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This website ( is an official website of ACKO General Insurance Limited (ACKO), having its registered office at 2nd Floor, #36/5, Hustlehub One East, Somasandrapalya, 27th Main Rd, Sector 2, HSR Layout, Bengaluru, Karnataka 560102.

Prohibition of Rebates – Section 41 of the Insurance Act, 1938, as amended by Insurance Laws (Amendment) Act, 2015.

Your browsing and/or using of this Website is subject to all applicable laws, and you agree to the following:

  1. By accessing and browsing the Website, you accept the Terms and Conditions and Privacy Policy of ACKO.

  2. The information contained in this web site is solely for providing information about ACKO to interested parties and is not in any way binding on the Company.

  3. You hereby confirm that all premiums have been/will be paid from bonafide sources and no premium have been/will be paid out of proceeds of crime related to any of the offence listed in Prevention of Money Laundering Act, 2002

  4. Decisions to purchase any policy/product of ACKO will be based solely on your independent evaluation of the policies/products of ACKO and your need for the same.

  5. The materials and/or information available or obtained at/through this web site is/are not guaranteed or warranted in terms of completeness, correctness, accuracy, reliability or otherwise howsoever by ACKO or its directors or employees.

  6. The product information given on this web page is only indicative in nature and do not constitute the entire terms, conditions and exclusions of the Policy. For further detail please refer to policy wordings.

  7. Your information that ACKO has received from any online advertisement will be used to contact you for the stated purpose of the advertising overriding any DNC registration made by you.

  8. This Website may contain links to other websites, we are not, directly or indirectly, implying any approval, association, sponsorship, endorsement, or affiliation with any linked website, unless specifically stated. We are not responsible for examining or evaluating, and we do not warrant the offerings of, any businesses or individuals or the content of their websites.

  9. Cookies are small text files that are placed on your computer by websites that you visit. They are widely used in order to make websites work, or work more efficiently, as well as to provide information to the owners of the site. This website makes use of cookies to monitor visitor sessions. No personal information is stored in the cookie that is issued by the site. The value stored in the cookie is an anonymous identifier, which is not linked to any other personal information you may give us during your visit. If you do not wish to receive these cookies you can disable them in your browser, though doing so may affect the functionality of our website.

  10. The option to pay ₹0 for hospital bills applies to the base plan, while for top-up plans, it is applicable beyond the deductible amount.

  11. According to in 2023, the #ACKO platinum health plan has been rated as the No. 1 health plan.

  12. The premium of Rs.20 per day has been calculated for a Family Type 1A, Zone 2, with an age of 25, a sum insured (SI) of 10L, and a deductible of 5L.

  13. Acko platinum & standard health plans are sold under Product: Acko Personal Health Policy, UIN: ACKHLIP23114V012223. This product needs to be read in conjunction with the policy wording.

  14. Private Car Policy Bundled | IRDAN157RP0014V02201819 | Save up to Rs. 36,000 has been calculated on IDV of 20,00,000, 0% NCB, and select add-ons. Amount saved is in comparison to Acko's F&U filing.

  15. Premium starting at Rs. 457 is for Two-wheeler EVs not exceeding 3 KW

  16. For health insurance only: *Tax deductions under Section 80D is as per applicable provision of the Act (including any amendments thereto) and are subject to changes in the tax laws.

  17. For Bike Insurance: *555/- has been calculated on the IDV of 20,000 and 50% NCB not exceeding 75 CC. The amount saved is in comparison to Acko's F&U filing.

  18. INR 2094* - Premium is for ‘Private Car Liability Policy’ not exceeding 1000 cc.

  19. Claims settled worth over Rs. 350 crores from April 2022 to March 2023 for Health LOB.

Understanding Your Insurance Premiums: A Guide on Acko Platinum and Arogya Sanjeevani Plan Premiums

Acko Platinum Plan

The Acko Platinum Plan provides different premium rates based on the family or individual structure. Please note that all these premiums do not include GST.

Individual (1A): For a 25-year-old individual living in Zone 2 with an insurance coverage of 10 Lakhs and a deductible of 5 Lakhs, the base annual premium is 6564 (or 547 monthly). The top-up increases the annual premium to 1547 (or 129 monthly).

Couple (2A): For a couple of the same age, residing in the same zone with identical insurance coverage and deductible, the base annual premium is 11,121 (or 927 monthly). Including the top-up, the total annual premium becomes 2,579 (or 215 monthly).

One Adult and One Parent (1A+1P): In a family unit consisting of an adult (25 years old) and a parent (46 years old), residing in Zone 2 with insurance coverage of 10 Lakhs and a deductible of 5 Lakhs, the base annual premium is 16,422 (or 1,369 monthly). With the addition of the top-up, the annual premium becomes 4,171 (or 348 monthly)

Arogya Sanjeevani Plan

The Arogya Sanjeevani Plan is structured for individuals. Please note that the premium excludes GST.

Individual (1A): This plan is for a 20-year-old individual with an insurance coverage of 5 Lakhs. The annual premium for this individual would be 2,626 (or 219 monthly).

  1. Spend is medically necessary

  2. Spend is reasonable standard charge for the specific provider and consistent with the prevailing charges in the geographical area for identical or similar services for the illness/injury involved

  3. Evidence (payment and service utilization proof) of quantum of loss are submitted.

ACKO International Travel Insurance

ACKO General Insurance Limited
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IRDAI Registration No.: 157 | CIN: U66000MH2016PLC287385

Reg office: 2nd Floor, #36/5, Hustlehub One East, Somasandrapalya, 27th Main Rd, Sector 2, HSR Layout, Bengaluru, Karnataka 560102.

Phone: 1860-266-2256 | Email: [email protected] | Website:

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