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Home / Car Insurance / Isuzu Car Insurance / Isuzu MU-X Car Insurance
The rugged and versatile Isuzu MU-X is the SUV of choice for many off-roading enthusiasts and adventurous families. It offers immense capabilities to traverse varied terrains with utmost ease. However, owning this highly capable vehicle comes with the responsibility of protecting it to the fullest extent. Comprehensive car insurance is an absolute must for your prized possession. Read on to get a detailed understanding of how to get optimal insurance coverage for your Isuzu MU-X so you can rest easy on every drive.
Buying adequate car insurance for your Isuzu MU-X is not just recommended, but legally mandatory. Here are some key reasons why you simply cannot afford to drive your MI-X without comprehensive coverage:
As per Indian Motor Vehicle laws, it is an absolute offence to drive your vehicle on public roads without valid third-party car insurance. Doing so can attract heavy penalties and legal action. Hence, car insurance is not an option but a must.
In the unfortunate event of an accident, theft, or natural disaster, you may incur huge expenses related to repairing damages, replacing parts, hospital bills, etc. A comprehensive policy adequately cushions you against the financial burden of such unforeseen events. It covers the cost of repairs, replacement, and third-party liability.
With extensive coverage, you can drive your rugged MI-X on and off-road completely stress-free. You have the assurance that any mishap will be taken care of by the insurer. This allows you to fully enjoy your driving experience without worrying about potential liabilities.
What is Covered
What is not covered
Here are the key covers provided under a comprehensive car insurance policy for your Isuzu MU-X:
Far-reaching third-party liability insurance to cover bodily injury or death of a third party along with property damage caused to others.
Natural disasters cover things like floods, storms, typhoons, hurricanes, lightning, and earthquakes, so your car is protected even in extreme weather conditions.
Man-made incidents cover things like riots, strikes, civil commotion, and terrorist activities.
Extensive own damage cover arising from collisions, accidents, overturning, rollover, etc.
Coverage for damages from man-made causes like burglary, house-breaking, theft, and robbery.
Protection from fire damage as well as damage due to explosions.
Towing charges in case of breakdown or accident.
While comprehensive policies offer extensive protections, there are certain standard exclusions, such as:
Any damage arising from natural wear and tear of parts is not covered. For example, worn-out tyres and faded paint.
Mechanical or electrical breakdown occurring on its own without any accident is excluded.
Any loss or damage caused while driving under the influence of drugs or alcohol.
Consequential losses, such as reduced mileage, loss of income, etc., are not payable.
Any damage occurring outside the geographical limits mentioned in the policy.
Losses occurring without a valid driving license are excluded.
On top of the standard covers, insurance providers offer additional add-on benefits to enhance your coverage. You can opt for these by paying an extra premium:
Zero depreciation cover allows claims without any deduction for depreciation on parts.
NCB protection cover lets you retain your No Claim Bonus even if you make a claim.
Engine protector shields important engine parts from damage.
24x7 roadside assistance provides help in case of breakdowns or accidents.
Hydrostatic lock cover protects the engine from damage due to water ingress.
Tyre replacement cover pays for any accidental tyre damage.
Key and lock replacement cover pays for new keys/locks if the original set is lost or damaged.
Personal accidents cover compensation for injuries/deaths of passengers.
ACKO offers a modern digital-first experience with countless benefits:
Extremely intuitive mobile app allows all policy management on the go.
Zero paperwork and instant policy issuance within minutes.
Customisable plans to cherry-pick covers and add-ons as needed.
Unmatched claim settlement with an update on approval status within hours.
End-to-end claims assistance and surveyor inspection at the doorstep.
Cashless repairs at 1500+ network garages across India.
24x7 roadside assistance and towing service pan India.
Free pick up and drop for repairs along with cab services.
Completely transparent pricing with no hidden costs.
Follow these quick and easy steps:
Visit the user-friendly ACKO website or download the mobile app.
Enter mandatory information like previous policy details, MI-X registration number, etc.
Customise your own plan by selecting covers and add-ons per your requirements.
Pay premium instantly online via UPI, cards, and net banking in under 2 minutes.
Policy copy is emailed instantly upon payment completion.
ACKO makes the entire claim procedure swift and hassle-free:
Intimate claim by calling ACKO or via the app. Documents are collected at the doorstep.
Upload clear photos of damage and required documents on the ACKO app.
ACKO representatives will inspect damages and vehicles at your doorstep.
Once a claim is approved, payment is directly transferred to your bank account.
Don't compromise when it comes to protecting your prized Isuzu MU-X SUV. Opt for adequate coverage with ACKO to drive carefree and make the most of your off-road adventures. ACKO's transparent and direct model offers convenience like no other.
Yes, your NCB can be transferred to a new insurer, provided you submit the original NCB certificate from the previous insurer. The tenure and percentage of NCB will remain the same.
No, most insurers do not cover modifications like engine tuning, suspension lift, etc., unless you specifically inform them and pay an extra premium.
Yes, you can opt for an overseas travel cover add-on to extend your MI-X insurance when travelling abroad temporarily for up to 60 days.
Tyre damage is covered only if opted for the additional tyre replacement cover add-on by paying an extra premium. Else, it is not covered.
Yes, you can pay your MI-X insurance premium monthly with a small additional fee.
Some insurers do provide rental reimbursement for an alternate vehicle if your MI-X is under repair for more than a specified number of days.