Car Insurance in Raipur

This is the primary insurance that all motor vehicles need to possess to drive legally in India. It offers compensation to a third party if they are involved in an accident caused by your car. Its inclusions are injury, death or damage of property to a third party.

An Own Damage or OD Cover provides financial protection against theft and damages to your insured car. Damages include collisional damages and damages caused by manmade and natural calamities.

A Comprehensive - Basic plan is a combination of two covers: Third-party and Own Damage. An additional feature of this plan is an option to enhance its coverage by purchasing add-ons.

A Comprehensive - Super Saver plan offers all the benefits of a Comprehensive Policy, plus an additional benefit of free pick up and drop off of your vehicle for claim-related repairs. Nevertheless, if you get your car repaired without informing us, you will have to shell out a deductible of Rs. 5,000.

All car components are subject to depreciation with age. A Zero Depreciation - Basic plan protects your car parts from this regarding claim settlement. It also provides the protection of a Comprehensive Policy. So, if your car incurs accident-related damages, depreciation won’t be considered during claim settlement.

A Zero Depreciation - Smart Saver plan gives you the coverage of a Zero Depreciation plan, but at a discounted cost. However, the coverage of the plan will only come into effect after you spend a deductible of Rs. 5,000 towards claim-related repairs.

A Zero Depreciation - Super Saver plan comes with the benefits of Zero Depreciation Cover and more. If your car endures accident-caused damages and you inform us, we will transport it to a nearby network garage for repairs. Once the repair work is over, we will deliver your car to your residence, at no cost to you.

A Personal Accident or PA Cover is technically not considered a car insurance policy but is a requirement to drive legally in India. It offers monetary compensation to the car owner if accident-caused disability or death occurs to them.

Our digital infrastructure helps us to function with low operating costs and skip intermediaries. The resulting savings translate to attractively priced policies for you.

Have you experienced waiting for an accident-related claim to be settled? If so, you may know how time-consuming it can be. But not anymore! For instance, ACKO’s claim processing takes only a few hours for minor car damages.

No one likes filling out endless forms and submitting a long list of physical documents that the insurance industry is infamous for. However, things have changed for good with ACKO. You don’t need to meet such tedious paperwork requirements while buying or renewing a policy or raising a claim against your ACKO policy.