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Tata Nexon Car Insurance

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Car Insurance for Tata Nexon

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Buying insurance for your car is mandatory in India. You have to purchase at least a Third-party Insurance Policy for your vehicle to comply with the rules and regulations. A car insurance policy provides coverage against costs incurred due to damage to the third-party or your vehicle. This article will throw light on all the aspects of Tata Nexon Insurance.

Importance of buying Car Insurance for Tata Nexon Model:

Buying motor insurance is mandatory to drive your car on Indian roads. Driving a vehicle without a valid insurance policy is an offence, and it can attract hefty penalties. So, be it Tata Nexon or any other vehicle, buying a car insurance policy is a must. Below are the benefits of purchasing car insurance for Tata Nexon:

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Third-Party Liability Cover:

A Comprehensive and Third-party Car Insurance Policy will cover damages caused to third-party property or life. In case your vehicle is involved in an accident and ends up damaging third-party property or injuring a third party, the car insurance will cover such damages.

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Own Damage Cover:

A Comprehensive Car Insurance Plan comes with an Own Damage cover, which covers the damage caused to you or your vehicle. The insurance plan covers injury/accidental death of the driver and also accidental/fire damages to the vehicle and damages to the vehicle due to natural/man-made disasters.

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Loss/Theft Cover:

The Comprehensive Car Insurance Plan also covers the theft or total loss of the insured vehicle. In case your Tata Nexon is totalled in an accident or stolen, the insurance policy will cover such losses.

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Add-on Cover:

A Comprehensive Car Insurance Policy also allows you to expand the scope of coverage through add-ons. You can buy individual add-ons as per your requirement and depending on the make and model. There are a host of car insurance add-ons available for Tata Nexon Car Insurance.

Car Insurance plans for Tata Nexon Car:

You can opt for two types of car insurance plans for your Tata Nexon: Third-Party car insurance and Comprehensive car insurance. Below are the details of both the car insurance plans:

Third-Party Car Insurance Plan:

Third Party Car Insurance Policy provides coverage against costs/legal implications incurred due to damage to the third-party property or life. Moreover, buying at least third-party liability coverage for your vehicle is compulsory to comply with the Motor Vehicles Act. But on the downside, the third-party insurance plan does not provide Own Damage coverage.

Comprehensive Car Insurance Plan:

Comprehensive Car Insurance Policy provides extensive coverage as it offers both third-party and Own Damage cover. Apart from third-party liability coverage, Comprehensive car insurance plans also provide coverage against damage to your vehicle and injury/accidental death of the driver. Another advantage of a Comprehensive Car Insurance Policy is the ability to purchase add-ons to expand the scope of coverage of motor insurance policy.

What’s Covered in Tata Nexon Insurance (Inclusions):

The Tata Nexon Comprehensive Insurance Policy will provide coverage against the following:

  • Loss/Damage to the vehicle due to an accident.

  • Loss/Damage to third-party property or life.

  • Loss/Damage to the vehicle due to natural calamities such as floods, cyclones, earthquakes, etc.

  • Total loss or theft of the insured vehicle.

  • Loss/Damage to the vehicle due to man-made disasters such as vandalism, etc.

  • Loss/Damage to the vehicle due to a fire outbreak or explosion.

Exclusions of Tata Nexon Car Insurance:

Tata Nexon car insurance will not provide coverage against the following circumstances:

  • Loss/Damage to the vehicle due to improper handling.

  • Loss/Damage to the vehicle due to rash/reckless driving.

  • Loss/Damage to the vehicle due to regular wear and tear.

  • Loss/Damage to the vehicle due to mechanical or electrical failure.

  • Loss/Damage to the vehicle when driving under the influence of alcohol/intoxicating substances.

  • Loss/Damage to the vehicle when driving without a valid driving licence.

  • Any add-ons which are not bought.

Add-ons for Tata Nexon Car Insurance:

A Comprehensive Car Insurance Plan gives you the option to purchase add-ons. Below are the available add-ons for Tata Nexon:

Advantages of Buying ACKO Car Insurance Policy for your Tata Nexon Car:

Below are the advantages of purchasing ACKO Car Insurance Policy for your Tata Nexon SUV:

Online Purchase

At ACKO, you can buy car insurance online, and there is zero paperwork. Similarly, car insurance renewal can also be completed online without any paperwork. Digital payment modes and zero paperwork save you a lot of time.

Quick Claim Settlements

You can file a car insurance claim online at ACKO. For minor damages, the claims will be settled instantly, and there is no need to wait! Claims for major damages will be settled in a few hours/days, depending on the severity of the damage.

Expert Guidance and Assistance

ACKO’s website provides all the information related to car insurance and extensive blogs about various insurance plans will clear all your queries. Further, the car insurance experts at ACKO will assist you in purchasing the right insurance policy for your Tata Nexon.

Best Car Insurance Plans

ACKO provides car insurance plans based on the optimal value (Insured Declared Value) of your car. You can compare different insurance plans and add-ons online before making the purchase decision.

Claim Procedure:

At ACKO, you can apply for a car insurance claim online. Below are the steps to file a car insurance claim:

  • Step 1 - Visit the website www.acko.com or download the mobile app.

  • Step 2 - Login to ACKO account to access the car insurance features.

  • Step 3 - Select the Car Insurance option and then choose your insurance plan (Third-Party/Comprehensive).

  • Step 4 - Next, select the Car Insurance Claim option.

  • Step 5. Enter the details about the damage and upload pictures of the damaged car.

  • Step 6. In case of minor damages, you will receive an instant claim settlement.

  • Step 7. Major repairs will be carried out at ACKO’s network of cashless garages.

  • Step 8 - For major repairs, your vehicle will be picked* from your doorstep, and the repaired vehicle will be delivered within three days.

*Note: Vehicle pickup/drop facility is available in select cities.

Frequently Asked Questions:

Below are the most commonly asked questions related to Tata Nexon Car Insurance:

FAQs

1. From where can I purchase a car insurance policy for my Tata Nexon?

You can buy a car insurance policy online or offline from any of the insurers in the country. But it is better to opt for a digital-first insurer as you can buy car insurance online without any paperwork.

2. What are the coverage benefits of Tata Nexon Car Insurance?

Third-party car insurance for Tata Nexon will provide coverage against damage/loss to third-party property or life. Whereas, a Comprehensive Insurance Plan for Nexon will provide Own Damage cover and third-party liability coverage.

3. Which add-ons should I buy for Tata Nexon car insurance?

There are a host of add-ons available for Tata Nexon Comprehensive Car Insurance. But you can consider buying the following add-ons for your Nexon:

  • Engine Protection Cover

  • No Claim Bonus Cover

  • Passenger Cover

  • Depreciation Cover

  • Roadside Assistance Cover

  • Consumables Cover

4. Which documents are required for renewal of Tata Nexon car insurance?

You will need the previous insurance certificate, vehicle registration certificate and identity proof to renew a car insurance policy. But for online insurance renewal, you need not submit the hardcopy of the documents.

5. What is the cost of car insurance for Tata Nexon in New Delhi?

The cost of car insurance depends on the condition and value of the vehicle. The cost also depends on the insurance plan and add-ons you choose.

6. Will the car insurance cover damages to my Nexon caused by flooding?

Yes, the Comprehensive Car Insurance Plan will cover damages to your vehicle caused by natural disasters such as floods, earthquakes, cyclones, etc.

7. Can I apply for a claim for minor damages to my Nexon?

Yes, you can apply for a car insurance claim for minor damages. But it’s better to avoid making claims for minor damages as you will lose out on No Claim Bonus unless you have purchased the NCB cover.

8. Can I buy add-on covers for a Third-Party Car Insurance Plan?

No. You cannot buy add-on covers for a Third-Party Car Insurance Policy as it does not offer an Own Damage cover. Only a Comprehensive Car Insurance Policy will allow you to purchase add-ons.

About Car Insurance for Tata Nexon:

Driving your car without valid car insurance is an offence in India. You need to purchase at least a third-party liability cover for your car to adhere to the rules and regulations. So, be it Tata Nexon or any other vehicle, motor insurance is crucial. Third-party Car Insurance will provide you coverage against financial and legal liabilities arising due to damage to the third-party property or life. But on the downside, third-party insurance plans do not offer an Own Damage cover.

On the other hand, a Comprehensive Car Insurance Policy provides both Own Damage and Third-party liability cover. The Tata car insurance plan will cover damages to your vehicle and injury/accidental death of the driver. The vehicle damage cover includes coverage against accidental damages, damages due to fire/explosion and damages due to natural/man-made calamities. Apart from that, a Comprehensive Car Insurance Policy also covers theft or total loss of the insured vehicle.

Also, you can buy add-ons for Comprehensive Car Insurance Policy, which enhances the coverage benefits. You can purchase individual add-ons for your vehicle as per your requirement when buying or renewing the policy.

Why should you buy Tata Nexon?

Tata Nexon is a compact SUV (Sports Utility Vehicle) which sports Tata Motors’ new-age design language and comes loaded with modern features. The SUV is also equipped with a host of safety features, and it is also one of the safest compact SUVs in the Indian market. The Tata Nexon is offered with turbocharged petrol and diesel engines and with manual or automatic gearbox options.

The Nexon features Tata Motors’ new Impact design 2.0 philosophy, which looks smarter and sharper. The SUV features a prominent grille with chrome surrounding, LED daytime running lights, signature LED tail lights, and a coupe inspired aerodynamic shape. Other design elements such as piano-black outside rearview mirrors, body cladding and sporty alloy wheels give a premium look to the SUV.

The interior of the Nexon features a three-tone theme with a neatly laid out dashboard, which is dominated by a floating touchscreen infotainment system. The SUV comes with iRA connected tech platform which offers a host of innovative features. The Nexon is a safe SUV with advanced safety features. Overall, the Nexon is a powerful and complete package if you are in the hunt for a feature-loaded compact SUV.

Highlights of Tata Nexon:

  • Newly designed front fascia with a blacked-out grille.

  • Coupe-inspired aerodynamic shape.

  • LED daytime running lights and tail light cluster.

  • Body cladding and faux skid plates at the front and rear.

  • Three-tone theme for the interior with a grand centre console.

  • Tri-Arrow seat upholstery.

  • Digital instrument console and floating touchscreen infotainment system.

  • Electric sunroof.

  • Leather-wrapped gear knob and flat-bottom steering wheel.

  • iRA technology with connected car features.

  • Dual front airbags.

  • ISOFIX child seat mounting points.

  • Reverse parking assist with camera and sensors.

  • Traction control, hill-hold assist and emergency brake assist.

  • Powerful petrol and diesel engine options.

Tata Nexon Specifications, Variants and Ex-Showroom Price:

Refer to the following tables for Tata Nexon price, specifications and variants:

Tata Nexon Specifications:

Engine 1.2-Litre Turbocharged 1.5-Litre Turbocharged
Fuel Type Petrol Diesel
Power 118 Bhp 108 Bhp
Torque 170 Nm 260 Nm
Transmission 6-Speed Manual/AMT 6-Speed Manual/AMT
Drivetrain Front-wheel-drive Front-wheel-drive
Seating Capacity 5-Seater 5-Seater
Boot Space 350 Litre 350 Litre
Fuel Tank 44 Litre 44 Litre
Fuel Efficiency 17kmpl 21.50kmpl

Tata Nexon Variants and Ex-Showroom Price:

Model Variant Price (Petrol ) Price (Diesel)
Tata Nexon XE Rs. 7 lakh Rs. 8.45 lakh
Tata Nexon XM Rs. 7.85 lakh Rs. 9.2 lakh
Tata Nexon XM (S) Rs. 8.36 lakh Rs. 9.7 lakh
Tata Nexon XMA AMT Rs. 8.45 lakh Rs. 9.8 lakh
Tata Nexon XZ Rs. 8.85 lakh Rs. 10.2 lakh
Tata Nexon XMA (S) AMT Rs. 8.96 lakh Rs. 10.3 lakh
Tata Nexon XZ Plus Rs. 9.65 lakh Rs. 11 lakh
Tata Nexon XZ Plus Dual-Tone Rs. 9.85 lakh Rs. 11.2 lakh
Tata Nexon XZ Plus (S) Rs. 10.25 lakh Rs. 11.6 lakh
Tata Nexon XZA AMT Plus  Rs. 10.25 lakh Rs. 11.6 lakh
Tata Nexon XZ Plus (S) Dual-Tone Rs. 10.45 lakh Rs. 11.8 lakh
Tata Nexon XZA Plus AMT Dual-Tone Rs. 10.45 lakh Rs. 11.8 lakh
Tata Nexon XZ Plus (O) Rs. 10.55 lakh Rs. 11.9 lakh
Tata Nexon XZ Plus Dual-Tone (O)  Rs. 10.75 lakh Rs. 12.1 lakh
Tata Nexon XZA Plus AMT (S)  Rs. 10.85 lakh Rs. 12.2 lakh
Tata Nexon XZA Plus (S) AMT Dual-Tone Rs. 11.05 lakh Rs. 12.4 lakh
Tata Nexon XZA Plus AMT (O)  Rs. 11.15 lakh Rs. 12.5 lakh
Tata Nexon XZA Plus (O) AMT Dual-Tone Rs. 11.2 lakh Rs. 12.7 lakh
  • Note: All prices are ex-showroom Delhi as of 7 January 2021

Tata Nexon Vs Maruti Brezza:

The Maruti Brezza and Tata Nexon belong to the compact SUV segment and also have almost similar dimensions. The Nexon is a better-looking SUV while the Brezza’s design is starting to show its age. Also, Brezza is offered only with a petrol engine while Nexon gets both petrol and diesel engine options. Nexon is better-equipped when it comes to creature comfort and safety features

Details Tata Nexon Maruti Vitara Brezza
Engine 1.2-litre Turbo-Petrol/1.5-litre Turbo-Diesel 1.5-litre Petrol
Gearbox Manual/AMT Manual/Automatic
Seating Capacity 5-seater 5-seater
Total Variants 36 9
Price Rs. 7 lakh - Rs. 12.7 lakh Rs. 7.34 lakh - Rs. 11.4 lakh

Hyundai Venue Vs Tata Nexon:

Hyundai Venue is one of the best-selling SUVs in the Indian market. When it comes to features and styling, the Venue beats the Tata Nexon hands down. The Venue is a connected SUV with a host of connected car features. Also, Hyundai Venue comes with a bunch of engine and gearbox options, which makes it a better choice when compared to Nexon. Refer to the below table for a detailed comparison of both the SUVs:

Details Hyundai Venue Tata Nexon
Engine 1.2-litre Petrol/1-litre Turbo-Petrol/1.5-litre Diesel 1.2-litre Turbo-Petrol/1.5-litre Turbo-Diesel
Gearbox Manual/Automatic Manual/AMT
Seating Capacity 5-seater 5-seater
Total Variants 19 36
Price Rs. 6.75 lakh to Rs. 11.59 lakh Rs. 7 lakh to Rs. 12.7 lakh

Tata Nexon Vs Maruti Suzuki Baleno:

Tata Nexon is a compact SUV, and Maruti Baleno is a premium hatchback. So, it is not fair to compare the Nexon with Baleno, in terms of specs and features. But when it comes to pricing, the top variants of the Baleno carry a similar price tag as the entry-level trims of the Nexon. Also, Nexon is an SUV, and it offers more space when compared to Baleno. Below is the comparison table of Nexon and Baleno:

Details Tata Nexon Maruti Suzuki Baleno
Engine 1.2-litre Turbo-Petrol/1.5-litre Turbo-Diesel 1.2-litre Petrol
Gearbox Manual/AMT Manual/Automatic
Seating Capacity 5-seater 5-seater
Total Variants 36 9
Price Rs. 7 lakh to Rs. 12.7 lakh Rs. 5.64 lakh to Rs. 8.96 lakh

Kia Seltos Vs Tata Nexon:

Technically, the Kia Seltos and Tata Nexon belong to different segments. The Nexon is a compact SUV, and the Seltos is a mid-size SUV. In terms of design, the Seltos is a winner as it features modern design elements. The Seltos also excels in the features department, and it is also a connected SUV. One common thing between the Nexon and the Setos is the competitive price tag they carry. Refer to the below table to see how both the SUVs fare against each other:

Details Kia Seltos Tata Nexon
Engine 1.5-litre Petrol/1.4-litre Turbo-Petrol/1.5-litre Diesel 1.2-litre Turbo-Petrol/1.5-litre Turbo-Diesel
Gearbox Manual/Automatic Manual/AMT
Seating Capacity 5-seater 5-seater
Total Variants 23 36
Price Rs. 9.89 lakh to Rs. 17.34 lakh Rs. 7 lakh to Rs. 12.7 lakh

Tata Altroz Vs Tata Nexon:

The Altroz is a premium hatchback whereas the Nexon belongs to the compact SUV segment. The top-spec trims of the Altroz carry a similar price tag as the base variants of the Nexon. But practically, the Nexon is a better choice over the Altroz as it offers more space and has a good road presence. Below is the detailed comparison of the Altroz and the Nexon:

Details Tata Altroz Tata Nexon
Engine 1.2-litre Petrol/1.5-litre Turbo-Diesel 1.2-litre Turbo-Petrol/1.5-litre Turbo-Diesel
Gearbox Manual Manual/AMT
Seating Capacity 5-seater 5-seater
Total Variants 23 36
Price Rs. 5.44 lakh to Rs. 9.09 lakh Rs. 7 lakh to Rs. 12.7 lakh

CIN: U66000KA2016PLC138288

IRDAI Registration No: 157

Category: Non-Life Insurance

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