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Porsche Car Insurance

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Car Insurance for Porsche

Porsche is an iconic automobile brand that produces sports cars, sedans and SUVs. Porsche is also one of the oldest car brands in the world, and it has a rich history and motorsport legacy. Currently, Porsche is owned by the Volkswagen Group. In India Porsche retails SUVs, coupe, convertible and sedans. Do you own a Porsche and looking to buy an insurance policy? Then, you have landed on the right place!  Read on for all the details about Porsche car insurance.

Benefits of Buying Car Insurance For Porsche Cars

As per the Motor Vehicles Act, 1988, it is mandatory to have third-party insurance for your car. Comprehensive car insurance is optional but it comes with additional coverage benefits. Below are the benefits of buying car insurance for Porsche cars.

Third-Party Liability Coverage

A third-party/comprehensive car insurance will provide coverage against damage to third-party property. The insurer will also take the liability for any injuries/accidental death of a third party. So, by purchasing insurance for your Porsche car, you will have financial security.

Own Damage Coverage

A comprehensive car insurance will provide you coverage against damage to your car. Apart from that, it also covers injuries/accidental death of the driver. The best part about comprehensive insurance is that it allows you to purchase add-ons which enhance the coverage benefits. You can buy car insurance add-ons such as engine protection cover, roadside assistance cover, depreciation cover, passenger cover, etc. to enhance the car insurance coverage.

Coverage Against Theft/Loss of Vehicle

In case your Porsche car is stolen or gets destroyed in a crash, the insurer will pay you the IDV (Insured Declared Value) amount. But note that this coverage is only available for a comprehensive car insurance plan.

Financial Security

A car insurance policy will provide you with financial security as it covers damages to the car and injury/death of the driver. Apart from Own Damage, the insurance plan also provides coverage for third-party property damage or injury/death of the third party. With comprehensive car insurance, you need not worry about repair costs of your Porsche car.

Insurance plans for Porsche Car

There are mainly two types of insurance plans for Porsche cars: Third-Party and Comprehensive insurance. Both plans offer different coverage benefits. Below are the coverage benefits of third-party and comprehensive car insurance.

Third-Party Car Insurance

The third-party car insurance is mandatory as per law and offers cover losses or damages to the third-party life or property.

Comprehensive Car Insurance

Under this insurance, the insurer will offer coverage to losses and damages to third-party life or property and damages to the insured vehicle.

What’s Covered in Porsche Car Insurance? (Inclusions):

Third-party insurance covers third-party life or property; however, it is the Comprehensive car insurance which offers the following extensive coverage:

  • Damage to the car due to an accident.

  • Damage to third-party property or life.

  • Damage to the car due to a fire outbreak.

  • Theft of the insured car.

  • Damage to the car due to natural disasters such as earthquakes, floods, cyclones, storms, etc.

  • Damage to the car due to man-made disasters such as riots.

*Note: Only Comprehensive Insurance provides own damage cover.

Exclusions of Porsche Car Insurance:

Below are the exclusions of Porsche car insurance:

  • Depreciation* cost of the car.

  • Replacement/Repair of regular wear and tear parts.

  • Vehicle breakdown due to mechanical or electrical component failure.

  • Driving without a driving licence.

  • Improper handling of car or reckless driving.

  • Driving under the influence of alcohol/intoxicant substances.

*Note: Depreciation cost is covered if you buy Zero Depreciation cover add-on.

Add-ons for Porsche Car Insurance:

Add-ons apply only to comprehensive insurance plans. Below are the add-ons for Porsche car insurance:

  • Depreciation cover

  • Engine Protection cover

  • No Claim Bonus (NCB) cover

  • Invoice cover

  • Roadside assistance cover

  • Passenger cover

  • Consumables cover

  • Theft/Loss of car keys cover

Benefits of Buying Acko Car Insurance Policy for your Porsche Car

Below are the benefits of buying Acko car insurance for your Porsche car.

Zero Paperwork

There is no paperwork involved in buying/claiming car insurance at Acko General Insurance. All processes can be completed online, and it will save you a lot of time and money.

Quick Claim Settlements

Applying for a car insurance claim at Acko is super easy. You just need to log on to the website (www.acko.com) or download the smartphone app to apply for a claim. Depending on the nature of the damage, Acko will settle the claim. Acko also provides instant claim settlements for minor damages.

Expert Guidance

All queries related to Porsche car insurance will be solved by the team of experts at Acko. The trained professional will also guide you in choosing the right insurance plan for your car. The robust customer support system will ensure that you have a good experience while purchasing or registering a claim at Acko.

Best Price

Acko will suggest the optimum IDV (Insured Declared Value) for your car and provides the best prices for the insurance plans. You can compare different insurance plans before making the purchase.

Claim Procedure:

Follow the below steps to apply for a claim at Acko General Insurance:

  1. Log on to the website (www.acko.com) or download the Acko smartphone app.

  2. Choose ‘Car Insurance’ under the Products drop-down menu.

  3. Choose the ‘Car Claims’ option under the Claims drop-down menu.

  4. Login and enter basic details such as insurance number, car registration number, etc.

  5. Mention the nature of the damage and upload images of the damaged car.

  6. Upon verification, Acko will pick up* the car from your location for repair work.

  7. You can track the repair works on the website/smartphone app.

  8. The repaired car will be delivered* within three days.

  9. Acko provides instant claim settlements for minor damages.

*Note: Vehicle pick up and drop service is available in select cities.

Frequently Asked Questions

Below are the most common queries related to the Porsche car insurance.


I own a Porsche Cayman. How much will the insurance cost?

The cost of car insurance depends on the value and condition of the vehicle. The higher the value of the vehicle, the higher the insurance cost.

My Porsche car insurance is about to expire. How long does it take to renew the insurance?

Renewing car insurance online is hassle-free, and it takes only a few minutes. You just need to have all the required documents. But renewing Porsche car insurance offline or via agents may take some time depending on the insurance company.

Which is the best option to buy insurance for my Porsche car? Should I buy online or offline?

Buying Porsche car insurance online is the best option as you save a lot of time and money. Buying insurance offline may take a lot of time, and the documentation becomes cumbersome at times.

How can I cut the cost on my Porsche insurance?

You can reduce the cost of Porsche insurance by comparing insurance plans online. Online insurance providers will offer you the best price, and you can choose the right plan which is suitable for you. Also, you can avoid buying some of the add-ons which you do not require or which your vehicle does not need.

Is Porsche car insurance expensive?

The cost of insurance depends on the value of the vehicle. Porsche cars come with a premium price tag, and naturally, the insurance costs will be on the higher side. But buying insurance for your Porsche car will give you financial security.

If I purchase third-party car insurance for my Porsche car, will it provide own damage cover?

No, third-party insurance plans will not provide own damage over. You should purchase a comprehensive insurance policy to get Own Damage cover for your Porsche car.

Car Insurance for Porsche Car Models/Variants:

Below is the car insurance for Porsche models in India.

CIN: U66000KA2016PLC138288

IRDAI Registration No: 157

Category: Non-Life Insurance

The use of images and brands are only for the purpose of indication and illustration. ACKO claims no rights on the IP rights of any third parties. The ratings are derived from reviews and feedback received from Google and Facebook users on their respective platforms. | *Savings of upto Rs. 50,000 have been calculated on the IDV of Rs. 18,00,000 and 0% NCB. Amount saved is in comparison to tariff rates. Product name: Private Car Policy - Bundled | UIN: IRDAN157RP0014V01201819 |

Trade logo displayed above belongs to ACKO Technology & Services Pvt Ltd and used by ACKO General insurance Limited under License. For more details on risk factors, terms, conditions and exclusions, please read the policy wordings carefully before concluding a sale.