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Home / Car Insurance / What to Do If Your Policy Details Are Wrong on the Parivahan Portal?
If you get any incorrect insurance details on the Parivahan portal, you should first verify the information on your insurance policy document and vehicle registration certificate (RC). Having wrong insurance details on the Parivahan portal can have complications regarding compliance with legal requirements and might become a hassle for you even after having a proper insurance policy.
There are around 260 million two-wheelers and 50 million cars in India that are active but there are instances where people have not updated their vehicle’s insurance details on the Parivahan portal or the m-Parivahan app. So, here, we are going to understand how to update insurance details in the Parivahan portal and other key details.
Follow these steps to update wrong insurance details on Parivahan portal:
Step 1: Visit the official Parivahan Portal website by typing in “Parivahan Portal in the search bar.
Step 2: Click on Online Services, available at the top part of your home screen.
Step 3: From the drop-down menu, click on Vehicle Related Services.
Step 4: You will see a number of options on your screen, scroll down the options and click on Update Insurance Details to proceed to the next step.
Step 5: Now, you will have to enter some of your vehicle’s details, including registration number, the last five digits of the chassis number and a verification number shown on your screen.
Step 6: Now, click on the Go button to move to the next step.
Step 7: Once you click Go, the Parivahan System will verify your vehicle’s details and match them with the ones from their database. Ensure that the details you enter are correct and click on Confirm.
Step 8: Once they successfully verify, you will see a window. From the window, click on Choose File and select the relevant insurance documents from your device, and finally click on Upload.
Step 9: Review your uploaded details on the screen carefully. Some of the details you need to review are the policy number, the insurer’s details, and the start and end dates of your policy.
Step 10: Once you click on Confirm, the Parivahan system will process your request for update. In the meantime, you might receive a confirmation SMS or a reference number for the record. Keep this number safe for future references.
Here are the documents required for updating wrong insurance details on Parivahan portal:
Ensure you have a copy of your current valid vehicle insurance policy with the right details, including policy number, start and end date of insurance policy, and insurer’s details. Make sure you have a document file containing these details on your computer.
Keep your vehicle’s registration certificate handy. You might need it for some details that you might have to enter while updating your details.
Uploading incorrect policy data on the Parivahan portal or not updating the details after insurance renewal can be a hassle in the future. Here is a list of consequences of having wrong insurance details on the Parivahan portal.
Rejection of Request: Incorrect data can result in the automatic rejection of requests by the Parivahan system or local RTO, delaying any approvals or processes linked to your vehicle.
Potential Delays: Once rejected, the process of re-uploading and verification can take weeks or even months. Generally, it may take up to 30 days for updated insurance data to reflect on the portal after submission and review.
Tax Complications: Several state transport departments use the Parivahan portal or the mParivahan app to collect road taxes. Incorrect insurance details can trigger compliance issues, leading to delays or penalties in tax payments.
Problems With NCB Accumulation: Wrong or mismatched policy details can affect the No Claim Bonus (NCB) record. If your insurance type is misrepresented, it may interrupt NCB accumulation, forcing you to start over.
Legal Issues: Inaccurate insurance information on the portal may be interpreted as having no valid insurance coverage, exposing you to legal fines or penalties during routine checks or traffic stops.
You can update your vehicle insurance details simply by following a few simple steps. You only need proper access to your current insurance policy documents and your car’s RC to proceed with these steps.
Having wrong insurance details on Parivahan portal can cause compliance issues with the government and can lead to negative consequences. Reviewing your details in the Parivahan portal once in a while can ensure your compliance with the government without fail.
Yes, you can update insurance details of all types of vehicles in India, such as cars, motorbikes, and commercial vehicles, including trucks.
To update your insurance details on the Parivahan Portal, you will only need your current insurance details and your vehicle’s RC. Your Current insurance details must have the policy number, beginning and expiry dates, and your insurer’s details.
You must update your vehicle insurance details in the Parivahan portal whenever there is a change in your insurance policy. Mostly, changes in your insurance policy happen when you renew or review your vehicle insurance policy.
Yes, you can update details for multiple vehicles on a single device. However, you will have to go through the steps to update separately for every vehicle.
Here is a list of consequences of not updating your vehicle’s insurance documents on time: rejection of request, potential delays, break in NCB accumulation, etc.