

Legal Requirement

As per the Motor Vehicles Act, it is illegal to drive any car on Indian roads without a valid car insurance policy. To legally drive your Hyundai Exter, having adequate insurance is a must.

Financial Security

In case of accidents, thefts or other incidents, your car insurance reduces the financial burden of repair and replacement costs. It provides financial security against unforeseen events.

Covers Liabilities

Car insurance policies provide liability coverage in case your Hyundai Exter causes damage to a third party person or property. This protects you from heavy financial losses.

Add-On Covers

You can enhance your coverage by opting for add-ons like zero depreciation, engine protection, etc. This allows customisation as per your needs.

The most common types of car insurance for Hyundai Exter

Third-Party Insurance

This is mandatory insurance that covers any legal liabilities arising out of damage caused by your car to a third-party person, property or vehicle. It does not cover damage to your own vehicle. Provides protection against legal and financial liabilities.

Comprehensive Insurance

This is an extensive coverage that includes third-party liability along with coverage for damages/losses incurred to your own Hyundai Exter. Covers damages due to man-made causes like accidents, theft and vandalism, as well as natural calamities like floods, earthquakes, etc. Provides end-to-end protection for both third-party liabilities and own damages. It is recommended for maximum protection.

What is Covered

What is not covered

What is covered in Hyundai Exter car insurance? (Inclusions)

A comprehensive car insurance policy for your Hyundai Exter typically includes the following:

Third-party liability
Own damage cover
Theft of car
Fire, explosion, self-ignition, lightning damage
Terrorism, riots, strikes, malicious acts
Natural disasters like floods, earthquakes, etc.

What is not covered by Hyundai Exter car insurance? (Exclusions)

There are some standard exclusions in Hyundai Exter insurance, like:

Normal wear & tear, ageing of car parts
Mechanical/electrical breakdown
Damage caused while driving under intoxication
Losses arising outside the geographical area
Damage caused deliberately by policyholder
Losses due to war, nuclear activity, etc.

Add-ons for Hyundai Exter car insurance

Some useful add-ons that enhance Hyundai Exter insurance coverage are:

Zero Depreciation Cover

This waives off the depreciation applied on parts during claims, thereby reducing out-of-pocket expenses.

NCB Protection Cover

This protects the No Claim Bonus even if you make a claim during the policy term. Normally, NCB gets nullified if you file claims.

Engine Protector Cover

Covers consequential damage to the engine arising from water ingression or leakage of lubricating oil. Provides financial protection.

Return to Invoice Cover

In case of total loss or theft; this pays the full original invoice value of the car instead of market value. Helps recover the full cost.

Roadside Assistance

Provides support for on-road repairs, towing to garage, fuel delivery, etc, in case a car breaks down or has a puncture. Provides peace of mind.

Benefits of buying ACKO car insurance for your Hyundai Exter

ACKO offers several advantages if you buy Hyundai Exter insurance from them:

No paperwork - The entire process, from purchasing to claims, is completely digital with ACKO. No physical documents or signatures are required.
Lower premiums - ACKO deals directly with consumers without involving agents. It eliminates commission costs and allows to offer more competitive premiums.
Instant policy and claims - Policies can be bought instantly on the app, and claims can be settled quickly via the app within hours/days.
Cashless claims - Repairs at authorised garages are completely cashless. Just need to take the car to the garage, and ACKO will directly settle the bill.
24x7 support - ACKO provides customer assistance 24x7 via call, chat or email in case any support is needed.
Free pick up/drop - ACKO arranges free pick up of the car from your location for repairs and free drop back after repairs (in select cities). Saves time and hassle.
Flexible plans - Option to customise your car insurance with add-ons like zero depreciation, engine protector, etc, as per your needs.

How to Buy/Renew Hyundai Exter Insurance from ACKO

Follow these easy steps:

Visit the ACKO website or download the mobile app.
Enter your Hyundai Exter registration number.
Select plan and add-ons as needed.
Pay premium online to instantly buy/renew your policy.

4 easy steps to raise a claim

Intimate claim via ACKO app/website.
Click on "Claim Now" and fill in the basic details.
Upload required documents.
Get instant approval for minor damage claims; an ACKO representative will assess major damages in case of major claims.

Conclusion

Comprehensive insurance is a must for your prized Hyundai Exter, providing financial security and peace of mind. Choose ACKO for a seamless, digital experience and superfast claims settlement. Renew on time and enjoy uninterrupted coverage, along with lower premiums. Drive safe!

Frequently Asked Questions on Hyundai Exter Car Insurance

FAQs

What documents are required to buy car insurance?

You'll need your car's registration certificate (RC book), your driving license, previous policy documents if renewing, KYC documents and passport-size photographs to buy car insurance. However, you need not submit documents when buying/renewing insurance from ACKO.

Can I transfer my car insurance when selling my car?

Yes, you can transfer the remaining car insurance to the new owner through a formal request to the insurer. A nominal transfer fee may be applicable.

What is the significance of Insured Declared Value (IDV) in car insurance?

The IDV is the maximum value the insurer will pay out for your car in case it is stolen or suffers a total loss. IDV is a fixed basis of the car's age, model and depreciation.

Can I add accessories coverage for my car?

Yes, you can add an accessories cover as an add-on to get coverage for non-built in-car accessories like music systems, seat covers, sun films, etc.

Does car insurance cover tyre and battery damage?

Standard car insurance does not cover tyre and battery damage. You need to opt for add-ons like consumables cover to get protection for tyres and batteries.