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Tesla Car Insurance

ACKO welcomes Tesla to India as preferred insurance partner

As we gear up for Tesla, explore insurance quotes for other brands.

Car number

Getting a brand new car?

Save up to ₹40,000* on your insurance

Home / Car Insurance / Tesla Car Insurance

Tesla, one of the leading automotive brands, is best known for its Battery Electric Vehicles (BEVs. With all the Tesla cars being electric, it is one of those brands that has been constantly revolutionising the electric vehicle market across the world. Some of the popular Tesla cars include Model X, Model 3, Model S, Cybertruck, and more. All of these car comes with advanced features and should be financially protected with a Comprehensive Car Insurance policy against damages, theft, and third-party liabilities. So, if you have been planning to buy your favourite Tesla car in India, then secure it with the ACKO Comprehensive policy.

Why Should You Buy ACKO Car Insurance for Tesla?
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With the ACKO car insurance policy for your favourite Tesla car, you can enjoy the following benefits:

Third-liability Cover
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With ACKO's comprehensive coverage, you can protect yourself against any third-party liabilities that might arise due to your Tesla car.
 

Zero Depreciation Cover
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With Zero Depreciation Cover, you can get the full value of your car during the claim process, irrespective of any depreciation that might have occurred over the years.
 

Roadside Assistance Cover
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When you opt for Roadside Assistance Cover in your ACKO Comprehensive Policy, you will be eligible to get roadside assistance in case you are stranded in the middle of the road.
 

NCB Protection Cover
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This cover will retain the No Claim Bonus even after you raise a claim against Car Insurance policy for your Tesla car.
 

Own-damage Cover
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This component of the ACKO Comprehensive Policy protects your Tesla against accident, fire, theft, or any natural and man-made disasters. 
 

Passenger & Personal Accident Cover:
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The passenger cover provides financial protection up to ₹2 L each for the passengers and ₹15 L for the policyholder. This is applicable in case there is an accident and the policyholder or the passenger suffers a permanent or partial disability or meets an unfortunate demise.

Online Purchase
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At ACKO, you can buy Tesla car insurance online, and there is zero paperwork. Similarly, car insurance renewal can also be completed online without any paperwork. Digital payment modes and zero paperwork save you a lot of time.
 

Quick Claim Settlements
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You can file a car insurance claim online at ACKO. Depending on the nature of the claim, the processing time for the claim may vary. Moreover, the claim settlement ratio of ACKO’s car insurance for FY 2024-25 is 99.50% which makes it a reliable choice to enjoy quick claim settlements. 

What’s Covered in Tesla Car Insurance?
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  • Accident: Any loss or damage due to an accident will be covered. 

  • Third-party Liability: If your car causes damage or loss to a third party, it will be covered.

  • Damage due to Natural Calamities: Any damage caused by natural calamities such as floods, cyclones, earthquakes, etc., is included. 

  • Total loss or Theft: With Tesla car insurance, you will get coverage for any theft or if the car suffers total damage. 

  • Fire Outbreak: If your Tesla car gets partially or totally damaged due to fire outbreaks, then it’s included in your policy.

  • Personal Accident Cover: If the passenger or the policyholder suffers disability or meets an unfortunate demise, then financial compensation of up to ₹15 L will be provided to the policyholder or their dependents.

What’s Not Covered Under Tesla Car Insurance?
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  • Wear and Tear: Any loss or damage to the vehicle due to regular wear and tear is excluded.

  • Irresponsible Driving: Loss or damage to the vehicle caused by rash or reckless driving or driving under the influence of alcohol is not covered.

  • Mechanical Damage: Any loss or damage to the vehicle due to mechanical or electrical failure is excluded. 

  • Driving without a Licence: If your vehicle is damaged and you are found driving without a valid driving licence, it will not be covered. 

  • Geographical Limit: If you drive your Tesla car outside the geographical limit prescribed in the policy, it will not be covered.

  • Consequential Loss: Any loss that the car sustains but which is not a direct result of the accident is typically not covered.

How to Buy ACKO Car Insurance for Tesla Car?
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Listed below are the steps you need to follow to get Tesla car insurance with ACKO:

  • Step 1: Scroll to the top of this page and click on “Check Prices”

  • Step 2: Enter your car details, such as make/model, fuel type, variant, and delivery date, and hit the “Continue” button.

  • Step 3: Enter your mobile number and current address pincode, and click on “View Plans”

  • Step 4: Select the insurance plan you wish to buy 

  • Step 5:  Choose the add-ons you wish to buy 

  • Step 6: On the next page, select the ID

  • Step 7: Enter your details, such as name and email ID, RTO location, vehicle engine and chassis number, etc

  • Step 8: Review all the details and complete the online payment to insure your Tesla car

How to File a Claim for Tesla Car Insurance with ACKO?
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Here are the steps you need to follow in order to raise a claim against your Tesla car insurance policy:

  • Step 1 - Visit the ACKO website or download ACKO mobile app

  • Step 2 - Login to ACKO account to access the car insurance features

  • Step 3 -  Select the Car Insurance Claim option

  • Step 4 - Enter the details about the damage and upload pictures of the damaged car

  • Step 5 - In case of minor damages, you will receive an instant claim settlement, and major repairs will be carried out at the garage of your choice

  • Step 6 - For major repairs, your vehicle will be picked* from your doorstep, and the repaired vehicle will be delivered within three days.

*Note: Vehicle pickup/drop facility is available in select cities.

Frequently Asked Questions
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How much does Tesla insurance cost?

The cost of Tesla insurance depends on the policy type you choose and the model details of your car.

Can I buy Tesla car insurance online?

Yes, you can buy Tesla car insurance online with ACKO.

Do I need insurance for my Tesla car?

Yes, you need to have at least a third-party car insurance for your Tesla car.

Can I check the ACKO car insurance details for my Tesla car?

Yes, you can check ACKO car insurance for your Tesla car on the ACKO app or policy documents.

Can I get a cashless repair done for my Tesla car?

Yes, you can enjoy cashless repairs for your Tesla car by taking it to a nearby cashless garage. 

Nikhila PS profile avatar

Written by

Nikhila PS

Senior Content Editor

Rekhit Singh Kaushal profile avatar

Reviewed by

Rekhit Singh Kaushal

Senior Director - Motor Underwriting